General RV Information
General discussion forum for RVers.
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By Randyretired · Posted
Investing in stocks can be done in many different ways. For those that wish to invest in specific companies one can purchase stock. Mutual funds group a number of stocks or bonds together so that the investment is spread over a number of stocks or bonds. By spreading an investment over multiple assets the risks typically are less but the profits are also grouped. There are also exchange traded funds (ETF) that are lot like mutual funds but bought and sold like stocks. ETF's and mutual funds can invest in a particular segment of the market or be more broadly invested. There are even funds that invest in all of the stocks. The funds can be actively managed meaning someone is picking the investments or index funds that invest to follow an index or specific groups of stocks. ETF's and mutual funds have different minimum investments. Some are as low as a few hundred dollars and it goes up from there. This allows small investments but spread over a number of investments. For new investors this is my recommendation but market investments typically are long term as the values fluctuate daily, hourly and even minute by minute. My tip to get started would be purchase a mutual fund. There are thousands of different funds and the risk reward varies wildly. I have a S&P 500 index as my base fund. This is an index fund that specifically follows the S&P 500 which means I own a piece of the 500 largest stocks. This fund values fluctuates with the market and can have gains or losses but with that many companies the risk is diversified. Since the inception the S&P 500 has averaged a little over 10%. I have been in this fund for around 30 years or more and my investments have averaged a little over 12%. It is important to remember that there isn't any guarantee that will continue. Some funds chase larger returns and the risk varies but for me this is my largest single investment. It fits my risk level and I don't study the finacials of companies. I purchased this fund over time and I don't buy and sell to time the market. My investments are through a couple of companies but I like Fidelity and their app. This let's me buy and sell a variety of investments right from my phone and money can be moved to and from my bank usually within a couple of days. Many times investments, even stocks are traded without a fee. Many investment companies offer similar features. There are also financial advisers that will invest your money or guide you for a fee. I am certainly not an expert but this may give you some ideas. There are many more ways to invest than this and the risks/rewards vary widely. -
By Chad Heiser · Posted
Nice looking car. Good luck with the sale. It appears to be a twin of ours. I am curious what wheels you went with. I am looking to get something similar for ours. -
By Chad Heiser · Posted
TST monitors are only supposed to be used on metal valve stems. Your lucky you didn’t have a catastrophic failure with one of your stems. -
We're running a little behind where I thought we might be. We're in Moose Jaw at the moment. We're (hopefully) getting the refrigerator repaired in the morning, then may stop in Saskatoon in the afternoon to visit an old motorcycle friend. Likely roll into Grande Prairie Thursday-ish. -
It wouldn’t hurt to use a garden hose to spray water through the rad and condenser from the fan side. Over time they often get plugged up and with the light loads we pull they need to get quite bad before we notice on the temp gauge.
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