Friend lost insurance

[Broncohauler]

This is a good friend of mines truck conversion. His current insurance company just drop them after many years like many other companies seem to be. 

Lots of companies in the resource guide but what companies are still writing policies??

[GlennWest]

Miller, National General

[Broncohauler]

I’ll re read the other posts. But I thought National General wasn’t writing new policies?

[BlueLghtning]

8 minutes ago, Broncohauler said:

I’ll re read the other posts. But I thought National General wasn’t writing new policies?

That was some other company with National in their name. I had to do a double take when I saw that. Miller Insurance agency out of Oregon is one many of us use - http://www.millerrvinsurance.com/

[Chad Heiser]

I went through Miller after Blue Sky stopped writing/renewing policies and got an excellent policy with National General.  I would definitely recommend giving Miller a call.  They know there stuff when it comes to RV’s and HDT’s in RV service.

[jenandjon]

I am currently shopping for insurance. I found an old chart on the irv2 forums and I coped all the companies close to me. There are 2 that I found that will write them. My insurance broker said she must have called a dozen companies and they all said no. I came up with these on my own. The chart I found was a few years old. Many of the companies quit doing it or are out of business.

Iowa Forest City Farm & City Insurance Service
P.O. Box 248,
Forest City, IA - 50436
Phone: 800-331-1520
 

Farm and City will do it but they have rules. You can never drive your HDT without the camper attached. I said what If I need grocerys. She said get them ahead of time. I politely said thanks but no thanks.

Michigan Grand Rapids Thum Insurance Agency
3310 Eagle Park Dr NE. Suite 210,
Grand Rapids, MI 49525
Toll Free: 800-866-0777
Phone: 616-957-2400
Fax: 616-957-1204
 

I am currently waiting for a quote from Thum. Very helpful. no crazy rules.

 

I got a quote from State farm. They will insure my HDT as a personal passenger vehicle. If I change all my vehicles over to state farm  the truck will be $90 a month for full coverage. Plus my other vehicles. Problem is I don't like State Farm.
 

[SWharton]

To simplify your life I would call Miller or FCIS(Iowa). Both are good brokers and know which companies are writing insurance.

[SuiteSuccess]

Mine is with Miller but did notice premium is going up by $160.  Are companies just refusing to write HDTs or are folks having trouble with MDTs and duallys?

[jkoenig24]

My Class 7 Super-C is with Progressive. I don't know if Progressive will do HDT hauler/tractors though. 

I believe Chris & Charles Yost of C & C Marketing are full-timers who's business is insurance. I know they write RV policies. I'm not sure if they'll cover HDT haulers though. They can be reached at ‭(936) 425-5041‬

[Broncohauler]

Thank you guys. I passed on the link to Miller insurance, I’ll let y’all know how it turns out. 

Now I need to figure out what’s up with photoBucket not showing the picture I posted??

[noteven]

Maybe Chad could apply to have the photo posting link he knows of set up as a sticky on the forum?

[Broncohauler]

[jblscooper]

National General is joining with Good Sam. Just insured my MDT/5 wheel/Hyundai  on same policy. Might try them.

 

Jim

[I'mdonewiththis forum]

1 hour ago, noteven said:

Maybe Chad could apply to have the photo posting link he knows of set up as a sticky on the forum?

This is the one he posted for those who need it: http://photoposting.is-great.net/?i=3

[Chad Heiser]

14 minutes ago, Mntom said:

This is the one he posted for those who need it: http://photoposting.is-great.net/?i=3

Thanks for posting.  I'll see if I can get someone to add the link to a stickee post on the forum.

On edit:  The stickee post is in the works.

[Alie&Jim's Carrilite]

9 hours ago, SuiteSuccess said:

Mine is with Miller but did notice premium is going up by $160.  Are companies just refusing to write HDTs or are folks having trouble with MDTs and duallys?

I think that there is an issue with the other than RV'ers that say they are RV'ers having insurance underwritten when they are skirting the commercial side.  I also know that when we went to National General, we were asked to send pics of the truck bed showing the rv hitch and such.  

[CrazyCooter]

A friend of mine just got a Pete insured through Good Sam with a Progressive policy in Oregon.

[jenandjon]

I just went with State Farm. I had to move all my vehicles over there. My bill went up only $40 from what I was paying without the truck at my previous insurance company. I got a $2,000 deductible and I got a low mileage discount. I cant go over 7,500 miles a year. Not a problem for me. We only do one or two long trips a year and a bunch of short ones. I got towing and road side assistance. I got the higher deductible because my truck don't have all the fancy fairings. If I bend my bumper, wheel or hit my fuel tank and its my fault I wont turn it in anyway. I will fix it myself. If Someone else hits me I am covered by the uninsured motorist clause.....Actually that reminds me I have to make sure that is in the policy. I'm doing the paperwork to change over tomorrow.

 

Turns out most of these companies wont let you drive the tractor without the trailer hooked up or hooked to another kind of trailer. No bob tailing. State farm will insure you as a private passenger vehicle. I can jump in and drive it any time and anywhere I want to.

[beemergary]

Gulfway out of Florida insures race car rigs. I had my Peterbilt with them but now my local (10 mi. vs 1000) State Farm will insure it for a little less money. Friend has a Freightliner and only had to put a porta potty in the back and its an RV. Can't remember who he's insured with.

 

 

[Tom'sRedwood38GK]

I am insured through Miller and Progressive I was told that I had to insure both the Truck and 5th wheel at the same time paid cash for the truck and set up the 5er on monthly payments. I was told that I had to keep the bobtailing to a minimum as with most policies.  

[Jack Mayer]

The picture stickie is up.

C&C is under new ownership. We have been working with them on "easing" insurance issuance for our customers. They will write HDTs without restrictions (as far as I can tell), but their price is not as good as others...at least on the initial test quotes, I have done.  

Insurance continues to be an issue - getting good insurance at a reasonable price is possible, but it varies widely based on your particular circumstances. 

 

Farm and City will write to several companies, but as noted they have rules. I have insurance with them, and my POLICY does not have a rule that the trailer must be attached. I do have a restriction that I cannot "sleep" in my truck. That said, I am looking for a provider that has competitive rates, will write in all 48 states, and is wanting our business. We had a provider lined up, but our test policies were problematic, so they were "eliminated". 

[GlennWest]

Thank you, Jack. I called Miller and asked about bobtail with truck. Get fuel, go to Lowe's to pick up an item. Pick up Depot freight I order. Stated picking up stuff would be rare though. She said no problem. Did say if that becomes common might should look at private truck registration and insurance. Stated insurance wouldn't be much difference.

[Chad Heiser]

On 2/9/2018 at 6:52 AM, Jack Mayer said:

The picture stickie is up.

Thanks for getting this taken care of Jack.

[Broncohauler]

I haven’t been on in awhile. 

Whats the photo stickie about? 

Do we have a new way of posting pictures?

[Nigel]

It is pinned at the top of the HDT forum.