RandyA Posted August 31, 2019 Report Share Posted August 31, 2019 I've received the statement from my insurance company for my back surgery including doctor, OR, hospital, meds, and the metal device that was implanted in my spine. The total bill was $260,000 - $100,000 of that was for the white thing you see in the copy of the x-ray that is screwed into my vertebrae. It sort of puts you in a different frame of mind about the cost for repair parts for my Volvo 😁. BTW - the insurance company did not pay that amount. It was "discounted" to $4,211.00. My cost was zero. Quote Randy, Nancy and Oscar "The Great White" - 2004 Volvo VNL670, D12, 10-speed, converted to single axle pulling a Keystone Cambridge 5th wheel, 40', 4 slides and about 19,000# with empty tanks. ARS - WB4BZX, Electrical Engineer, Master Electrician, D.Ed., Professor Emeritus - Happily Retired! Link to comment Share on other sites More sharing options...
Alie&Jim's Carrilite Posted August 31, 2019 Report Share Posted August 31, 2019 May you never have a loose screw.... It could be painful.... If your ever broke, you can always sell a screw..... Hope they used the Red Loctite! Quote Alie & Jim + 8 paws 2017 DRV Memphis BART- 1998 Volvo 610 Lil'ole 6cyl Cummins Link to comment Share on other sites More sharing options...
phoenix2013 Posted August 31, 2019 Report Share Posted August 31, 2019 My wife has metal hip, I have two knees, We had a "discussion" with "the folks" about what will happen after cremation. They actually have a service where a person shows up and "retrieves the spare parts". Quote Link to comment Share on other sites More sharing options...
SuiteSuccess Posted August 31, 2019 Report Share Posted August 31, 2019 (edited) 10 minutes ago, phoenix2013 said: My wife has metal hip, I have two knees, We had a "discussion" with "the folks" about what will happen after cremation. They actually have a service where a person shows up and "retrieves the spare parts". Phoenix, Be sure to have that same discussion about gold teeth, lol. Can be worth a lot of $$$. BTW prosthetic hip stem would make a great gear shift knob. Edited August 31, 2019 by SuiteSuccess Quote 2006 Volvo 780 "Hoss" Volvo D12, 465hp, 1650 ft/lbs tq., ultrashift Bed Build by "JW Morgan's Custom Welding" 2017 DRV 39DBRS3 2013 Smart Passion Coupe "Itty Bitty" "Don't go around saying the world owes you a living. The world owes you nothing. It was here first!" Link to comment Share on other sites More sharing options...
Twotoes Posted August 31, 2019 Report Share Posted August 31, 2019 I have a surgical rod in my left leg, and one in my left arm. I have also had all my toes on my right foot amputated by the bumper of a car in a motorcycle accident. Quote 2015 Itasca Ellipse 42QD 2017 Jeep Wrangler Unlimited Rubicon Hard Rock Edition 2021 Harley Street Glide Special Fulltimer Link to comment Share on other sites More sharing options...
SWharton Posted August 31, 2019 Report Share Posted August 31, 2019 I have always wondered about medical pricing for "components". Why put a price tag on it for $100,000 when it gets discounted to $4211. Same thing with knees and hips. If a company is OK being paid $4211 for a list price product of $100,000 something is very wrong with the pricing model. Quote Link to comment Share on other sites More sharing options...
adept99 Posted August 31, 2019 Report Share Posted August 31, 2019 Back in the day, medical pricing was based on billed amount. The more you billed for a given procedure (price, not volume) the more the billing allowable went up for the following year. What a great system... Quote Paul & Paula + Daisy the amazing wiggle worm dog... 2001 Volvo 770 Autoshift, Singled, w/ Aluminum Bed - Toy Draggin 2013 395AMP XLR Thunderbolt Toy Hauler 2013 Smart Passion 2012 CanAm Spyder RT 2013 Harley Davidson Street Glide Link to comment Share on other sites More sharing options...
docj Posted August 31, 2019 Report Share Posted August 31, 2019 2 hours ago, SWharton said: I have always wondered about medical pricing for "components". Why put a price tag on it for $100,000 when it gets discounted to $4211. Same thing with knees and hips. If a company is OK being paid $4211 for a list price product of $100,000 something is very wrong with the pricing model. The same issue is true of most medical and pharmacy expenses in the US relative to the difference between "billed price" and "insurance reimbursement". I think that there are probably lots of tax issues involved in the pricing. The higher price may represent a "fully amortized" cost including investment, research, etc., whereas the "insurance settlement" may just cover operating costs and associated profit. Depending on how you do your accounting you might well be able to show that you're operating at a net loss relative to total investment. Quote Sandie & Joel 2000 40' Beaver Patriot Thunder Princeton--425 HP/1550 ft-lbs CAT C-12 2014 Honda CR-V AWD EX-L with ReadyBrute tow bar/brake systemWiFiRanger Ambassador Follow our adventures on Facebook at Weiss Travels Link to comment Share on other sites More sharing options...
SWharton Posted August 31, 2019 Report Share Posted August 31, 2019 Medical billing in general is a confused mess. DH had surgery this spring. We received a letter with the estimated cost(I think this is a useless govt. requirement now), $3200. That was fine for the surgeon but not the other $100,000 or so of the bill. Operating room, hospital room, meds, anesthesiologist etc. etc.Totally gives a false impression of actual cost either before or after insurance. Totally misrepresents your actual cost. Quote Link to comment Share on other sites More sharing options...
justRich Posted August 31, 2019 Report Share Posted August 31, 2019 Wow! That made me sit up straight. How's your back and legs feel now? How long's it been since surgery? Quote ~Rich Link to comment Share on other sites More sharing options...
phoenix2013 Posted August 31, 2019 Report Share Posted August 31, 2019 10 hours ago, SuiteSuccess said: Phoenix, Be sure to have that same discussion about gold teeth, lol. Can be worth a lot of $$$. BTW prosthetic hip stem would make a great gear shift knob. Good point, I have one gold crown installed in the 1960'a, it was the material of choice then, my dentists still marvel over it in the days of plastic. I should make point of it in my family trust so that my kids can retrieve it and sell it. Quote Link to comment Share on other sites More sharing options...
rickeieio Posted August 31, 2019 Report Share Posted August 31, 2019 13 hours ago, SuiteSuccess said: Phoenix, Be sure to have that same discussion about gold teeth, lol. Can be worth a lot of $$$. BTW prosthetic hip stem would make a great gear shift knob. We've reached the "metalic age." Silver in our hair, gold in our teeth, and lead in our ass. Quote KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
chirakawa Posted August 31, 2019 Report Share Posted August 31, 2019 22 minutes ago, rickeieio said: We've reached the "metalic age." Silver in our hair, gold in our teeth, and lead in our ass. No need to worry until they start pumping platinum into you. Quote Everybody wanna hear the truth, but everybody tell a lie. Everybody wanna go to Heaven, but nobody want to die. Albert King Link to comment Share on other sites More sharing options...
ARGO Posted September 1, 2019 Report Share Posted September 1, 2019 So on the billing issue, pls tell me why you can get a windshield replaced for $200 but they charge the ins co $400 if you go thru them? Quote You'd have to see the movie to understand.......... Link to comment Share on other sites More sharing options...
Ronbo Posted September 2, 2019 Report Share Posted September 2, 2019 They charge insurance more because they can. If they only charged insurance $200 it would be discounted. There is also more paperwork with insurance and waiting to be paid. The windshield in y T2000 was less than $200. Quote Ron C. 2013 Dynamax Trilogy 3850 D3 2000 Kenworth T2000 Optimus Prime Link to comment Share on other sites More sharing options...
ARGO Posted September 2, 2019 Report Share Posted September 2, 2019 The other consideration is always money. If the Ins Co pays out more, they can then file for a rate increase. Quote You'd have to see the movie to understand.......... Link to comment Share on other sites More sharing options...
sclord2002 Posted September 2, 2019 Report Share Posted September 2, 2019 Rany, Has Nancy checked to see if the improvements have increased your trade-in value ?? Quote Don't ever tell a soldier that he doesn't understand the cost of war. Link to comment Share on other sites More sharing options...
Big5er Posted September 2, 2019 Report Share Posted September 2, 2019 On 8/30/2019 at 8:18 PM, RandyA said: The total bill was $260,000 Just imagine, at that rate it won't be long before you can get your own personalized lunch box. Quote MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
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