mr. cob Posted July 25, 2019 Report Share Posted July 25, 2019 Howdy All, Well I got a SHOCK today, National General sent me a notice of an "offer" to renew my insurance, this would be my third year with them, this year they want darn near a thousand dollars more then last year. Yes I had a claim, my trailer slid off an icy road and had to be repaired, the truck NEVER left the road the claim was against the trailer NOT the truck. I remember a while back someone mentioned an insurance agency out of Oregon that wrote HDT policies does anyone remember who that agent is, can anyone supply contact information for them? Thanks. Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
bobsallyh Posted July 25, 2019 Report Share Posted July 25, 2019 mr.cob, Miller Insurance is in Portland and is a broker. We don't have an HDT but our fulltimer policy is thru them. It might be the one you were thinking of. Quote Link to comment Share on other sites More sharing options...
bockofma Posted July 25, 2019 Report Share Posted July 25, 2019 Good evening, Mr. Cob. Try: Farm and City Insurance fcisinsurance.com 1-800-331-1520 Regards, Michael Quote 2007 Volvo VNL 670 2007 NuWa HitchHiker Champagne Link to comment Share on other sites More sharing options...
mr. cob Posted July 25, 2019 Author Report Share Posted July 25, 2019 9 minutes ago, bobsallyh said: mr.cob, Miller Insurance is in Portland and is a broker. We don't have an HDT but our fulltimer policy is thru them. It might be the one you were thinking of. Howdy Bob, Thanks, I think that is the agency I was thinking of. Do you happen to have a contact number? Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
mr. cob Posted July 25, 2019 Author Report Share Posted July 25, 2019 8 minutes ago, bockofma said: Good evening, Mr. Cob. Try: Farm and City Insurance fcisinsurance.com 1-800-331-1520 Regards, Michael Howdy Michael, Thanks I will give them a call. Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
DesertMiner Posted July 25, 2019 Report Share Posted July 25, 2019 Hey Mr Cob did you have your “drag chains” installed when you slipped off that icy road? Quote Link to comment Share on other sites More sharing options...
dendon Posted July 25, 2019 Report Share Posted July 25, 2019 2 hours ago, bobsallyh said: mr.cob, Miller Insurance is in Portland and is a broker. We don't have an HDT but our fulltimer policy is thru them. It might be the one you were thinking of. Hi Dave, Thanks for your NGIC post, since I got a Similar (22% Increase) Renewal Notice a few days ago and spoke with my local Livingston Agent yesterday, that told me "ALL Insurance Policies are Significantly upon renewal this year and my only recourse is to INCREASE my Deductibles on my 3 vehicles", (1-41' Class-A, 1-Class-B RoadTrek, and 1-Ford Explorer Toad). Although, we have been very Pleased with NGIC coverage and service for almost 10 years, this Increase is becoming unreasonable!! So, I'm Totally with you in Searching for Similar/Same Coverage at a more REASONABLE cost and will be tracking your post responses closely, as I pursue ALL other options. Many Thanks, Don Quote Link to comment Share on other sites More sharing options...
mr. cob Posted July 25, 2019 Author Report Share Posted July 25, 2019 1 minute ago, DesertMiner said: Hey Mr Cob did you have your “drag chains” installed when you slipped off that icy road? Howdy DM, No. There is a story behind that whole fiasco, I had never been on the road to this campground before, it was an up hill twisty road with no indications of what was ahead until it was to late. I was following a friend who was driving a 4 wheel drive pickup with studded snow tires, he made it, I didn't. When he called out ICE on the CB, I was already committed to the hill and rounding a curve. I was only going about 15mph but when the trailer started to slide there wasn't a whole lot I could do about it. Did I mention it was 8 degrees above zero and around 11:30PM. Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
mr. cob Posted July 25, 2019 Author Report Share Posted July 25, 2019 5 minutes ago, dendon said: Hi Dave, Thanks for your NGIC post, since I got a Similar (22% Increase) Renewal Notice a few days ago and spoke with my local Livingston Agent yesterday, that told me "ALL Insurance Policies are Significantly upon renewal this year and my only recourse is to INCREASE my Deductibles on my 3 vehicles", (1-41' Class-A, 1-Class-B RoadTrek, and 1-Ford Explorer Toad). Although, we have been very Pleased with NGIC coverage and service for almost 10 years, this Increase is becoming unreasonable!! So, I'm Totally with you in Searching for Similar/Same Coverage at a more REASONABLE cost and will be tracking your post responses closely, as I pursue ALL other options. Many Thanks, Don Howdy Don, I am leaving Odark30 tomorrow morning headed to California to drop my trailer off and let Chad, install 1,410 watts of solar on the trailer so I'll have to put off contacting different insurance companies until I get back home but I will post up what I find. I expect yearly increases but going from 1,515 dollars to 2,477 is a bit over the top. Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
jenandjon Posted July 25, 2019 Report Share Posted July 25, 2019 I have state farm. My truck cost $75 a month for full coverage. Quote Farmer, Trucker, Equipment operator, Mechanic Quando omni flunkus moritati-When all else fails, play dead I'm a man, but I can change, if I have to, I guess. Link to comment Share on other sites More sharing options...
bobsallyh Posted July 25, 2019 Report Share Posted July 25, 2019 mr. cob, http://www.millerrvinsurance.com/ Quote Link to comment Share on other sites More sharing options...
I'mdonewiththis forum Posted July 26, 2019 Report Share Posted July 26, 2019 15 hours ago, bobsallyh said: mr. cob, http://www.millerrvinsurance.com/ I second Miller. My one ton and fulltimers insurance got cut in half by going to them, even though it is the same insurance company that I had before. Quote Link to comment Share on other sites More sharing options...
ms60ocb Posted July 26, 2019 Report Share Posted July 26, 2019 I have Miller and I also recommend them. However last December I bought a car and added it to the Truck and RV policy. In April, I called to reduce the coverage on the car as I would be storing the car for 6 months. I was told that any coverage change would reduce all my coverage limits from the $500,000 limits to $150,000 or $250,000. So I kept everything the same and plan to look for and umbrella policy. Clay 2015 Freightliner Sports Chassis and 20,000 # DRV Quote Clay & Marcie Too old to play in the snow Diesel pusher and previously 2 FW and small Class C Link to comment Share on other sites More sharing options...
rickeieio Posted July 26, 2019 Report Share Posted July 26, 2019 (edited) While many here extol the virtues of Miller, I was unable to secure a resonable policy through them. They wouldn't cover the truck while bob-tailing, for any reason, or if pulling other trailers. My current policy, Progressive through Lazy Days RV, allows unlimited bob-tailing, and pulling of any non-commercial trailer. YMMV. Edited July 27, 2019 by rickeieio Quote KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
runaway parents Posted July 27, 2019 Report Share Posted July 27, 2019 State farm. Quote Link to comment Share on other sites More sharing options...
rpsinc Posted July 27, 2019 Report Share Posted July 27, 2019 I am comparing State Farm(which I have been with for close to 40 years) with what Miller can get on the RV vehicles. It will be an interesting experience it seems. Will advise. Quote Marcel Link to comment Share on other sites More sharing options...
mr. cob Posted July 27, 2019 Author Report Share Posted July 27, 2019 Howdy All, Thanks to all who have contributed to this thread. Right now I am in Northern California visiting with Chad, I am leaving my trailer here so he can install a solar system on it. So I will have to wait till I get back home in a few days before I can do some serious research into this insurance thing. Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
cactus Posted July 27, 2019 Report Share Posted July 27, 2019 49 minutes ago, mr. cob said: Howdy All, Thanks to all who have contributed to this thread. Right now I am in Northern California visiting with Chad, I am leaving my trailer here so he can install a solar system on it. So I will have to wait till I get back home in a few days before I can do some serious research into this insurance thing. Dave When you get home please let me know which fine Belgium beer you will be enjoying. P.S. best of everything on your new knees . . Quote Link to comment Share on other sites More sharing options...
Jack Mayer Posted July 28, 2019 Report Share Posted July 28, 2019 On 7/26/2019 at 1:05 PM, rickeieio said: While many here extol the virtues of Miller, I was unable to secure a resonable policy through them. They wouldn't cover the truck while bob-tailing, for any reason, or if pulling other trailers. My current policy, Progressive through Lazy Days RV, allows unlimited bob-tailing, and pulling of any non-commercial trailer. YMMV. Lazy Days does insurance? Do you have to be a customer??? Do you have a contact? Quote Jack & Danielle Mayer #60376 Lifetime Member Living on the road since 2000PLEASE no PM's. Email me. jackdanmayer AT gmail 2016 DRV Houston 44' 5er (we still have it) 2022 New Horizons 43' 5er 2016 Itasca 27N 28' motorhome 2019 Volvo 860, D13 455/1850, 236" wb, I-Shift, battery-based APU No truck at the moment - we use one of our demo units 2016 smart Passion, piggyback on the truck -------------------------------------------------------------------------See our website for info on New Horizons 5th wheels, HDTs as tow vehicles, communications on the road, and use of solar powerwww.jackdanmayer.com Principal in RVH Lifestyles. RVH-Lifestyles.com Link to comment Share on other sites More sharing options...
JRP Posted July 28, 2019 Report Share Posted July 28, 2019 Lazy Days RV has an affiliated independent insurance broker that writes policies using mostly the same insurance providers as the other agencies mentioned here. I don't think they care if you're a Lazy Days RV customer or not. https://www.lazydays.com/insurance Quote Jim Link to comment Share on other sites More sharing options...
rickeieio Posted July 28, 2019 Report Share Posted July 28, 2019 I don't recall how I found them, but it was likely from this forum when we bought the truck in 2010. They've been pretty good to deal with, no complaints in 9 years. They did require that I insure both truck and 5er, but they were cheaper on the trailer than my previous provider. Quote KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
Imurphy907 Posted August 1, 2019 Report Share Posted August 1, 2019 Our rig is insured with Country Financial. But we have been looking at State Farm. Quote 2016 Road Warrior 420 2001 Volvo VNL 660 Alaska Based. Link to comment Share on other sites More sharing options...
mr. cob Posted August 2, 2019 Author Report Share Posted August 2, 2019 Howdy All, I have gotten my truck-trailer insurance through Miller in Oregon. Better coverage then I had for LESS money then I was paying to national general BEFORE they decided to rape me. The new policies are through Progressive, if your in the market to get or renew the insurance for your HDT I would suggest giving these folks a call. Miller insurance, 800-622-6347 Dave Quote 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
Hewhoknowslittle Posted August 2, 2019 Report Share Posted August 2, 2019 (edited) 13 hours ago, mr. cob said: Howdy All, I have gotten my truck-trailer insurance through Miller in Oregon. Better coverage then I had for LESS money then I was paying to national general BEFORE they decided to rape me. The new policies are through Progressive, if your in the market to get or renew the insurance for your HDT I would suggest giving these folks a call. Miller insurance, 800-622-6347 Dave Dave, Thank you After what I am going through with National General I will be switching companies, even though I am using Miller Insurance will not renew with National General again, More of the story to come when this claim is completed. Roger Edited August 2, 2019 by Hewhoknowslittle Quote Link to comment Share on other sites More sharing options...
HERO Maker Posted August 2, 2019 Report Share Posted August 2, 2019 Claim!!!!! Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
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