trostberg Posted April 29, 2015 Report Share Posted April 29, 2015 I have been using Walmarts to get cash while I travel and today had issues 3 times at 2 Walmarts so called Discover. They said that Walmart has not renewed this arrangement and they are not sure what will be happening in the future. So need to find a Dollar General where Discover also has this type of arrangement. Link to comment Share on other sites More sharing options...
Bill Joyce Posted April 29, 2015 Report Share Posted April 29, 2015 Sam's Club no longer issues Discover card, so I am not surprised that Wal-Mart/Sam's Club no longer has deals with Discover. Link to comment Share on other sites More sharing options...
Kirk W Posted April 29, 2015 Report Share Posted April 29, 2015 Is this a credit card? I don't recall ever seeing a debit card from Discover, but if it is that does surprise me. Link to comment Share on other sites More sharing options...
scouserl41 Posted April 29, 2015 Report Share Posted April 29, 2015 Discover most certainly is a credit card but like American Express they charge the retailer higher fees so a lot of places won't take them. Link to comment Share on other sites More sharing options...
dartmouth01 Posted April 29, 2015 Report Share Posted April 29, 2015 I have Discover (actually was my first card ever), and I like the card alot. As most know, its not the most accepted card, but the customer service is excellent, the fraud detection is good, the points system is simple, and they can be generous with limits and you can get a 12 month promo 0% APR usually once a year, if you call and ask. I like to use the 0% promo to pre-pay on long term debt, while I let monthly purchases go to the card, making sure I pay off the balance before the promo APR expires. I use it at all the big box stores, any bills that will accept it, and online. Otherwise, I go to my Amex or my Chase cards. I'm bummed to hear about not being able to get cash back on Discover from Walmart anymore, I also do this all the time. The "cash over" is not considered a cash advance, but rather just tacks onto the purchase, so you still get the 30 day grace period. I use it to have a bit of regular pocket money on hand to pay for discounted gas, tolls, etc. You dont get points on the cash you take out though. I prefer cashover to my debit card, because I don't like exposing my debit card to card swipers if I can help it. I'd prefer to have a fraud case on my credit card, than my bank acct! Â I know Safeway participates in the cashover program, but their limit is $40. I know various other supermarkets also do this. You got me thinking and I did a search and found a list of places that participate in this program. I guess we can scratch out Sams/Walmart though: https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html Link to comment Share on other sites More sharing options...
trostberg Posted April 29, 2015 Author Report Share Posted April 29, 2015 I did get cash at Dollar General but there was a $1 service fee. Not sure if the others on your list note if there is a service fee. $40 max at Dollar General. The other stores she listed while I was on the phone are not in my travels in Missouri Link to comment Share on other sites More sharing options...
dartmouth01 Posted April 29, 2015 Report Share Posted April 29, 2015 Hmm, I'll have to pay attention to the service fee, thanks for the heads up. Still cheaper than an ATM fee. Link to comment Share on other sites More sharing options...
redcrzr Posted April 29, 2015 Report Share Posted April 29, 2015 As a business owner (wannabee fulltimer) I am not surprised at the reluctance for the Discover card. I believe your right about the higher fees to the business owner. I am also a little surprised of the fact that retailers are offering the cash back option. They pay fees on all the monies that are credited on the card so for every dollar they give you in cash, they may only see $.97 and possibly less. Walmart as a high volume dealer in credit cards is probably not in the 3% range but none the less there is a cost involved. Todd Link to comment Share on other sites More sharing options...
richfaa Posted April 29, 2015 Report Share Posted April 29, 2015 We do not use Discover so we do not have the problem Link to comment Share on other sites More sharing options...
rynosback Posted April 29, 2015 Report Share Posted April 29, 2015 Sam's Club no longer issues Discover card, so I am not surprised that Wal-Mart/Sam's Club no longer has deals with Discover. I paid for my new membership last week with my Discover card. Link to comment Share on other sites More sharing options...
Twotoes Posted April 30, 2015 Report Share Posted April 30, 2015 Not sure if they accept Discover but I often use my debit card and get cash back at PetsMart, Walgreens and most grocery stores. Link to comment Share on other sites More sharing options...
Bill Joyce Posted April 30, 2015 Report Share Posted April 30, 2015 I paid for my new membership last week with my Discover card. Yes, Sam's still accepts Discover, but no longer has a branded one. I use my Discover card all the time at Sam's, it is one I have had longer than my Sam's membership. Link to comment Share on other sites More sharing options...
kathydavidb Posted April 30, 2015 Report Share Posted April 30, 2015 I believe Discover card is a card that was brought out by Sears years ago. Now Sears is having financial problems and thus may be the reason for the card problems. This is just my opinion. Dave. Link to comment Share on other sites More sharing options...
jblscooper Posted April 30, 2015 Report Share Posted April 30, 2015 Why not just get a Walmart credit card? We use ours for fuel and cash back only. Very easy. Â Jim Link to comment Share on other sites More sharing options...
jeanhoyle Posted April 30, 2015 Report Share Posted April 30, 2015 I used the discover card yesterday after 3:00pm in Oregon to get $60 cash back with out any problems. Don't know what happened with OP. Link to comment Share on other sites More sharing options...
2gypsies Posted April 30, 2015 Report Share Posted April 30, 2015 I tested this today as we get our $60 play money this way. We pay our bill in full monthly so it's a easy way to get a little cash. Â First I tried it at WalMart and it didn't work. Â I then went to Safeway and it worked. So must be a WalMart thing. Link to comment Share on other sites More sharing options...
jeanhoyle Posted May 1, 2015 Report Share Posted May 1, 2015 It might be a regional thing. Maybe if you would state where you had the problem it might localize things. Link to comment Share on other sites More sharing options...
trostberg Posted May 1, 2015 Author Report Share Posted May 1, 2015 The problem I had was in Missouri but Discover when I called them directly seemed to indicate it was not a local issue. I am back in a state where I have a bank that will cash a check. There were no Wells Fargos in MO and last year when I went through Louisianna none their either. I do have a Walmart Master card but have not used it for cash back. Do they give you cash back without a finance charge or cash advance fee? Link to comment Share on other sites More sharing options...
lappir Posted May 1, 2015 Report Share Posted May 1, 2015 I would never use a "Credit Card" for cash back. I am sure they will be charging a "Cash Advance" charge. I will use my debit card to obtain cash from my checking account at a grocery store on occasion. One of my banks used to refund the ATM fee for up to 6 times a month but they retired that a couple years ago. I was OK with it since I had a Bank of America card and there were B of A branches nearly everywhere. Now a lot of them are closing. Might have to use the Credit Union network soon, can't decide which account I want to close. Both have been with me for a long time. Just don't want to have to watch Three. Â Rod Link to comment Share on other sites More sharing options...
Kirk W Posted May 1, 2015 Report Share Posted May 1, 2015 I would never use a "Credit Card" for cash back. I am sure they will be charging a "Cash Advance" charge. Just what I have been thinking through this entire thread......... We use very little cash, but that could get expensive needlessly. Link to comment Share on other sites More sharing options...
richfaa Posted May 1, 2015 Report Share Posted May 1, 2015 We have a regular local bank (visa) credit/debit card. It works for cash back most anywhere across the country. No fees ,no charges just cash back. We use it as a debit card. Link to comment Share on other sites More sharing options...
jblscooper Posted May 1, 2015 Report Share Posted May 1, 2015 Once again, a Wally credit card(debit) does not add any charge for cash. We have been using the card for over 10 years and it is seamless in use. Â Jim Link to comment Share on other sites More sharing options...
vermilye Posted May 1, 2015 Report Share Posted May 1, 2015 The Capital One checking account debit card refunds ATM fees from any ATM. Their "World" credit card does 1.5% cash back & no transaction fees for Canada. Link to comment Share on other sites More sharing options...
jeanhoyle Posted May 1, 2015 Report Share Posted May 1, 2015 The Discover Card has not charged a fee for cash back ( in the past ) at check out stand. Maybe at an ATM but then I do not use them unless I have to. Also when you pay the balance on your card in full every month there is not even an intrest charge. I do not like to carry a lot of cash around. Link to comment Share on other sites More sharing options...
richfaa Posted May 1, 2015 Report Share Posted May 1, 2015 One just has to know and understand the card they are using. Link to comment Share on other sites More sharing options...
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