remoandiris Posted March 17, 2016 Author Report Share Posted March 17, 2016 Texas does not require a CDL-A. Only a class A. You only need the CDL-A if you are driving in a commercial capacity. Are you sure Tx does not require a special license/test to drive an HDT RV hauler? Link to comment Share on other sites More sharing options...
Jack Mayer Posted March 17, 2016 Report Share Posted March 17, 2016 Are you sure Tx does not require a special license/test to drive an HDT RV hauler? They do, as noted above. There is a written and driving test for a Class A exempt license (not a CDL). The test is not difficult. No air brake endorsement. Jack & Danielle Mayer #60376 Lifetime Member Living on the road since 2000PLEASE no PM's. Email me. jackdanmayer AT gmail 2016 DRV Houston 44' 5er (we still have it) 2022 New Horizons 43' 5er 2016 Itasca 27N 28' motorhome 2019 Volvo 860, D13 455/1850, 236" wb, I-Shift, battery-based APU No truck at the moment - we use one of our demo units 2016 smart Passion, piggyback on the truck -------------------------------------------------------------------------See our website for info on New Horizons 5th wheels, HDTs as tow vehicles, communications on the road, and use of solar powerwww.jackdanmayer.com Principal in RVH Lifestyles. RVH-Lifestyles.com Link to comment Share on other sites More sharing options...
SIBERNUT Posted March 17, 2016 Report Share Posted March 17, 2016 Be darn careful with a progressive policy. I dropped them because the policy says "only when used in conjunction with an RV" or something similar. Therefore, you could use it to go to the supermarket WHEN CAMPING SOMEWHERE, but not to go to Homer's near your residence. So make sure every time you use it near home, it is related to it's use as an RV. Like going for fuel, to a repair shop, etc. I went with Allied thru F&C and it was cheaper, too. Oh, and BTW- if you use USAA, they SUBLET their RV stuff to Progressive. 2000 Volvo 635 A/S, N-14 Cummins"The Phoenix"'03 KA 38KSWB http://s918.photobucket.com/user/sibernut/library/?sort=6&page=1Furkids- Sibe's CH. Sedona & Tseika Link to comment Share on other sites More sharing options...
remoandiris Posted March 17, 2016 Author Report Share Posted March 17, 2016 Be darn careful with a progressive policy. I dropped them because the policy says "only when used in conjunction with an RV" or something similar. Therefore, you could use it to go to the supermarket WHEN CAMPING SOMEWHERE, but not to go to Homer's near your residence. So make sure every time you use it near home, it is related to it's use as an RV. Like going for fuel, to a repair shop, etc. I went with Allied thru F&C and it was cheaper, too. Oh, and BTW- if you use USAA, they SUBLET their RV stuff to Progressive. I called F&C. They quoted me a policy thru Progressive with the caveats you stated. The F&C agent made it very clear to me I can use it as a daily driver when traveling, but not at home. It is better than RV America. That agent told me it can only be used to tow or when bobtailing only to get service or fuel. Link to comment Share on other sites More sharing options...
remoandiris Posted March 17, 2016 Author Report Share Posted March 17, 2016 They do, as noted above. There is a written and driving test for a Class A exempt license (not a CDL). The test is not difficult. No air brake endorsement. Ah, Class A, not CDL-A. Got it. Thanks. Link to comment Share on other sites More sharing options...
GeorgiaHybrid Posted March 17, 2016 Report Share Posted March 17, 2016 Here is a reply for my inquiry to Blue Sky:Thank you for contacting us. It sounds like your vehicle is registered in Alaska. We do not have a program for RV or Auto in that state. If the vehicle is registered in another state we may be able to assist you if your tow vehicle does not exceed 26,000 lbs GVW. We currently have restrictions for those with no RV experience (under 2 yrs) and we would need to know the value of the units to consider them in our program. We would have to quote both the Pull vehicle and the 5th wheel together because we do not insure tow vehicles alone unless they meet our RV requirements; sleeping quarters, toilet, shower, plumbing, electric, stove and oven and has been manufactured or professional converted. Please let us know if you have any questions. Theresa Cogar Agency Sales Manager 866-484-2583 Recreation Insurance Specialists 202 Montrose West Ave Suite 200 Akron, OH 44321 This has always been my issue with Blue Sky. My little medium duty has a GVWR of 30,700. I talked to the gentleman that attended last years HDT rally and he couldn't give me a definitive answer on whether or not we would have a problem if the truck was involved in an accident. I know that many here have had their RV's fixed by Blue Sky and one truck that was parked and hit by another vehicle fixed but has anyone that uses Blue Sky been involved in an accident? I like their rates but I also know that what is spelled out in a contract is what matters, not what anyone said or heard. Are they using the trucks weight as the GVW (IE the actual weight of the truck) and not the GVWR of the truck?), If they are, what kind of truck will weigh over 26K? 2017 Kenworth T6802015 DRV 38RSSA Elite Suites2016 Smart Prime Link to comment Share on other sites More sharing options...
remoandiris Posted March 17, 2016 Author Report Share Posted March 17, 2016 Are they using the trucks weight as the GVW (IE the actual weight of the truck) and not the GVWR of the truck?), If they are, what kind of truck will weigh over 26K? According to their website, they use the GVW. http://www.blueskyrvinsurance.com/medium_duty_tow_vehicle.html Link to comment Share on other sites More sharing options...
Ronbo Posted March 17, 2016 Report Share Posted March 17, 2016 In Texas when we registered the HDT, we told them the st of the truck. That is the we Blue Sky uses. Ron C. 2013 Dynamax Trilogy 3850 D3 2000 Kenworth T2000 Optimus Prime Link to comment Share on other sites More sharing options...
mr. cob Posted March 17, 2016 Report Share Posted March 17, 2016 Howdy All, When I first talked to Blue Sky, they asked how many axles the truck had, they asked me to send them a photo of the truck and the trailer I towed with it. My truck was already singled and I sent them a photo of the truck hitched to the old toy hauler, they classified my truck as a "medium duty" truck. I questioned this and was told that because it is registered and titled as a "motor home" has a single rear axle and a non-commercial hitch it a medium duty truck. So far they have repaired the truck after a loon drove into a friends yard and crashed into it, they are in the process of having my trailer repaired after a neighbors tree dropped a limb through the roof, I have not yet and hope never to have an accident with the truck-trailer. I "assume" that as they have been my insurance company for the last going on three years, have photos of the truck and trailer BEFORE they issued the policy that they will stand behind me in case of accident. That's the experience I have had, what will happen down the road, I honestly don't know but the company KNEW what they were insuring BEFORE issuing the policy so if there is any justice in our justice system I should be covered. I know "assumptions" but until tested by actual occurrences what else do any of us regardless of company or policy really know what we have. Dave 2001 Peterbilt, 379, Known As "Semi-Sane II", towing a 2014 Voltage 3818, 45 foot long toy hauler crammed full of motorcycles of all types. Visit my photo web site where you will find thousands of photos of my motorcycle wanderings and other aspects of my life, click this link. http://mr-cob.smugmug.com/ Link to comment Share on other sites More sharing options...
Larry&Donna-AK Posted March 18, 2016 Report Share Posted March 18, 2016 I'm curious... when applying for insurance of the truck as a Motorhome, being registered the same, what class of motorhome is being insured? Class A, Class C, Toterhome, etc. Planning Nanook version 2.0 Nanook "When we made ready to depart, after a few days, Nanook was beside himself with joy. Hudson Stuck Link to comment Share on other sites More sharing options...
JPL Posted March 18, 2016 Report Share Posted March 18, 2016 We are currently covered by State Farm and have been for the 5 yrs we've owned the truck.It cost us $600 a year for full coverage. What that full coverage covers I'm not sure but I'm going to recheck. I know that I had to take a picture to them and then it took a couple of days before I knew. That was before money changed hands and I had a truck that I couldn't insure. We've had S/f for over 40 years. Hope to keep them until I bail out. Pat The Old Sailor Link to comment Share on other sites More sharing options...
remoandiris Posted April 5, 2016 Author Report Share Posted April 5, 2016 I have given up. Personal use HDT RV Hauler insurance in Fla is virtually unavailable. RV America, out of Kalifornia, would cover the truck ONLY when it is towing. No thanks. Progressive was wishy-washy. Blue Sky said they would cover it, then less than a week later said they would not. State Farm, Nationwide, Allied, etc, all no. I even called several insurance advertisers from Truck Paper. All said they are commercial only. The independent agent I contacted said she called over 20 companies. All said no because it is Florida. I guess the insurance requirements are just too much. Moving domicile to Tx or SD is a bit too drastic. Maybe I'll go that route in the future, but for now, I'll just cry in my beer. I was all lined up on a nice 670, but with no insurance, it will go to someone else. Dammit!!! Link to comment Share on other sites More sharing options...
GeorgiaHybrid Posted April 5, 2016 Report Share Posted April 5, 2016 Have you checked into the cost of going with commercial insurance? In my case in GA, it was not that much different than a private use truck. 2017 Kenworth T6802015 DRV 38RSSA Elite Suites2016 Smart Prime Link to comment Share on other sites More sharing options...
Larry&Donna-AK Posted April 5, 2016 Report Share Posted April 5, 2016 I have given up. Personal use HDT RV Hauler insurance in Fla is virtually unavailable. RV America, out of Kalifornia, would cover the truck ONLY when it is towing. No thanks. Progressive was wishy-washy. Blue Sky said they would cover it, then less than a week later said they would not. State Farm, Nationwide, Allied, etc, all no. I even called several insurance advertisers from Truck Paper. All said they are commercial only. The independent agent I contacted said she called over 20 companies. All said no because it is Florida. I guess the insurance requirements are just too much. Moving domicile to Tx or SD is a bit too drastic. Maybe I'll go that route in the future, but for now, I'll just cry in my beer. I was all lined up on a nice 670, but with no insurance, it will go to someone else. Dammit!!! I'm new to the insurance game but have you tried Good Sam's (Camping World). When I first inquired about Truck (Motorhome) they were ready until I said Alaska. The agent said all other States would be Okay. Also, Jack Mayer suggested Farm & City. Planning Nanook version 2.0 Nanook "When we made ready to depart, after a few days, Nanook was beside himself with joy. Hudson Stuck Link to comment Share on other sites More sharing options...
GlennWest Posted April 5, 2016 Report Share Posted April 5, 2016 Florida is the problem. If OP doesn't want to change domicile I don't see any way 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
remoandiris Posted April 5, 2016 Author Report Share Posted April 5, 2016 Have you checked into the cost of going with commercial insurance? In my case in GA, it was not that much different than a private use truck. Going commercial solves one problem, but creates others, such as preventing me from parking the truck in my driveway. My city prohibits commercial vehicles parking in residential neighborhoods. Florida is just dorked when it comes to HDT RV haulers. That is the long and short of it. Link to comment Share on other sites More sharing options...
remoandiris Posted April 5, 2016 Author Report Share Posted April 5, 2016 Jack Mayer suggested Farm & City. And I called F&C. They were also a "No". Link to comment Share on other sites More sharing options...
Big5er Posted April 6, 2016 Report Share Posted April 6, 2016 Going commercial solves one problem, but creates others, such as preventing me from parking the truck in my driveway. My city prohibits commercial vehicles parking in residential neighborhoods. What sort of insurance you have has no bearing on how your truck is registered. Registration is what would make your vehicle commercial, not the insurance. But Florida won't allow you to register as an RV if your truck has a 5th wheel hitch on it, and that sucks too. As much as I hate to even say this, have you looked at a Montana LLC? MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
remoandiris Posted April 6, 2016 Author Report Share Posted April 6, 2016 What sort of insurance you have has no bearing on how your truck is registered. Registration is what would make your vehicle commercial, not the insurance. But Florida won't allow you to register as an RV if your truck has a 5th wheel hitch on it, and that sucks too. As much as I hate to even say this, have you looked at a Montana LLC? Registration means I am either commercial use or personal use. I can easily find commercial coverage. I can not find personal use coverage. Going commercial is a non-starter. I have not looked at Mt LLC. Fla has gone after people with Mt LLCs. It does not happen often, but when you lose, you lose in a VERY expensive manner. At this point in time, my options are to change domicile or do without. I will do without unless/until another option presents itself. There are lots of great things about Fla. This is not one of them. Link to comment Share on other sites More sharing options...
GeorgiaHybrid Posted April 6, 2016 Report Share Posted April 6, 2016 What big5er and I were talking about is to register the truck as a private truck but get commercial insurance on it. There was about $100 difference in our cost to go that route. 2017 Kenworth T6802015 DRV 38RSSA Elite Suites2016 Smart Prime Link to comment Share on other sites More sharing options...
jeffw Posted April 6, 2016 Report Share Posted April 6, 2016 What big5er and I were talking about is to register the truck as a private truck but get commercial insurance on it. There was about $100 difference in our cost to go that route. That's how I'm currently set up. Registered as an RV (Auto Home in MA) but with commercial insurance. My insurance people told me the weight was was forced the commercial insurance in MA. Now that I have a RV title, I'm shopping insurance to confirm that. 2007 Volvo 780 Volvo D12D, 465hp, 1650 ft/lbs tq., ultrashift Link to comment Share on other sites More sharing options...
remoandiris Posted April 6, 2016 Author Report Share Posted April 6, 2016 What big5er and I were talking about is to register the truck as a private truck but get commercial insurance on it. There was about $100 difference in our cost to go that route. Ah. Gotcha. When I queried the independent agent , several weeks ago, about going commercial insurance, she asked; What is the business name? How many employees? How long has the business been operating? and a few others. Then she began talking about "commercial exposure", and I got lost in the conversation. She never did clearly define "commercial exposure" to me. Link to comment Share on other sites More sharing options...
Tom& Posted April 6, 2016 Report Share Posted April 6, 2016 Don't know if this helps, but in state of Alaska my domicile I registered my truck as a motor home without any hassle because the bill of sale said it was a motor home and that was all they care about, but when I tried to insure it as a motor home with my local State Farm agency they said not a motor home, class 8 truck but would insure it as a private truck and didn't care if it was bobtail or hooked up just another vehicle I own, $600 a year. 2011 vnl730 D13 435/1650 I-shift singled mid 2015 Keystone Raptor 425ts 2015 Smart Link to comment Share on other sites More sharing options...
remoandiris Posted April 6, 2016 Author Report Share Posted April 6, 2016 Fla has very clear policy on registering HDTs are motorhomes and truck tractors. If it has a fifthwheel or gooseneck hitch, it is a truck tractor. No exceptions. Not saying DMV offices have not made mistakes. Link to comment Share on other sites More sharing options...
oldcodger Posted April 6, 2016 Report Share Posted April 6, 2016 Fourth year with National General on the rig and tractor. Went down $250.00 new policy year with no reductions in coverage. 2004 Volvo 630 left tandem with 12 speed Freedomline 2014 Sandpiper 35 ROK 42' fifth wheel Western Golf & Country Cart (EZ-GO frame) Link to comment Share on other sites More sharing options...
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