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Domicile question


Jim/Alona

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There are some differences that may be important but I don't think that most of us really go that deeply into the issues. SD has the lowest sales tax if you are buying new, but that is probably the only time that really matters much. SD also has the fewest choices for health care insurance or supplements under the current laws. TX has had numerous recognition from GS and such for being most "RV friendly" whatever that means. Most of us are probably more likely to settle when coming off of the road in TX or FL and I suspect that TX has the biggest variety of climate and communities, but FL may have better weather. SD is not a "common law marriage" state so that may matter for couples who are not married. Probate laws vary a great deal from state to state and for those with a large estate it would be well to check them out.

 

TX does have a vehicle inspection required, but you don't have to return to get one, only do so when your are in the state. Nevada does have additional taxes on motor vehicles.

 

Sample Governmental Services Tax Calculation

Taxes are based on the original Manufacturers Suggested Retail Price (MSRP) set when the vehicle was new.
(NRS Chapter 371)

  • The MSRP will not change over time regardless of vehicle age or condition. The first calculation is the DMV Valuation of the vehicle, which is 35% of MSRP.
  • The DMV Valuation is then depreciated 5% after the first year and 10% per year thereafter until it reaches a minimum of 15%. The minimum Governmental Services Tax is $16.00.
  • The Governmental Services Tax is 4 cents on each $1 of the depreciated DMV Valuation.
  • The Supplemental Governmental Services Tax is 1 cent on each $1 of the depreciated DMV Valuation.
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Could someone please explain why this is such a burden? If you can't pass the simple test when you drive a big rig, then you have no business driving that big rig!

 

I don't know that it's a "burden". (Who said it was a "burden"?) However, it is part of the equation that people may, or may not, consider.

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I don't know that it's a "burden". (Who said it was a "burden"?) However, it is part of the equation that people may, or may not, consider.

 

What is it to consider? Again, if you can't pass the test, then you shouldn't be driving that big of a rig. I truly don't understand why this is a problem for people.

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explain why you state that. I am 59 and have no problems with Texas. None so whatever

 

Unless you plan on using a religious health care sharing ministry like your self (which is certainly an option), then your health care plan choices are limited in TX, particularly in Polk County.

 

Since ACA ("Obamacare"), the traditional full-timer domiciles (SD, FL, TX) deserve a critical review.

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Thanks everyone, I think we'll go with our original plan and become Texans!

I think you made a good choice, but it really doesn't matter what I, or any of the others here believe as we each must do what works best for ourselves. I am always amazed at how often I see posts on domicile, or RV choice, or a host of other subjects where folks attack any decision expressed that happens to disagree with their opinion. If it works for you, it really should not matter to others. :)

 

Welcome to Texas!

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Since healthcare is a major factor now in deciding where to domicile, you really have to do some investigating. In some places just moving from one county to the next can save you hundreds. In our case, both over 65, we're saving over $1500 a yr. on our PPO supplemental plan by relocating to S.C. from Md.

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I am always amazed at how often I see posts on domicile, or RV choice, or a host of other subjects where folks attack any decision expressed that happens to disagree with their opinion.

 

Talking about yourself? ;)

 

Please explain to me why TX is a good domicile choice for RVers under 65.

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Please explain to me why TX is a good domicile choice for RVers under 65.

I had nobody specific in mind with my comment, only that it seems to happen on most subjects. The reason that TX is a good choice in this case is that Jim & Alona believe that it is.

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I had nobody specific in mind with my comment, only that it seems to happen on most subjects. The reason that TX is a good choice in this case is that Jim & Alona believe that it is.

 

Let's keep it 100 -- For RVers under 65, would you recommend TX as a domicile?

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I'm not sure what the problem is for going fulltime under 65 years of age. I was 58 and wife was 59 when we went full time and there was no difficulty. We've been fulltime now for ten years.

We were already Texans. Wife was native and I stayed when I got out of USAF.in '71.

Russ

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For those UNDER the age of 65 SD may be a challenge to obtain healthcare insurance. Texas is experiencing some changes as well.

If your insurance is an HMO or PPO then your primary care Dr and other specialists are with in a certain area. This may make it challenging to get care other than emergency.

 

Over 65 is much simpler as there are Medicare supplemental policies that offer nationwide care.

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