Jim/Alona Posted January 5, 2016 Report Share Posted January 5, 2016 I'm sure this is somewhere in the forums but my searches only found parts so please forgive me.... major differences between SD, TX and NV? Link to comment Share on other sites More sharing options...
NoDirectionHome Posted January 5, 2016 Report Share Posted January 5, 2016 https://www.escapees.com/knowledge/domicile Link to comment Share on other sites More sharing options...
Dutch_12078 Posted January 5, 2016 Report Share Posted January 5, 2016 As far as Nevada as a domicile state for fulltimers goes, this article by a Nevada lawyer may be useful: "Establishing Legal Domicile In Nevada" In particular, note the last section labeled "3.2 CAUTION". It does not make Nevada look very promising as a fulltimers domicile... Link to comment Share on other sites More sharing options...
accumack Posted January 5, 2016 Report Share Posted January 5, 2016 If I remember correctly NV taxes your RV and personal property so it is not a good place to domicile. Texas seems by far the best place I've found. Link to comment Share on other sites More sharing options...
Kirk W Posted January 5, 2016 Report Share Posted January 5, 2016 There are some differences that may be important but I don't think that most of us really go that deeply into the issues. SD has the lowest sales tax if you are buying new, but that is probably the only time that really matters much. SD also has the fewest choices for health care insurance or supplements under the current laws. TX has had numerous recognition from GS and such for being most "RV friendly" whatever that means. Most of us are probably more likely to settle when coming off of the road in TX or FL and I suspect that TX has the biggest variety of climate and communities, but FL may have better weather. SD is not a "common law marriage" state so that may matter for couples who are not married. Probate laws vary a great deal from state to state and for those with a large estate it would be well to check them out. TX does have a vehicle inspection required, but you don't have to return to get one, only do so when your are in the state. Nevada does have additional taxes on motor vehicles. Sample Governmental Services Tax CalculationTaxes are based on the original Manufacturers Suggested Retail Price (MSRP) set when the vehicle was new.(NRS Chapter 371) The MSRP will not change over time regardless of vehicle age or condition. The first calculation is the DMV Valuation of the vehicle, which is 35% of MSRP. The DMV Valuation is then depreciated 5% after the first year and 10% per year thereafter until it reaches a minimum of 15%. The minimum Governmental Services Tax is $16.00. The Governmental Services Tax is 4 cents on each $1 of the depreciated DMV Valuation. The Supplemental Governmental Services Tax is 1 cent on each $1 of the depreciated DMV Valuation. Link to comment Share on other sites More sharing options...
Jim/Alona Posted January 5, 2016 Author Report Share Posted January 5, 2016 Thanks everyone, I think we'll go with our original plan and become Texans! Link to comment Share on other sites More sharing options...
Twotoes Posted January 8, 2016 Report Share Posted January 8, 2016 SD doesn't require a noncommercial liscnse to drive an RV. TX does. Not sure about FL? Link to comment Share on other sites More sharing options...
Barbaraok Posted January 8, 2016 Report Share Posted January 8, 2016 SD doesn't require a noncommercial liscnse to drive an RV. TX does. Not sure about FL? Could someone please explain why this is such a burden? If you can't pass the simple test when you drive a big rig, then you have no business driving that big rig! Link to comment Share on other sites More sharing options...
Zulu Posted January 8, 2016 Report Share Posted January 8, 2016 Thanks everyone, I think we'll go with our original plan and become Texans! I hope you're over 65. If not, you're making a big mistake. Link to comment Share on other sites More sharing options...
TXiceman Posted January 8, 2016 Report Share Posted January 8, 2016 Could someone please explain why this is such a burden? If you can't pass the simple test when you drive a big rig, then you have no business driving that big rig! My thoughts exactly. Ken Link to comment Share on other sites More sharing options...
GlennWest Posted January 8, 2016 Report Share Posted January 8, 2016 I hope you're under 65. If not, you're making a big mistake. why? Link to comment Share on other sites More sharing options...
Barbaraok Posted January 8, 2016 Report Share Posted January 8, 2016 I hope you're under 65. If not, you're making a big mistake. We're over 65 and it hasn't been a problem for us. Did you men to say "over" not "under" ? Link to comment Share on other sites More sharing options...
Zulu Posted January 8, 2016 Report Share Posted January 8, 2016 We're over 65 and it hasn't been a problem for us. Did you men to say "over" not "under" ? Yep Link to comment Share on other sites More sharing options...
Raquel Posted January 8, 2016 Report Share Posted January 8, 2016 Could someone please explain why this is such a burden? If you can't pass the simple test when you drive a big rig, then you have no business driving that big rig! I don't know that it's a "burden". (Who said it was a "burden"?) However, it is part of the equation that people may, or may not, consider. Link to comment Share on other sites More sharing options...
Barbaraok Posted January 8, 2016 Report Share Posted January 8, 2016 I don't know that it's a "burden". (Who said it was a "burden"?) However, it is part of the equation that people may, or may not, consider. What is it to consider? Again, if you can't pass the test, then you shouldn't be driving that big of a rig. I truly don't understand why this is a problem for people. Link to comment Share on other sites More sharing options...
GlennWest Posted January 8, 2016 Report Share Posted January 8, 2016 Yep explain why you state that. I am 59 and have no problems with Texas. None so whatever Link to comment Share on other sites More sharing options...
Zulu Posted January 8, 2016 Report Share Posted January 8, 2016 explain why you state that. I am 59 and have no problems with Texas. None so whatever Unless you plan on using a religious health care sharing ministry like your self (which is certainly an option), then your health care plan choices are limited in TX, particularly in Polk County. Since ACA ("Obamacare"), the traditional full-timer domiciles (SD, FL, TX) deserve a critical review. Link to comment Share on other sites More sharing options...
GlennWest Posted January 8, 2016 Report Share Posted January 8, 2016 Healthshare solves that. Daveh will likely jump all over me but it is a great alternative to expensive heathcare. If you referring to the Ppo plans I really don't see it affordable if we had the option. It was over 1k monthly for us. Too burdensome Link to comment Share on other sites More sharing options...
Kirk W Posted January 8, 2016 Report Share Posted January 8, 2016 Thanks everyone, I think we'll go with our original plan and become Texans! I think you made a good choice, but it really doesn't matter what I, or any of the others here believe as we each must do what works best for ourselves. I am always amazed at how often I see posts on domicile, or RV choice, or a host of other subjects where folks attack any decision expressed that happens to disagree with their opinion. If it works for you, it really should not matter to others. Welcome to Texas! Link to comment Share on other sites More sharing options...
Mariner Posted January 8, 2016 Report Share Posted January 8, 2016 Since healthcare is a major factor now in deciding where to domicile, you really have to do some investigating. In some places just moving from one county to the next can save you hundreds. In our case, both over 65, we're saving over $1500 a yr. on our PPO supplemental plan by relocating to S.C. from Md. Link to comment Share on other sites More sharing options...
Zulu Posted January 8, 2016 Report Share Posted January 8, 2016 I am always amazed at how often I see posts on domicile, or RV choice, or a host of other subjects where folks attack any decision expressed that happens to disagree with their opinion. Talking about yourself? Please explain to me why TX is a good domicile choice for RVers under 65. Link to comment Share on other sites More sharing options...
Kirk W Posted January 8, 2016 Report Share Posted January 8, 2016 Please explain to me why TX is a good domicile choice for RVers under 65. I had nobody specific in mind with my comment, only that it seems to happen on most subjects. The reason that TX is a good choice in this case is that Jim & Alona believe that it is. Link to comment Share on other sites More sharing options...
Zulu Posted January 8, 2016 Report Share Posted January 8, 2016 I had nobody specific in mind with my comment, only that it seems to happen on most subjects. The reason that TX is a good choice in this case is that Jim & Alona believe that it is. Let's keep it 100 -- For RVers under 65, would you recommend TX as a domicile? Link to comment Share on other sites More sharing options...
itsabouttime Posted January 9, 2016 Report Share Posted January 9, 2016 I'm not sure what the problem is for going fulltime under 65 years of age. I was 58 and wife was 59 when we went full time and there was no difficulty. We've been fulltime now for ten years. We were already Texans. Wife was native and I stayed when I got out of USAF.in '71. Russ Link to comment Share on other sites More sharing options...
nana25k Posted January 9, 2016 Report Share Posted January 9, 2016 For those UNDER the age of 65 SD may be a challenge to obtain healthcare insurance. Texas is experiencing some changes as well. If your insurance is an HMO or PPO then your primary care Dr and other specialists are with in a certain area. This may make it challenging to get care other than emergency. Over 65 is much simpler as there are Medicare supplemental policies that offer nationwide care. Link to comment Share on other sites More sharing options...
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