LauraVictorious17 Posted February 22, 2023 Report Share Posted February 22, 2023 I have an escapees address but my auto insurance company wants proof of Texas residency (utility bills or lease) and I don't have either. Should I shop for a new insurance company? They are going to cancel my policy if I don't provide that information. Quote Link to comment Share on other sites More sharing options...
Kirk W Posted February 23, 2023 Report Share Posted February 23, 2023 Have you moved other things to TX? You could use a bank statement, cell phone bill, or a copy of your voter registration. Possibly they would accept a copy of the TX vehicle registration. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
Will B. Posted February 23, 2023 Report Share Posted February 23, 2023 You could start by seeing if they will accept your notarized document (you kept a copy, right?) that you had to provide to Escapees for being a mail agent. We have Progressive for everything, received no guff. That being said, however, we were already Texas residents, and already had Progressive insurance, so that might've removed that obstacle before we even knew it might exist. Quote 2018 Grand Design Momentum 399TH • 2019 Ford F-350 (DRW) 2016 Harley-Davidson Heritage • 2013 Harley Sportster with a sidecar Web: https://MyRVRadio.com • Facebook: https://fb.com/MyRVRadio Link to comment Share on other sites More sharing options...
LauraVictorious17 Posted February 23, 2023 Author Report Share Posted February 23, 2023 I was told that it had to be proof that I actually live in TX, so only a lease or utility bill (not cell phone, I asked). I moved to Texas a few months ago but I'm actually in AZ for another 7 weeks. Might be this particular insurance company that has this stipulation. Quote Link to comment Share on other sites More sharing options...
Kirk W Posted February 23, 2023 Report Share Posted February 23, 2023 1 minute ago, LauraVictorious17 said: I moved to Texas a few months ago but I'm actually in AZ for another 7 weeks. Could you wait until you physically travel to TX? What about your bank statement or some other business that you do with a TX company? Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
fpmtngal Posted February 23, 2023 Report Share Posted February 23, 2023 (edited) Are you a full-time RVer? I have very limited experience with insurance companies, but when I sold my house and went full-time, I told my insurance company (Progressive) that I was full-time and needed full-timer’s insurance. They didn’t ask for anything other than my address, then the Texas registration once I switched over the vehicles. There was no question about leases or utility bills. I don’t know how it would work if I were not a full-timer though. And that was a couple of years ago. I’m wondering if they are trying to sell you a policy that’s not appropriate for a full-timer? Edited February 23, 2023 by fpmtngal Quote Link to comment Share on other sites More sharing options...
Second Chance Posted February 23, 2023 Report Share Posted February 23, 2023 We have our insurance with USAA and didn't have any problems when we moved our domicile to Texas using an Escapees Mail Service address. I know there are some banks and investment outfits that won't deal with full-timers with a mail service while others will. Perhaps the same is true with insurance companies. Rob Quote 2012 F350 CC LB DRW 6.7 2020 Solitude 310GK-R, MORryde IS, disc brakes, solar, DP windows Full-time since 8/2015 Link to comment Share on other sites More sharing options...
jbh Posted February 23, 2023 Report Share Posted February 23, 2023 (edited) Do you have an Escapees domicile address? Do you have that on your Texas driver license? Or do you just have an Escapees mail-service address? They are different things. A domicile address is proof of domicile or residency and is used for Texas d/l, insurance etc. Many financial instituions will not accept an ordinary mail-service address. You could (or do) reside at a domicile address but you can't reside in a mailbox. For example, I have an Escapees domicile address in Florida, and Florida d/l with that address, and an Escapees mail-service address in Texas. My legal address is the Florida address and Progressive is happy with it. Edited February 23, 2023 by jbh clarity Quote -C&J- CG reviews & more - www.fugawetribe.com Link to comment Share on other sites More sharing options...
LauraVictorious17 Posted February 23, 2023 Author Report Share Posted February 23, 2023 I only have my Escapees domicile address. They want proof that I live, full time, at a physical address in Texas. I'm going to look for another insurance company since my current will cancel my policy next week without my sending them proof. Thank you for everyone who has responded. Quote Link to comment Share on other sites More sharing options...
Kirk W Posted February 23, 2023 Report Share Posted February 23, 2023 26 minutes ago, LauraVictorious17 said: I'm going to look for another insurance company since my current will cancel my policy next week without my sending them proof. You may run into the same problem with another company. Have you registered the vehicles you wish to insure in Texas yet? If not that is probably at least part of the issue. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
jbh Posted February 24, 2023 Report Share Posted February 24, 2023 Call up Escapees and ask them what the problem is and what to do. You say you're still in Arizona; what does that mean. Do you not have a Texas d/l? Do you not have Texas vehicle registration? Escapees sends you a letter to take to DMV with your affidavit of domicile to get a d/l. Have you done that? Quote -C&J- CG reviews & more - www.fugawetribe.com Link to comment Share on other sites More sharing options...
LauraVictorious17 Posted February 24, 2023 Author Report Share Posted February 24, 2023 My vehicle is registered in Texas and I have a TX driver's license. I was there and currently in AZ for another 7 weeks. I'm not currently living in my RV. When I was in TX I was renting a room, with an oral agreement, no lease. I'm supposed to prove that I reside in Texas. Not sure if the affidavit of domicile will be sufficient. Quote Link to comment Share on other sites More sharing options...
GlennWest Posted February 24, 2023 Report Share Posted February 24, 2023 I am going to be blunt. If they don't want my business, they know where they can stick it. I would call another company. Escapees address is proof of residence. They are being butts Quote 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
durangodon Posted February 24, 2023 Report Share Posted February 24, 2023 Insurance companies set their rates by where the vehicle is "garaged". Most insurance agents are lax with that requirement and take a "don't ask, don't tell" approach. Sounds like you got an agent who is a stickler for the rules. Quote Link to comment Share on other sites More sharing options...
RV_ Posted February 24, 2023 Report Share Posted February 24, 2023 51 minutes ago, durangodon said: Insurance companies set their rates by where the vehicle is "garaged". Most insurance agents are lax with that requirement and take a "don't ask, don't tell" approach. Sounds like you got an agent who is a stickler for the rules. Well stated. "Don't ask Don't tell" can bite us in the butt anytime there is a claim as well with a legal denial to cover it. Quote RV/Derekhttp://www.rvroadie.com Email on the bottom of my website page.Retired AF 1971-1998 When you see a worthy man, endeavor to emulate him. When you see an unworthy man, look inside yourself. - Confucius “Those who can make you believe absurdities, can make you commit atrocities.” ... Voltaire Link to comment Share on other sites More sharing options...
Kirk W Posted February 25, 2023 Report Share Posted February 25, 2023 6 hours ago, LauraVictorious17 said: Not sure if the affidavit of domicile will be sufficient. Are you dealing with the same agent as you had previously, or one in Texas? You may want to try this endorsed insurance agency in Livingston. Church Street Financial Services-Ins (CM#1016) 2123 US Hwy 190 W Livingston, TX 77351 Local: (936) 327-7789 Toll Free: (866) 327-7789 Email: insurance@churchstreetfinancial.com Website: churchstreetfinancial.com Church Street Financial Services is a Trusted Choice Independent Insurance Agency representing many top-rated insurance companies. Our agents are licensed in Texas and offer services in the following: -Property & Casualty Insurance (Multiple RV Insurance Carriers for "full-timers") -Individual & Group Health Insurance -Life & Disability Insurance -Medicare Plans Our shop-around approach and ability to customize a plan to tailor-fit your unique situation gives our agency a comparative advantage. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
LauraVictorious17 Posted February 25, 2023 Author Report Share Posted February 25, 2023 On 2/24/2023 at 10:59 AM, GlennWest said: I am going to be blunt. If they don't want my business, they know where they can stick it. I would call another company. Escapees address is proof of residence. They are being butts I have to agree. I'm going to shop around. I guess they are being sticklers and they offered a discount if I downloaded an app to track my driving. I won't do that. Don't know if they're being this way because so many are moving to Texas because I've had them as my insurance company for nearly a year, when I insured in another state, and they didn't ask for proof of residency before. Quote Link to comment Share on other sites More sharing options...
jbh Posted February 25, 2023 Report Share Posted February 25, 2023 Foremost insures fulltimers. Progresive is being weird for some reason. http://www.millerrvinsurance.com/ Quote -C&J- CG reviews & more - www.fugawetribe.com Link to comment Share on other sites More sharing options...
GlennWest Posted February 25, 2023 Report Share Posted February 25, 2023 I have Progressive but I went thru Miller. No problems at all. Quote 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
LauraVictorious17 Posted February 28, 2023 Author Report Share Posted February 28, 2023 Went to Church Street Financial. Explained the situation and am getting new insurance. Thanks to everyone who responded! Quote Link to comment Share on other sites More sharing options...
Kirk W Posted February 28, 2023 Report Share Posted February 28, 2023 Great news. Thanks for letting us know. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
Anawilliam850 Posted March 13, 2023 Report Share Posted March 13, 2023 If your auto insurance company requires proof of Texas residency and you do not have a lease or utility bills to provide, you may want to consider shopping for a new insurance company. However, it may be worth reaching out to your current insurance company to see if they have any alternative options for providing proof of residency. For example, some companies may accept other forms of documentation such as a voter registration card or a Texas driver's license. If your current insurance company is unwilling to work with you, it may be best to find a new company that better fits your needs. Quote Link to comment Share on other sites More sharing options...
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