Enjoying_The_Journey Posted October 15, 2019 Report Share Posted October 15, 2019 (edited) We upgraded our 5th wheel back in May and I called our insurance company (Geico) to swap out the rv's. They know we are full timing and just wanted to make sure the coverage we have on this new one was enough and the right kind. They informed me that we do and it is what most rv'ers as well as full timers get. the current coverage on the rv is: comp/coll deductibles $1000 RV Medical $1000 Emergency Expenses $3000 Replacement Cost Personal Effects $20,000 Vacation Liability $500,000 We only pay $538.80 for six months I was reading other rv posts on here and other forums and they talk about “fulltimers” insurance. I called and got a quote which they compared and to exactly what I have now (same coverage above) and it is $2300 per year. So what is the difference between the two types of policies and is it worth the price difference? Thanks!! Edited October 15, 2019 by Enjoying_The_Journey Not getting a good response. Quote Link to comment Share on other sites More sharing options...
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