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Randyretired

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  • Location
    Colorado
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    RVing boating

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  1. Kind of sounds like a scam but anymore it is difficult to tell. I received a call yesterday from my health insurance and they started the call with we need to confirm who you are and asked for my birthday and so on. I told them first I need to confirm who you are. That left the caller a little uneasy. These scams are difficult to determine what is what.
  2. The inside unit on a typical mini split probably weighs about the same as a mini split so I would guess it would be sturdy enough. The inside unit needs to be mounted on a secure mount that doesn't move. The copper lines will not tolerate any movement. I have heard of people using special flex lines but I am not familiar with those.
  3. It seems like it would work as an AC for shore power or generator. It isn't efficient enough that I would use it with solar. Also seems a bit pricey but if it fits the application and that is what you need it seems like it would work.
  4. There is a lot of things causing housing prices to be high. I just recently received some bids to replace the roof on my house. The bids came in higher than I paid for my first house. Inflation is crazy high. We are also building a new place and the budget we started with is just a dusty piece of paper that no longer applies with today's prices. The land we bought 5 years ago goes for double what we paid. I don't believe it is anymore valuable it's inflation.
  5. Sometimes on things like this it is the on switch. Hopefully it is something simple. Likely the battery was made in China since they make nearly all of the lithium batteries. China battery production is second to none. It doesn't seem bad by your description.
  6. We purchased some property in AZ for our winter time spot. For us it worked out well. We fenced it so we could have a place for our dog and built a shed for some storage and bought a used washing machine and dryer. It was really nice to know we always had a spot that fit our needs with an address for mail and shipping. I also like to do my own maintenance. We bought this lot 24 years ago and it worked great. Now I am trying to decide if we should keep it as health issues are restricting our travel. I think it is worth more, a lot more than we invested but with inflation I am not sure it is any more valuable and of course there are capital gains taxes. Still we didn't buy it to make money. It did what we hoped. We had the convenience of a comfortable place to stay and when we sell it all things considered we were able to use it for those years for free. Some say when you have a place you feel you have to use it and we always started our winter adventures there but we also moved around as we wanted. Sort of a winter home base but we haven't been able to be there for 3 years so...?
  7. As I posted UHC can provide decent insurance if they want to. I can't comment on your situation other than UHC's dominate position has the potential to be a problem. Our MA plan says the same thing for no cost to us for all of our primary care including physicals. One time I was billed $10. I called and the doctors office insisted it was correct so I called UHC with contact information. The doctors office called back and said there was a billing error and the $10 was removed. I have heard a number of complaints about MA and I think there may need to be some government intervention but I am also skeptical about the government's ability to bring about good outcomes.
  8. United Health Care's dominate position is worrisome. However, they can if they want to provide some excellent insurance. We have an employer provided UHC Medicare Advantage Plan we have loved it. My DW would not be an insurers delight yet they have never been a problem. I asked for a change in my DW's treatment and the doctor said that would be a good plan but some insurances may not approve. They sent it in and before we got home it was approved without limitations. This has been typical of our plan. Never have we been denied. Optum is our drug plan and a couple of times they screwed up when we are traveling but they generally made it right. No problems when home and the prices are good. I hate to see them so dominate but the verticle integration does work. As the government intervenes I hope all of good can be saved and the lack of competition can be controlled.
  9. There is one more thing. The highest paid UCHealth executive earns $20,000,000+. It may be nonprofit but someone(s) are doing well. There doesn't seem to be a discernable difference in patient cost but that is difficult to calculate. I am pretty sure that Medicare and Medicaid pay the same.
  10. Nearly all of health care is for profit. I remember many years ago when my Grandmother owned a nursing home. It was her business and like any small business owner she worked day and night to make it run to support her. Without a profit motive that nursing home would not, could not exist. Today it might be physician starting a practice. The profit I don't have a problem with as long as customers, patients have choices. This competition will keep providers honest or they won't have a business. Unfortunately it seems we are forced to deal with large institutions without other choices to many times. Without choices or competition things can get skewed and profit can rule.
  11. With IRA's you can invest however you want. If the current IRA doesn't allow that move it to another company. I self direct my IRA and have at times changed my investments. I don't have problems with for profit healthcare so I do invest in a low cost healthcare index fund for some of my little IRA and have a couple of health related stocks.
  12. That is a typical response. The jurisdiction wants someone to pay for upgrades before approving a new lot. A new subdivision went in that adjoined our property. These lots were selling for around $120,000. We wanted to add 2 more lots from our property to the subdivision. We were told the county had relaxed many of their requirements as they wanted growth in this area so we met with them. The relaxed requirements they wanted were estimated to cost $500,000 to $750,000 to add these 2 lots. Seems the roads and water lines to the area were not up to new codes and would require extensive upgrades and any addition no matter how small would need to remedy that.
  13. Connect to opposite ends. + on one battery and the - on the far battery. Be sure to wire and fuse properly. Short of buss bars this will be best for balancing the batteries.
  14. A 30amp inline fuse will not protect the controller. The 40 amp rating is based on the output. Part of what a MPPT controller does is change the panel voltage to the battery voltage and change that excess voltage to amps. For instance the VOC on your panels is around 24.3v and 2 wired in series produces 48.6v. The MPPT converts the amps at 12v by a factor of 4. So 30amps at 48v becomes 120 amps at 12v. The limiting factor here isn't the fuse. It is the panels that are not capable of producing that much. More importantly though is fuses should be sized to protect the wire. This is basic engineering. Each component should have internal protection and in this case the controller will not accept more power than the 40amp output. In fact it is common and even suggested by many MPPT manufacturers to purposely over panel an a MPPT. Since solar only rarely outputs full power only a small amount of the power will be clipped. Allowing this clipping is a way to save money on controller's with very minimal loss. Your panels will never put out more power than this 40 amp controller can use. MPPT's typically produce heat while working. If you are more comfortable with the 30amp fuses they won't hurt anything but they are not needed
  15. Yes. If this were my system I would wire it the way yours is currently and remove the fuse. If the fuse would make you more comfortable you can leave it but with a 30 amp fuse. Either way should work.
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