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Insurance Issue


Vegas Teacher

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Hello Everybody

Well I finished the school year! Social distancing and distance learning were interesting. I stayed away from the HDT site because as the school year went on I just kind of got a little tired of the whole thing and did not want to come off as a negative person.

Anyway back in November I sold my trailer. It was going to cost more to fix than to what the entire trailer was worth. Today I called National General (Now Called AIS) to redo my insurance and they asked if I still had my old 2003 Fleetwood Pioneer Trailer. I said no and that is when issues came up. I am still waiting to hear about getting insurance on my 780 but They are not sure if they can insure me when or if I don't have my trailer. In Nevada my truck is tagged as a private truck, not commercial but I don't have the option to tag as an RV here. 

Any advice  would be appreciated.

Thanks,

Cory Ossana - Vegas Teacher

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Repeat after me; "No, but my shopping for a replacement has been delayed due to the current Covid-19 restrictions at the dealerships"".

I have been wrong before, I'll probably be wrong again. 

2000 Kenworth T 2000 w/N-14 and 10 speed Gen1 Autoshift, deck built by Star Fabrication
2006 smart fourtwo cdi cabriolet
2007 32.5' Fleetwood Quantum


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18 minutes ago, GlennWest said:

Phil reported he insured his with State Farm with a commercial policy for non commercial use. Stated very reasonable price. No restrictions except commercial use

Thanks, Good to know.

 

2 minutes ago, Darryl&Rita said:

Repeat after me; "No, but my shopping for a replacement has been delayed due to the current Covid-19 restrictions at the dealerships"".

I think that is good advice too. I think the person I had on the phone was stupid. She kept asking if it was a 5 passenger car? I didn't want to lie but I finally said sure if that works for you.

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I had a not for commercial use, commercial policy with Country Financial. Then moved to state farm. First as a commercial policy then got moved to an RV policy. Then after a month they decided they didnt like it as an RV and wrote the truck under a standard auto policy. None of these in the past or currently have any bearing on owning a trailer. While I have heard of some who require a trailer, seems silly to me.

2016 Road Warrior 420

2001 Volvo VNL 660

Alaska Based.

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18 hours ago, Darryl&Rita said:

Repeat after me; "No, but my shopping for a replacement has been delayed due to the current Covid-19 restrictions at the dealerships"".

^^^^This.

2003 International Eagle 9200i, Cummins ISX, Freedomline

2007 Teton Scottsdale XT4

 

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Thanks to everybody for the advice. It seems silly to me that the trailer has to be attached to the truck for the insurance to work. l want to be able to go "Bobtail" when I want to do a short overnight trip into California and not worry about not being insured. Many times I go to train my German Shepherds for a sport called Schutzhund / IPO and I make a run up to the central Valley near Delhi California. Currently I drive my Toyota Tundra over, but would love to drive my 780 over and park at Love's, sleep and come home. Especially now, I really don't want to stay at a motel with all kinds of unknown stuff lingering in the room...

Anyway Thanks again for the advice. I am getting my tags and insurance worked out, so I can move my vehicle and get it checked over by True Blue Mechanics. If you remember from an earlier post I had a lot of B.S. happen a Volvo / TEC here in Vegas. I also saw a video from the dealership dash cam of another volvo owner, they pulled his truck into the shop and never touched it then tried to charge him for work they said they did. 

I will keep you guys posted and up to date on what happens.

Later,

Vegas Teacher - Cory Ossana

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  • 2 weeks later...
On 5/29/2020 at 10:38 AM, GlennWest said:

Is it a commercial policy for non commercial use or just a statdard vechile policy.

Standard vehicle policy.

Farmer, Trucker, Equipment operator, Mechanic

Quando omni flunkus moritati-When all else fails, play dead
I'm a man, but I can change, if I have to, I guess.

 

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