Zulu

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  1. I believe they're common. From what I've seen, they're around $400-500.
  2. I thought about putting this in an existing thread, like Where Will Healthcare Go in the Future?, but decided to create a new thread specifically dedicated the those of you using the Affordable Care Act (ACA or Obamacare). First, the ACA's current condition: Aetna's CEO may be right about the ACA's 'death spiral' because Insurers are leaving the ACA -- both Humana and UHC plan to be out in 2018. Anthem (who backed Trumpcare) is unsure if it will participate in 2018. All of this means less plan choice. Trump's inauguration day executive order -- the order states that federal agencies can grant waivers, exemptions and delays of “Obamacare” provisions that would impose costs on states or individuals. Currently, the main action stemming from that order is a move by the Internal Revenue Service to process Americans' tax refunds even if they fail to submit proof that they are insured, as the ACA requires. This could scare off insurers. Death by Regulation -- while the ACA is still law, early indications are that the Department of Health and Human Services (H&HS) could hurt the ACA through regulation changes. For example, by tightening the ACA's Special Enrollment Periods (see below), adding extra verification requirements, and changing the plans' "actuarial value" in a way that makes it more costly for patients. House of Representatives ACA Subsidy Lawsuit -- if the House were to win, ACA subsidies could disappear. So if you're using or plan on using the ACA, what, if any, options do you have? With increasing plan costs and decreasing plan choice, not many. However, at the moment RVers mobility provides an option by using the ACA's Special Enrollment Period (SEP). What is SEP? The ACA permits you to sign up or change your health plan if you've had certain life events, including losing health coverage, getting married, having a baby, adopting a child, or moving. In short, an ACA health plan is determined by where you reside, not where you domicile. You could drive to a better health plan. Here are the current H&HS ACA residency requirements.
  3. There's still your deductible though, right?
  4. If you also want to record from a park cable system, then your OTA DVR should include a QAM tuner just in case the park is using digital cable. There's only 1 DVR I found that can record both OTA and QAM sources:
  5. I can reply to posts in Travel, but I can't add a new post.
  6. . . .
  7. I bought an EEZ system for my RV (6 tires) a few months ago. Love it. It measures tire pressure & temp. Here's an EEZ 10-sensor system. I bit the bullet and purchased my system after finding out after a long drive that one of my rear duals was flat. Definitely a come to Jesus moment.
  8. "Multistate" plans may only work for a couple of states. That is, a WI multistate plan may only cover you in WI, IL, and MI -- not the entire US. You should be looking for a PPO plan with a nationwide provider network (like BCBS). If you bought your health plan through the ACA, then know that State residency requirements are NOT the same as ACA residency requirements.
  9. Maybe these folks should save for their healthcare instead of buying new iphones.
  10. I used to work with a Marketing guy who told me that after something new was introduced in the company, he'd ignore all the complaints about it for at least a month.
  11. Back to the original topic . . . According to the NY Times, the new Obamacare replacement winners/losers: "The biggest losers under the change would be older Americans with low incomes who live in high-cost areas. Those are the people who benefited most from Obamacare. For some people, the new tax credit system will be more generous. The winners are likely to be younger, earn higher incomes and live in areas where the cost of health insurance is low." In general, the older and poorer you are, the less of a tax credit you'll get.
  12. Both myself and Mark Bruss have had experience with what I have termed Crazy Ivan Winegard Travler for Hopper 3 modifed Travlers. Anyone else experience this?
  13. You know "Business in front, party in the back" I've seen a couple of Mullet Campgrounds. Are they pretty common?