I have a Volvo registered as a motorhome and live in Texas. That being said I am insured by American National with no "Bobtail" restrictions.
I believe there is an American National agent registered as a Commercial Member of ESCAPEES
Geodog
For a refrigerator replacement I would recommend finding a residential type which will "fit" in the available space.
For the others I have no recommendations
ShortyO
When I had my bed built I made sure there was no overlap of the excess length of the SMART on the drivers side.
I figure a LEO coming up behind could not see that the car was slightly over 102" .
One must be made aware of the fact that the "Binkley" head was originally designed as a head to be used on "Yard Tugs" not as a road hitch.
JMTCW
ShortyO