Jump to content
arrowhead

full-timers insurance for 5th wheel/med. duty truck

Recommended Posts

National Interstate is not covering RVs any longer.  We are full-timers with a 5th wheel and an International medium duty truck.  Who do you have insurance with?  Have you had good expriences with them?  

Share this post


Link to post
Share on other sites

Truck with USAA and they refer to Progressive for the 5th wheel.

Edited by rynosback

Share this post


Link to post
Share on other sites

I have seen a number of recommendations for full timers insurance.  Based on previous experience, I recommend you pay serious attention to the policy details.  Many supposedly full timers policies are very poor when it comes to issues of liability and theft protection.  Theft coverage is often provided through a homeowners policy so many RV policies include little or no coverage.  Even for a homeowner, liability coverage often means that you will need a separate "umbrella" policy.

Next I warn the buyer about going by the coverage that others think they have.  First they are often wrong and second policies vary by the vendor and by the State where they were issued.  For South Dakota, we found National Interstate was one of the few companies with comprehensive coverage; however, we still needed an umbrella policy. 

Share this post


Link to post
Share on other sites

We just went with National General.  They gave us a tremendous rate for the Volvo and DRV.  We went back and forth on the coverage limits until we finally settled.  Make sure you SEE full timers on your quote.  Even though we asked for it we got a vacation quote back the first time.  Also make sure you are comfortable with your personal contents coverage.  When you think about replacing just personal tech gear it adds up fast.  National General also offers a significant discount to Good Sam's members.  It was worth joining just for the insurance savings.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

RVers Online University

campgroundviews.com

Our program provides accurate individual wheel weights for your RV, toad, and tow vehicle, and will help you trim the pounds if you need to.

Rv Share

Dish For My RV.

Find out more or sign up for Escapees RV'ers Bootcamp.

Advertise your product or service here.



×