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Kirk W

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Everything posted by Kirk W

  1. While we no longer are with WF, we were for more than 15 years and have no complaints. We still have several friends who have continued to do business with WF and none of them have mentioned any problems. What was your experience with Wells Fargo? I do wonder if the impact of that ruling last April may have brought extra examination by regulators over the Patriot Act requirements for customer identifications? If you read that story again you will see that it has nothing at all to do with customer address issues. On another forum there have been posts of this happening at a couple of other financial institutions as well. I have wondered if there may have been some new regulations issued or increased enforcement to others.
  2. They do not keep your money and federal banking regulations also require that the customer be notified before such action is taken and if there is no response that is satisfactory they then must notify you that your account is being closed. Most also address the way for you to receive your funds. Banks are very much regulated and monitored by the federal reserve.
  3. When you consider that part, keep in mind that most of those have a very limited time & temperature in which they are fire safe. Also emergency access should be considered.
  4. USA PATRIOT Act US Treasury Dept. Below is a brief, non-comprehensive overview of the sections of the USA PATRIOT Act that may affect financial institutions. Section 311: Special Measures for Jurisdictions, Financial Institutions, or International Transactions of Primary Money Laundering Concern Section 312: Special Due Diligence for Correspondent Accounts and Private Banking Accounts Section 313: Prohibition on U.S. Correspondent Accounts with Foreign Shell Banks Section 314: Cooperative Efforts to Deter Money Laundering Section 319(b): Bank Records Related to Anti-Money Laundering Programs Section 325: Concentration Accounts at Financial Institutions Section 326: Verification of Identification Section 351: Amendments Relating to Reporting of Suspicious Activities Section 352: Anti-Money Laundering Programs Section 356: Reporting of Suspicious Activities by Securities Brokers and Dealers; Investment Company Study Section 359: Reporting of Suspicious Activities by Underground Banking Systems Section 362: Establishment of Highly Secure Network
  5. JustRich, while I have several thoughts on some of the views expressed thus far, I am wondering what you are thinking and if your question has been satisfactorily answered?
  6. Since you are already a resident of and domiciled in FL there should really be no issue with keeping your current doctors and business contacts. We did that same thing when we went fulltime, except that we were in TX and moved from Ft. Worth, Tarrant County to Livingston in Polk County. Most domicile issues arise over different states for such things as legal problems would be rare from county differences. In most such cases the problem is created by issues of state law or jurisdiction. The one thing that I would caution you about is that you need to discuss the address change/move with your bank and any other financial institutions that you do business with as there seems to have been a recent increase in problems stemming from the Patriot Act as it applies to banking.
  7. Will Walmart give you cash for the gift cards?
  8. Do you have a safe in the RV or some other secure place to keep it? Do you don't walk around with that much in your wallet? I have at times traveled with a few hundred dollars in my wallet, but never as much as $1,000, let alone $10k.
  9. The answer to that is a pretty personal one and depends largely on your spending habits. We carry a credit card which rebates 2% of all purchases and use that for the vast majority of spending, paying it in full each month. We also have a second card that is mostly a backup which pays 1% and it has different numbers on my wife's card from mine so if one were compromised, the other could still be used. As a result, we spend very little in cash whether stopped or traveling. We usually carry about $100 each, replacing what has been spent each time either of us drops below $80. Our bank refunds any foreign ATM charges so we can easily replace cash, but that rarely happens more than once every couple of months. If you are one who prefers to spend in cash, then you probably need to have at least 1 o3 months of spending available.
  10. Kirk W

    New truck

    You don't need a CDL to tow an RV.
  11. Introduced in House (03/09/2023) Traveler's Gun Rights Act This bill broadens the scope of allowable firearms transactions involving active duty service members and their spouses and individuals who do not have a residence in any state. Currently, federal firearms laws generally prohibit a federal firearms licensee (e.g., a gun dealer) from sell or delivering a firearm to an individual whose state of residence is different than the state where the licensee's place of business is located. This bill defines the term state of residence as the state in which an individual is present with an intention of making a home. In the case of an individual who does not have a physical residence in any state, then the term state of residence means the address of the individual's private mailbox or post office box. In the case of a member of the Armed Forces on active duty, or his or her spouse, the term state of residence means (1) the state in which the member's permanent duty station is located, and (2) the state where the member maintains a place of abode from which he or she commutes to the permanent duty station.
  12. With a 2016 Leisure Travel Van Serenity S24CB, I am wondering why you need the roof coated?
  13. By resealed, do you mean some type of coating applied to the entire roof?
  14. Thanks for letting us know the resolution. It was really no bother at all as helping folks resolve problems are main purpose of these forums.
  15. South Dakota Senate passes SB54 (Hub City Radio story) Bill passed and sent to the house. SB54 TEXT SB17   TEXT in committee
  16. Since you have a 50A supply there are probably 2 circuits for your outlets, one from each 120V leg of your power supply (L1 & L2). It sounds like one of the two legs is not getting power. The cause of that could be one side or the 50A outlet or it could be that one side or the main power circuit breaker in your RV's distribution panel is not closed. Your 12V converter is powered from only 1 leg and that's probably the one not getting power. Multi-Meter Test 50 Amps - YouTube
  17. You are dealing with CA state laws so most of us have very little knowledge of current activity there. As near as I can tell, the explanation by Lou on April 22 covers the issues pretty well but an additional isse for RV parks is CA rent control laws. There are very few new RV parks being constructed in CA while many are being developed in permanent structures and the passage of laws like that one would probably make it worse.
  18. To reset the circuit breaker you must first move the operator handle to the full open or off position, then close it. Do you have power from the 120V outlets in the RV? Does the microwave light up? If not you are not getting 120V power into the RV. Your converter probably has a plug connected to an outlet and if so you can just use a lamp or something to check it. Do you have a volt/ohm meter?
  19. If you have a multimeter, unhook shore power and measure the voltage at the coach battery, the plug it in and measure it again. If the converter is supplying power that voltage will increase. If it doesn't, then check to be sure that the converter is receiving 120V power.
  20. While that bill was passed in the assembly in May after twice being amended, it was then sent to the senate where it failed in committee to be sent to the full senate on July 11, 2023.
  21. Exactly and that means that the resistance from the generator would still be acting as a brake, thus requiring more fuel for the motorhome to tow it. That is called regenerative braking and takes energy to make the electricity there, just as it does at an electricity generating station. The same drag that slows your EV would try to slow the motorhome that was towing it. Since no system is 100% efficient the cost in fuel would exceed the benefit of charging the car.
  22. Let us know when you get the part. It's not difficult to replace. For the future, if the sail switch doesn't close there will be no sparking attempt for the furnace to light and the propane valve never opens. Hope you aren't suffering with the cold! 😊
  23. If you log into the member website and look under the Member Directories menu there is a map of sorts showing all discount parks and the Rainbow parks, but it isn't nearly what you are looking for. Such as it is, the directory is also on the phone-app under the "more" menu. Just a suggestion.... If enough members were to ask for POI list, it might then happen.
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