Sadly I know people that have no skills. I do and am so thankful. My brother, 10 years older than me, retired at 48, Got fed up with the rat race he was in. Started plumbing, farming, odd jobs of anykind. Made a good living and had fun doing it. He now , in his 70s, grows peanuts, boils them and sells to public. Hires retired widowers to pick off peanuts. They are in ac too. They have a blast. He makes enough off those peanuts to carry him through the year. But he is a person that can do whatever he wants to.