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Everything posted by DanZemke

  1. I'm 71 years old and can still comfortably lift a 70lb tank (barely). But I realize, I probably won't be able to do so, in the future. I too, have thought about mechanisms that could assist me. But for many of us, I think rynosback's suggestion points the way to a superior approach. Trade labor for capital. Charm someone to help. If charm isn't enough, a $5 to $20 bill will likely work.
  2. "I have a problem paying someone to dispense the money from my account." Unfortunately, dispensing money does incur a cost. Who pays for the ATM machine capital cost and on-going maintenance expense? And what about the money that disappears from ATM machines? Life is not fair. But IMO, expecting others to pay for your convenience is not either.
  3. I don't think I have a magic zip code. I suspect I was accepted, onto their waiting list, because my zip code is within their definition of a northern latitude. And I may have been earlier to request to get on the beta list, than others.
  4. Will do. I just looked at starlink.com again and see that it just offers to send news and doesn't mention a beta. I'm pretty sure it specifically offered the possibility of participating in their beta, when I signed up. Also, in retrospect, I should have said I signed up on their beta test waiting list, not for the actual beta test itself. In any case, here is the response I received, about an hour after I submitted my info 2 days ago. "Thank you for your interest in Starlink! Starlink is designed to deliver high speed broadband internet to locations where access has been unreliable, expensive, or completely unavailable. Private beta testing is expected to begin later this summer, followed by public beta testing, starting with higher latitudes. If you provided us with your zip code, you will be notified via email if beta testing opportunities become available in your area. In the meantime, we will continue to share with you updates about general service availability and upcoming Starlink launches."
  5. STARLINK is soliciting beta testers for a trial I just signed-up at: starlink.com They are looking for northern folks only, at this time. I live in CT, and was "accepted". I appear to have been "accepted" because of my latitude. But I also gave them my real email address and consented to their privacy policy. I really hope they are successful .
  6. Dennis - I have no experience with them and I suspect few do, on this forum. Tom's (now owned by Conde Nast, as is Ars Technica) is one of the better hardware review sites on the web, IMO. This might be useful. https://www.tomsguide.com/us/best-modems,review-2832.html
  7. I understand and respect Dennis's decision to keep it as simple as possible for Katy. For me, 5GHz is nearly a mandatory. My only internet access is through cellular hot spots, that create a local WiFi network for me. 5 GHz has a much faster transfer capability than 2.4 GHz. And the 5GHz channels are typically far less congested than the 2.4 GHz ones in RV parks. Partially because most parks and RVers don't use 5 GHz. Also because 5GHz signals don't travel nearly as far as 2.4 GHz ones do. So your neighbors are much less likely to interfere with your local WiFi network on 5 GHz than 2.4 GHz.
  8. I didn't know that, and I suspect many other's didn't either. Thanks.
  9. Me too (in progress while I'm posting). Since I still have 7GB left on my hotspot plan, with a new billing cycle starting on June 9, I decided to update all the old stuff, including 1909. This for my old Thinkpad T410, which doesn't have an internal battery. There's nothing in the 2004 update that I really need. So until MS stops suggesting not to install the 2004 update on my other PCs, I won't.
  10. Sorry, I wasn't clear enough. The senior65 link was just to point to a concise explanation of how CT's Supplement rules varied from most other states. A couple posts above that one, you'll see my post that includes a direct link to the official CT portal with the current prices. My understanding is that information posted there, has been agreed to, by each of the insurers, the state of CT and CMS. Are they in sync with the CMS site? I assume so, but have never checked.
  11. "so they're both for and against RVing." To be fair, that just appears to be one of their writing styles (pro/con) that they've apparently used many times before. They are the authors, so get to choose their style. IMO, there was an error. The "pro" article has a link to the "con" article, but the con article links to a different topic. I suspect the editor failed to also include a link to the "pro", rather than the author.
  12. docj, I just skimmed the article and haven't read the attached. Put it turns out this article (by the same author) was also posted today. https://www.kiplinger.com/slideshow/retirement/T037-S001-reasons-you-will-want-to-retire-in-an-rv/index.html
  13. I'm assuming that when you're using your PC in your car, the car is not moving. If so, the only factor I can think of is overheating. Is it warmer to the touch after a few hours of in your car than it is after a few hours of use in your house? What do you typically use it for in your car that differs from you use in the house?
  14. The chart I linked to above is not my chart. It's the latest version the State of Connecticut's negotiated prices that gets updated, several times a year. It reports the the current rates . I posted it to illustrate an example of the relative costs of plan types and insurance providers on a single page. Connecticut's Fairfield County , where I live, is much more expensive for everything, than most other places. Taxes are high, real estate is more expensive and everything from fuel to food is pricey too. So are health care costs. And fortunately, wages (and pensions) are too. Also, another reason for higher Medicare Supplement prices is I can switch plans at any time with out underwriting: https://www.senior65.com/medicare/article/medigap-guaranteed-issue-ct-ny-and-wa
  15. Hi, Please explain what you mean by crashed. Does it totally turn off without displaying any error messages? Please explain what you mean "constantly". How many minutes between crashes? When you are on the road, are you using any type of external power?
  16. That sounds like a discount program, and I don't think it's the primary purpose of Supplements. Medicare Supplements can reduce deductibles and co-pays. But the primary focus is classic insurance: spread the risk to reduce the expense for the unlucky. I did quite a bit of research on the web before I signed up for the first time. Here's the current version of the price chart I used to select my provider for the 6 years I've been covered by Medicare. CT 2020 Medicare Supplement Prices I've been with the same insurance provider (Globe Life) for the last 6 years. I started off with a Plan F HD, and transitioned to a Plan G HD for this year. I'm not trying to promote the insurance provider I selected (although I am happy with them). Mentioning their name is just to show that I chose the lowest priced insurance supplier. For Supplements, unlike Advantage Plans, the insurance coverage of a particular Plan type is identical across all suppliers.
  17. Our Federal rules governing payments for Medicare Supplements are the same, regardless of the the price charged for a Supplement. I'm still amazed that many of the "name-brand" insurer's charge, and get, 2 to 3 times the lower price suppliers. Theoretically, there could be more financial risk for a lower priced supplier. But if they fold, you have a government guaranteed free pass to shop for another supplier without underwriting. And I suspect, but have not confirmed, that if a Supplement supplier fails, the process would be similar to that for a failed bank - keep the consumer whole.
  18. Jay, Good for you and her. I'm single and have been insured with a High Deductible Medicare Supplement policy for 6 years. My total cost for the Supplement policies over that time period has been $3500. I've never received any reimbursement, nor did I expect to. Fortunately, I'm still very healthy - no medical conditions and no need for any medications. I chose a path which would not be constrained by my insurer's network of hospitals and doctors. To me, my choice was to go with catastrophic health insurance without the risk of out of network charges. I've paid home owners insurance for over 40 years and haven't received any reimbursements. And, I paid off my mortgage 10 years ago. but still kept paying the insurance. Insurance is a waste of money, until you become responsible for costs that are a substantial portion of your net worth. I'm happy with my choice and you seem to be happy with yours too. I hope it remains that way for both of us.
  19. You misunderstand what these supplements are. They're not like vitamins, they are an additional form of financial insurance. Medicare only provides partial insurance. If you get really sick, like cancer, all of you savings can be wiped out. A Medicare Supplement starts paying when Medicare stops. So Medicare + a Supplement pays more of your medical expenses.
  20. Thanks, but I already did, before I posted "it's not clear how I should contact you" in post #2 of this thread. I was/am not willing to dig for an email address or phone number to get information on a risky loan. IMO, there is no way to get a safe 6% return in this market. But I get your drift, there are probably alternatives that have a better risk/reward ratio than this one.
  21. There is no evidence that this was a scam. None. In my opinion, a far more plausible explanation is the woman needs cash and she made a mistake in her calculation of what the "profit" would be. I was skeptical too, but instead of accusing her of fraud, I asked for her FICO score. I also posted it wasn't clear how to contact her. IMO, someone trying to pull off a $65K scam would have quickly responded. She didn't.
  22. In addition to their DB of signatures, they also do a "'heuristic" scan to try and find potential attacks that aren't in their DB. In my case, they often attempt to quarantine a tiny program that modifies itself (the exe file) on exit. My assumption is that this is because it is self-modifying code. Fortunately, they also use a white list so it's easy to exclude protection that isn't helping.
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