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Everything posted by DanZemke

  1. Glenn, In my opinion it's VERY unusual for a new phone. My intent is to help if I can. A few clarifications would be useful to me, and I suspect others. Who did you buy the phone from. When did you purchase it. Did you buy a new, phone? Added question: Are they pointing the finger at the charger or charging cable you're using? If so, which charger/cable are you using?
  2. But, your pioneering install inspired me, and I suspect many others. Thank you!
  3. Glenn, Thanks - great video. One of my roof-top ACs is not cooling. I hope it's just a capacitor in need of replacement. If not, I'll probably get a lot more interested in mini-splits.
  4. Blues, The two most popular Medicare Supplement Plans are F and G. Both provide coverage for in-hospital and doctor visits. So Plan A and B supplements seem to have substantial overlaps with Plans F and G. I don't remember doing any research on A and B supplements. I suspect I went with the wisdom of crowds.
  5. docj, You're right, I forgot that most States don't have two of the benefits that my State (Connecticut) provides. Although Medicare Supplement Plan coverage is identical across all States, purchase terms vary. Blues was correct. All CT Medicare supplements are "community-rated". As I understand this, identical, or similar, rules apply for residents of Arkansas, Massachusetts, Maine, Minnesota, New York, Vermont and Washington. The other benefit I enjoy, is that I can freely change Medicare Supplement Plans once a year. without any penalty or requirement for underwriting. New York residents enjoy a similar privilege. Why do some states have these privileges and others do not? I don't know, but I suspect it was part of the horse-trading required to pass the original, or perhaps a lfollow-on, Medicare bill. And of course, what I've described as a privilege, probably raises the cost of all Supplements for me. That, and the fact that the cost of living in CT is much higher, on average that Texas.
  6. That was my initial impression too. But when I compared policy prices for ages much older than me the cost-effectiveness stayed about the same. High price plans remained high-priced for folks 20 years older.
  7. You missed the foot note about Plans A, B and C : "Plans for Disabled - All companies must offer Plans A. If a company also offers Plan(s) B and/or C, then it must also offer the plan(s) to disabled Medicare beneficiaries. However, Plan C is only available to disabled. The Plans are standardized. The reason for the difference in premiums for Medicare Supplements, is principally due to marketing costs and profit goals. Some plans spend lots of money on marketing, which must recovered in the premiums. The coverage of every Medicare Supplement Plan F and G is identical.
  8. docj, Fair point about the $6000 /yr. I sourced that $500 a month cost from a prior post in this thread. My Plan D cost was included in my $1,100 a year. I continue to buy the least expensive Plan D I can, and have never submitted a Plan D claim. I currently subscribe solely to avoid penalties. Yes, I'm lucky, health-wise, but Glenn professes to also be lucky in this regard. "Until this 2021 I would have been ahead if I had used your approach, but this year my knee replacement and subsequent PT would have wiped out a lot of the accrued savings to date." I don't understand why, that would have been the case. For 2021, the Plan F and Plan G High Deductibles were $2370 per year. My cost for my HD Plan G was $594 for 2021. $2370 + 594 = $2964. After paying the deductible, we have the exact same coverage. It appears we would also have had about the same out of pocket cost too. I've had a HD plan for all of the 7 years that I've been eligible for Medicare. My average out-of-pocket cost for medical expenses and a High Deductible Medicare Supplement plan has been about $800 a year. When this year is over, I expect my 7 year savings, over a plan that costs $3000 a year, to be about $15K. Here's a simple table from Connecticut. I'm linking to it because it's concise, and I'm familiar with it. I consider it to be a representative example of Medicare Supplement prices. https://portal.ct.gov/-/media/CID/1_LifeHealth/Medicare_Supplement_Insurance_Rates.pdf BTW, my former employer (IBM) also outsourced Medicare help/processing to Via Benefits. Since I don't have any medical issues, or needs, I'm ambivalent about them. That's not intended to disparage them, just citing that their current services are not useful to me. Every year, I've signed up for a HD plan, that is much less expensive than any they offer.
  9. Glenn, Like you, I'm blessed with good-health/lucky. I chose a high-deductible meda-gap plan for each of the 7 years I've been eligible for Medicare. My average annual premium over those 7 years was about $600. And my average annual out of pocket cost, for Medicare reimbursable expenses, was about $500. Total = $1,100 per year. For me, $1,100/year turned out to be much better than $6,000 a year.
  10. Microsoft's latest attempt to explain why Intel Gen 7 CPUs will not be supported for Windows 11, appears in this 8/27/21 blog post: https://blogs.windows.com/windows-insider/2021/08/27/update-on-windows-11-minimum-system-requirements-and-the-pc-health-check-app/ Here's a quote from the blog: "Reliability: Devices that do not meet the minimum system requirements had 52% more kernel mode crashes. Devices that do meet the minimum system requirements had a 99.8% crash free experience." ---------------------------- VERY creative MS marketing 🙂 Let's take a closer look at the reliability numbers MS provided. 99.8% crash-free and be restated as 0.2% crashes. 50% more crashes makes it 0.3% crashes.. The "reliable' chips are 99.8% crash-free and the unacceptable ones are 99.7% crash-free. Intel Gen 7 CPU crash rates are clearly not the real reason for not supporting them. And there's the fact, that MS is fully supporting Windows 10 thru, Oct 14, 2025. Is Windows 10 projected to be more reliable than Windows 11, on Gen 7 Intel CPUs over the next 4 years? Highly unlikely. So why are they doing it? Probably because there are many large organizations, that have contracts with MS for Windows 10 support services, thru 11/25/2025. So their hands are tied. Windows 11 provides an opportunity to renegotiate support service contracts. I suspect the most important reason is that, OEMs don't want to update old drivers that will inevitably be found to have security exposures. And Microsoft does not want to be responsible for those either. The OEMs would prefer that we buy a new system. And MS does too, because they get a new Windows license fee from the OEM. IMO, the decision to drop support for Gen 7 CPUs (and AMD's Zen 1 CPUs) is primarily based on profitability, not reliability, or security. P.S. I have a Lenovo ThinkPad T470, with TPM 2.0, 16 GB memory, a 500 GB Samsung SSD and an Intel Gen 7 CPU (i5-7200U CPU @ 2.50GHz - 2.71 GHz). It was purchased directly from Lenovo on 4/11/2017. The only thing that doesn't match Microsoft's stated minimum requirements is that it uses a Gen 7 CPU. So far, moving to Windows 11 would not provide any compelling advantages to me. Most of the visible changes are about a new interface. For me, those changes are more likely to be disruptive, than helpful. I suspect my change to Windows 11 will take place when my current laptop dies, or a very significant improvement emerges, that goes beyond cosmetics.
  11. No ! Public campgrounds are meant to be for everyone.
  12. gypsydan asked a simple and insightful question: "What does the “current ranking” mean at top of the profile page?" Is it solely based on the number of posts - No. How many forum user's consider the badge addition an improvement? None, so far. Does the Escapees company gain anything from from the inclusion of these badges. Not that I'm aware of.
  13. "The state has become the new national epicenter for the virus, accounting for around a fifth of all new cases in the U.S. as the highly contagious delta variant of the coronavirus continues to spread." https://apnews.com/article/lifestyle-health-business-arts-and-entertainment-florida-01fa89e1d9491ab075c5deb689af1ea8 IMO, the fundamental issue is the balance point between "don't tread on me" and "what's best for our community". A major difficulty is disagreements about what are the trusted facts. For example, are wearing KN-95 masks indoors beneficial to you and others? Or are they harmful to you and useless in protecting others? Unfortunately, opinions still seem to vary widely.
  14. DanZemke

    post pic

    It's not clear to me what you are questioning. The context is: Home\Site and Forum Operation\Test Posts Some test posts don't work.
  15. Similarly to the way you explain Miami and Floree
  16. RV, It appears congress is about to really do something about it, for the interstate highway system. And hopefully, the intrastate highways will follow. Assuming this actually gets implemented, I'll be thankful.
  17. "Which states have the best/worst roads" is an intriguing question as an invitation for discussion. Some folks may find the information based on broader surveys more useful. https://www.usnews.com/news/best-states/rankings/infrastructure/transportation https://reason.org/policy-study/24th-annual-highway-report/
  18. Rethinking this a bit, I think the key question is, how long have the rumbling been going on? If it's always been that way, then the vibration isolation approaches suggested, seem like a wise approach. But if the rumblings emerged recently, they're probably band aids, trying to cover a deeper problem. So gypsydan, how long have they been a bother?
  19. RV - thanks. I'm familiar with many of the concepts (I have a BA in Econ). However, it looks like it would be a good read for me. I decided to purchase a Kindle edition, that appears to be a later version by the same author. The later version part wasn't important to me, the digital version was. The price was $9.99 https://www.amazon.com/Teachings-Worldly-Philosophy-Robert-Heilbroner-ebook/dp/B00CLN5Q0I
  20. I'm guessing it's the plastic pump (which is replaceable), but a few more clues for folks that know more about this than I do? From the image you posted, It appears your pump was manufactured 6/28/2011 and it looks like it's been installed for quite awhile. Do you know how long it's been installed and approximately when the vibrations first started? And are you a full-timer, or occasional user? I you've been using it full-time for greater than 7 years, I suspect replacement is the best approach.
  21. Barb, I was not aware of your and RV's previous interactions about this. I think I should bow out now 🙂 Best wishes to both of you.
  22. Barb, Android users get automatic alerts when there is system update to. But many folks choose to not install them for awhile. I suspect similar behavior from many iPhone users. RV could have been more clear about the reason for his post and perhaps you could have been a bit lest defensive 🙂
  23. Nonsense. Government "handouts" don't increase the money supply. Our money supply is controlled by the Fed, by buying/selling US debt in the open market. Please look at the history of the 10 year Treasury rate; https://finance.yahoo.com/quote/^TNX?p=^TNX Click on the last 5 years and/or the max. The price increases from 2020 to the present, have almost nothing to do with "handouts". Recent real estate, semiconductor, fuel and lumber shortages are all about supply constraints. Lou, I respect your electrical knowledge, but you are just plain wrong about this assertion.
  24. DanZemke

    Jackalopee Plug

    Brother Henry, Alas, I fear your quest to go beyond, has gone too far. And your exposure is far worse, than the inclusion of a horny hare in your scriptorium work. I've spoken with Father Boniface about your dabbling in the dark arts, including your use of FEA in the design of your ET hitch. He was appalled! You need to back-off of any further promotion of FEA. Father Boniface will be calling you about your Finite Excrement Analysis soon! Bless you Henry
  25. DanZemke

    Jackalopee Plug

    Henry, Your Jackalopee pdfs are a work of art. It must have taken you many hours to design and refine them. Thank you! And I'm pleased to learn that I'm the proud owner of a horny interface.
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