My entire 2-gallon accumulator tank installation cost was about $50 including the tank, fittings, and the support and trapping to hold it in place. With the tank mounted vertically with the water port at the bottom, there is no need to remove it for winterizing. I learned long ago that one of the worst things we can do to all electrical devices is turn them on. That initial thermal shock is when most failures occur, as I'm sure most people have noticed when light bulbs almost always burn out at turn on. In fact there's a light bulb in a firehouse in CA that's been burning steadily for 115 years except for one 9 hour period in 2015 when the UPS power supply failed. It's long life is generally attributed to the lack of power cycling. Given that, the fewer times our water pump motors start up, the longer the motor will likely last, and a larger accumulator assists with that. Sure the motor runs longer, but the fewer startup thermal shocks the better.