Travel and medical evacuation insurance

[s106300]

DH had to have double bypass surgery in June 2016 and has been tap-dancing ever since with heart failure, erratic heart beats, low BP, and some as yet unspecified kidney damage. Adjustments to medications have resolved many issues, but he is more vulnerable to critical issues coming up in the future. We are leaving for Alaska and Canada for about three months with a drop down for the eclipse in ID and then a return to Anacortes, WA for some oral surgery procedures for DW from Sep through Oct. We would like to get some emergency medical evacuation insurance for someone with pre-existing conditions. Any suggestions?

[Alie&Jim's Carrilite]

Sky Med will insure. There will be a waiting period, so check with them as soon as you can.

[teacher's pet]

I have a similar history, 3 heart attacks in early 1998, no bypass, to bad of shape due to a botched heart cath at another hospital, stents were my only option. On my 4th ICD since 2004, also have had heart failure since 9/2010 which is controlled by an extremely low sodium diet, We made a 79 day, 15,000 mile trip to Alaska in 2013. We are fulltimers since 9/2005 and have been MASA members since 1/2007 only additional things we did for the trip was a rental satellite phone and stocked up on my 12 medications. We traveled in our B+ (no toads) with close friends in their Class C, in case trouble or tire change was needed on the Alaska and Top of The World Highways, that way with the same chassis we both had "7 spares". No problems at all on trip, we traveled back to Indiana through Canada from Prince Rupert BC, they opted for a trip to Oregon then back across the northern US to Ohio.

[s106300]

Thanks - we will check out MASA and SkyMed immediately. Sigh, what happen to all that "spontaneity" that was mentioned in the "Full Timer's Brochure" I am sure I read somewhere ....

[Clay L]

I read that FMCA (Family Motor Coach Association) now accepts non-motor home RVs. If that is true, one the benifits of membership is med-evac insurance. I never had to use it so I don't know how it compares to SkyMed.

 

The monthly magazine was pretty good also.

[teacher's pet]

When we were looking at medical evac plans ..none compared to MASA in one respect.."no coverage for pre-existing conditions .. ", like mine. 90 day waiting period for us in 2007 to gain total coverage. My uncle had MASA and they paid for 2 helicopters to hospitals and 1 medical plane from Orlando to South Bend IN, no cost to him. He also suffered from heart problems for years before he joined.

[Scottiemom]

Skymed may not insure. They will not cover you if you are treated for and travel with a life threatening illness. They refused to cover DH (Teacher's Pet). Another red flag is that they require a list of your meds. . . if certain meds are on that list, their underwriters kick it out. Masa covers anyone irregardless of their health. There is a 90 day waiting period for claims, but I think Skymed may have that too. FMCA has ramped up their medivac insurance, but I don't think it compares with Masa. If everyone is in good health, that's what I would do. But when you have complicated problems, like my DH has, I want the best.

 

Dale

[richfaa]

we had MASA and now have a policy Via good sam.

[teacher's pet]

BTW our MASA plan is a lifetime plan covering us both, $3700 in 2007 or about the cost of new tires for out Phaeton at the time.