jreich Posted November 13, 2015 Report Share Posted November 13, 2015 Hi all, I'm a new full-timer, still on COBRA from my previous employer, and trying to figure out the healthcare options for next year. One general statement I've heard a lot is that there are no PPO available for those domiciled in Livingston TX. However, it looks to me that there is one available off-exchange from Humana (Bronze 6450/ChoiceCare PPO +). It's not cheap, but it does look to me to provide national coverage, no primary care requirement, etc. Is there something about this plan that I'm missing that would make it undesirable for full timers? thanks Jason. Link to comment Share on other sites More sharing options...
KHenson Posted November 16, 2015 Report Share Posted November 16, 2015 You are correct Jason. Off Exchange options are available through the Humana PPO and UnitedHealthcare EPO in Polk County. Both have national networks. Kyle Henson, Fulltime RVer since 2011 Founder/Former Owner of RVer Insurance Exchange Link to comment Share on other sites More sharing options...
Jack Mayer Posted November 16, 2015 Report Share Posted November 16, 2015 Wow, $847 for the Human Bronze PPO. And I thought BCBS was bad last year.... I'm not subsidized since I make too much retirement income. Of course, by the time they take all my money with insurance I'll be well into the subsidized area... Fortunately I start Medicare in June. Jack & Danielle Mayer #60376 Lifetime Member Living on the road since 2000PLEASE no PM's. Email me. jackdanmayer AT gmail 2016 DRV Houston 44' 5er (we still have it) 2022 New Horizons 43' 5er 2016 Itasca 27N 28' motorhome 2019 Volvo 860, D13 455/1850, 236" wb, I-Shift, battery-based APU No truck at the moment - we use one of our demo units 2016 smart Passion, piggyback on the truck -------------------------------------------------------------------------See our website for info on New Horizons 5th wheels, HDTs as tow vehicles, communications on the road, and use of solar powerwww.jackdanmayer.com Principal in RVH Lifestyles. RVH-Lifestyles.com Link to comment Share on other sites More sharing options...
kountryguy1 Posted November 17, 2015 Report Share Posted November 17, 2015 I must limp by until October. I am afraid what medicare changes will take place by then! Link to comment Share on other sites More sharing options...
jeanhoyle Posted November 17, 2015 Report Share Posted November 17, 2015 You are correct Jason. Off Exchange options are available through the Humana PPO and UnitedHealthcare EPO in Polk County. Both have national networks. Kyle, after spending over an hour with my rep on Healthcare.gov trying to get the United Healthcare Silver One Choice EPO he could not find this plan on the UHC site. I am purchasing off the exchange and he understood that.( he even got his supervisor involved )I ended up with the Humana PPO. Just thought I would let you know. I also will go to Medicare in October 2016. Jeanie and John Ford F-250 super crew Americana 34/35 GS (it's a Forest River Cardinal with extras) Link to comment Share on other sites More sharing options...
Barbaraok Posted November 17, 2015 Report Share Posted November 17, 2015 I must limp by until October. I am afraid what medicare changes will take place by then! Election year - no changes will be made to Medicare during an election year. Barb & Dave O'Keeffe 2002 Alpine 36 MDDS (Figment II), 2018 Ford C-Max HYBRID Blog: http://www.barbanddave.net SPK# 90761 FMCA #F337834 Link to comment Share on other sites More sharing options...
jloux2012 Posted November 19, 2015 Report Share Posted November 19, 2015 We have 10 years till Medicare (if it will still be available) and make too much money. So thanks to Coleen, at RV insurance, we will be getting the EPO off exchange. And yes we are paying through nose Link to comment Share on other sites More sharing options...
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