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LiveWorkDream

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  1. The problem is more than interest rates though, it's about the widespread housing shortages around the country. If you sell your house and get a nice little return on it, that probably won't be enough to get you into another comparable place. My mom's neighbor's house just sold for nearly $900k (in Southern CA). This young couple wanted to be closer to work, so they sold their place, and the only comparable they could find was something they got for just over $1 million. It's a crazy real estate world out there.
  2. That is EXACTLY why we purchased a property in 2021, after not having one for many years. It was terrifying not having a place we could go and feel at home. We squeezed in right before interest rates went up.
  3. LOL thanks for calling me a youth! I'm 54. You're right, that's high interest. The highest we've ever paid was 8.75%. Great points about being frugal.
  4. Absolutely. I'm mentioning that in my article for the magazine, because in today's tight housing market, and with high interest rates on mortgages, getting into a new home is really tough for all but the wealthiest people out there.
  5. Interesting feedback from the Xscapers Facebook Group. I put up a poll and here are the results. I wish I wouldn't have given people an option to post write-in answers, since it skewed the results a bit. But you can still see that 56% own some type of real estate or co-op lot, and 44% are property-free. It's prompted me to do a few interviews and put together a story for the July issue of Escapees Magazine, so stay tuned!
  6. Kirk, great observations. To get their perspective, I just created a poll in the Xscapers Facebook group. I'll report the results here in a few days. I think this will make a good article for the magazine! If anyone wants to talk in more detail, message me. Thanks!
  7. This is such an interesting discussion! Thanks for starting it. We have owned two properties since we started fulltiming in 2007 at ages 40 and 38. One property we purchased as a summer getaway but we were never there so we sold it. The second is what we have now, a duplex rental that generates a small profit for our someday retirement years still about 7 years away. We are still fulltiming. Since we have a good property management firm overseeing renters, we don’t stress about it. Plus it’s in a place we love and we will probably retire there someday. This property doesn’t keep me up at night the way the other one did. It’s also going to help our retirement savings. What it comes down to is, if the purchase won’t cause you stress while you travel, and you can afford it, then why not? If it ends up causing more stress than joy, just sell it. Real estate is almost always going to at least break even when you sell if you buy something you can truly afford.
  8. Can I ask what state and county? I would also check if there's an HOA. We did a lot of RV property searching around Colorado many years ago, and found a couple of situations like this.
  9. Hi @OKed! We are going on our 17th year of being nomads, nice to meet you! When you ask about managing campgrounds, do you mean as in being a Work Camper? My husband and I don't right now, but there are lots of great resources to find manager gigs. We love Workamper News for that sort of thing, which we've done on and off over the years. If you're looking for work I suggest checking 'em out!
  10. Couldn't agree more. Our full-timing life is far less complicated because we became Livingston residents and Escapees members. Can't recommend it enough. Enjoy your new chapter!
  11. I think frustrations depend on so many variables, like where you are at in life. Are you working? Retired? Kids? No kids? Single? Married? It's different for everyone. We started full-timing as working-age RVers with no kids and a dog, on sabbatical back in 2007. We haven't stopped although this is the first winter we are not spending in an RV (because we are up in Alaska for the season). Being out of the RV for the next 10 months (yes, we are going back to life on the road after our AK adventure), I'm able to more easily reflect on what we loved / don't love about full-timing. Top 3 Full-time RVing Frustrations for Us as Working Age RVers: 1. Lousy, Expensive, Complicated Health Care Coverage. Getting coverage out of state is difficult and expensive. We are currently Coloradoans but formerly Texans for 9 years. We finally have health care across the west coast because we were able to get Kaiser Health Insurance as Colorado residents, and Kaiser is in most West Coast states. But it's not covering us here in Alaska so everything is out of network. 2. Internet Coverage is Expensive. It's expensive to maintain reliable, redundant internet coverage no matter what providers you use. We average anywhere from a low of $200 to $350 a month depending on the plans we are using. 3. Finding Long-Term (30-day) RV Campsites is Tougher. RVing is more popular than ever, and finding a good site in a good, affordable park (say nightly rent less of than $80) in more populated places like the West Coast is tougher these days. Otherwise, the usual frustrations that life will throw at any couple who lives and works together in a small space are pretty typical of most sticks and bricks folks. And although I wouldn't call it frustrating, I do miss building long-term connections in a community where people know you, and vice versa. The only thing that's come close to that for us is staying seasonally at our favorite park in the SoCal desert every winter. This is the first time we won't be there in 7 years, so we'll see what this community is like as far as getting to know folks. So far, so good. But I'm looking forward to the day when we don't have to worry about the usual domestic/renter responsibilities like trash service, snow removal, etc.
  12. Our all-time favorite is Fountain of Youth in the Southern California desert. Great prices, fun people, lots to do! The only thing is you are 40 miles from a town, but FOY has everything you need including a 2x weekly produce market, convenience store, postal services, and all the activities anyone could want, for a great price! We often write about FOY in our blog. Hope to see you there.
  13. Just updating this. We are leaving the west coast in a couple of weeks and headed to Fort Collins, Colorado if anyone wants to see it there.
  14. Ease of access also depends on your medical insurance. We have Kaiser Permanente, which has facilities in several states. It takes a couple of phone calls to get prescription meds from our home base to our current location. But as long as it's a location where KP has a presence, we eventually get them. However, I'm not sure if pain meds are as easy to get. Probably not is my guess, since KP really cracked down on dispensing opioid medications a few years ago. Sorry you guys are dealing with this. Ongoing medical issues are a huge challenge for a lot of full-timers.
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