runaway parents Posted June 20, 2023 Report Share Posted June 20, 2023 So as you all as you all know about two weeks ago about We were broke down And stranded. Fortunately we did not have to be towed. Which raised a bunch of what if questions with the insurance company? For the past 8 years we found out we had no towing insurance At all on the h d t and the trailer. I remember it like it was yestoday sitting across the desk of this insurance dude and me telling him I needed Towing insurance on both vehicles and His reply was not a problem. You got it. I do not like being deceived like this Anybody out there have any ideas of a good insurance policy for this h d t and Trailer. Thanks. Quote Link to comment Share on other sites More sharing options...
rickeieio Posted June 20, 2023 Report Share Posted June 20, 2023 Do a search. It's been discussed to death. Many of us just self insure. Quote KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
Danfreda1 Posted June 21, 2023 Report Share Posted June 21, 2023 Coachnet Quote Link to comment Share on other sites More sharing options...
aknavy Posted June 21, 2023 Report Share Posted June 21, 2023 I just used my Coachnet policy. There was an initial hiccup that was resolved when I escalated to a supervisor. They didn't want to tow the truck if it was not with the RV, but they ended up doing it. Insurance is thru State Farm now, previously Nat General. Quote 2001 VNL 660 2018 DRV Fullhouse JX450 2018 Jeep Wrangler Rubicon Link to comment Share on other sites More sharing options...
nawaa Posted June 21, 2023 Report Share Posted June 21, 2023 We've had really good luck with Good Sam. They just came out and changed a tire for us on the trailer yesterday, less than 1:40 from call to rolling down the highway, no charge. Last year in July we had two tires blow on the trailer, and twice someone was sent out, the 2nd time with a new tire because we didn't have two spares. Last spring we required a tow of the truck only, they were going to provide it, but we couldn't wait because we were blocking a road. Turned out they would have used the same company, but because we ordered it ourselves they didn't cover it. Our bad, but you can't just block the road when you don't know how long it's going to take. It's pretty inexpensive peace of mind for us. Quote 2007 Freightliner M2-112, 68' connected 2021 New Horizons Majestic 45' toyhauler 2001 Kawasaki Concours 2007 Yamaha V-Star Classic Link to comment Share on other sites More sharing options...
runaway parents Posted June 21, 2023 Author Report Share Posted June 21, 2023 1 hour ago, aknavy said: I just used my Coachnet policy. There was an initial hiccup that was resolved when I escalated to a supervisor. They didn't want to tow the truck if it was not with the RV, but they ended up doing it. Insurance is thru State Farm now, 1 hour ago, aknavy said: I just used my Coachnet policy. There was an initial hiccup that was resolved when I escalated to a supervisor. They didn't want to tow the truck if it was not with the RV, but they ended up doing it. Insurance is thru State Farm now, previously Nat General. State Farm interesting that is who we're having problems with. May. want to check their tow policy. Quote Link to comment Share on other sites More sharing options...
SuiteSuccess Posted June 21, 2023 Report Share Posted June 21, 2023 (edited) Good Sam is problematic. I explained in a long thread about that on this forum several months ago. You can search and find it. Subject was Good Sam and towing. I also spoke to Coachnet and they don’t like tandems. A lot depends on who answers your distress call whether they will respond or not. Understand with any of them you are purchasing a service contract NOT insurance. Sometimes different rules. Be careful and have everything in writing before you pay a premium and read what they are covering especially the fine print. Edited June 21, 2023 by SuiteSuccess Quote 2006 Volvo 780 "Hoss" Volvo D12, 465hp, 1650 ft/lbs tq., ultrashift Bed Build by "JW Morgan's Custom Welding" 2017 DRV 39DBRS3 2013 Smart Passion Coupe "Itty Bitty" "Don't go around saying the world owes you a living. The world owes you nothing. It was here first!" Link to comment Share on other sites More sharing options...
runaway parents Posted June 21, 2023 Author Report Share Posted June 21, 2023 (edited) 1 hour ago, SuiteSuccess said: Good Sam is problematic. I explained in a long thread about that on this forum several months ago. You can search and find it. Subject was Good Sam and towing. I also spoke to Coachnet and they don’t like tandems. A lot depends on who answers your distress call whether they will respond or not. Understand with any of them you are purchasing a service contract NOT insurance. Sometimes different rules. Be careful and have everything in writing before you pay a premium and read what they are covering especially the fine print. Just called good Sam's they no longer insure HDT conversions. Edited June 21, 2023 by runaway parents Quote Link to comment Share on other sites More sharing options...
runaway parents Posted June 21, 2023 Author Report Share Posted June 21, 2023 Coach net does not cover tandem axle trucks. Quote Link to comment Share on other sites More sharing options...
aknavy Posted June 21, 2023 Report Share Posted June 21, 2023 11 hours ago, runaway parents said: I just have them for insurance, not for roadside. Quote 2001 VNL 660 2018 DRV Fullhouse JX450 2018 Jeep Wrangler Rubicon Link to comment Share on other sites More sharing options...
Danfreda1 Posted June 21, 2023 Report Share Posted June 21, 2023 Ours is factory single. I think Carl told me Coachnet does not do tandems Quote Link to comment Share on other sites More sharing options...
runaway parents Posted June 21, 2023 Author Report Share Posted June 21, 2023 2 hours ago, Danfreda1 said: Ours is factory single. I think Carl told me Coachnet does not do tandems Confirmed Quote Link to comment Share on other sites More sharing options...
runaway parents Posted June 24, 2023 Author Report Share Posted June 24, 2023 On 6/20/2023 at 4:28 PM, rickeieio said: Do a search. It's been discussed to death. Many of us just self insure. With absolutely no help from a certain individual above. I think I may have found a insurance company. Thanks for nothing. And for the rest of you that helped out. Thank you. Thank you thanks for the help. Quote Link to comment Share on other sites More sharing options...
runaway parents Posted June 24, 2023 Author Report Share Posted June 24, 2023 (edited) As you all know I'm not the kind of guy that would send an individual that is looking for help finding insurance through outdated Old insurance threads . What a wild goose Chase. That was total waste of time. We did manage to find a insurance company that would insure the truck and trailer With towing. They are called R v Insurance solutions. They seemed to be pretty reasonable. If interested call Austin waters at. 1-866-417-1639 Edited June 24, 2023 by runaway parents Quote Link to comment Share on other sites More sharing options...
rickeieio Posted June 24, 2023 Report Share Posted June 24, 2023 (edited) While I admit, I was less than tactful, some folks seem to make a habit of asking questions that have been discussed thoroughly before. So, I would say that in this case, neither of us is blameless. I'll try to do better. Edit: Of the 190 or so subject lines discussed here since Jan 1, 2023, you've started 46. Just say'n....... Edited June 24, 2023 by rickeieio Quote KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
Danfreda1 Posted June 24, 2023 Report Share Posted June 24, 2023 3 hours ago, runaway parents said: As you all know I'm not the kind of guy that would send an individual that is looking for help finding insurance through outdated Old insurance threads . What a wild goose Chase. That was total waste of time. We did manage to find a insurance company that would insure the truck and trailer With towing. They are called R v Insurance solutions. They seemed to be pretty reasonable. If interested call Austin waters at. 1-866-417-1639 Who is the underwriting company for RVInsurance Solutions Quote Link to comment Share on other sites More sharing options...
Danfreda1 Posted June 24, 2023 Report Share Posted June 24, 2023 Just looked it up and nationwide is one of their underwriters. That’s who we have also. Just told someone that recently but was on the general topic thread Quote Link to comment Share on other sites More sharing options...
runaway parents Posted June 25, 2023 Author Report Share Posted June 25, 2023 On 6/24/2023 at 9:42 AM, rickeieio said: While I admit, I was less than tactful, some folks seem to make a habit of asking questions that have been discussed thoroughly before. So, I would say that in this case, neither of us is blameless. I'll try to do better. Edit: Of the 190 or so subject lines discussed here since Jan 1, 2023, you've started 46. Just say'n....... ? Quote Link to comment Share on other sites More sharing options...
Big5er Posted July 4, 2023 Report Share Posted July 4, 2023 On 6/24/2023 at 11:42 AM, rickeieio said: While I admit, I was less than tactful, I thought I was the king of tacky replies. You better be careful Rick, you might damage your reputation Quote MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
SuiteSuccess Posted July 5, 2023 Report Share Posted July 5, 2023 13 hours ago, Big5er said: I thought I was the king of tacky replies. You better be careful Rick, you might damage your reputation Phil, I thought you were just honest to a fault. Never tacky….well almost never. 🙄 Quote 2006 Volvo 780 "Hoss" Volvo D12, 465hp, 1650 ft/lbs tq., ultrashift Bed Build by "JW Morgan's Custom Welding" 2017 DRV 39DBRS3 2013 Smart Passion Coupe "Itty Bitty" "Don't go around saying the world owes you a living. The world owes you nothing. It was here first!" Link to comment Share on other sites More sharing options...
runaway parents Posted July 10, 2023 Author Report Share Posted July 10, 2023 On 6/25/2023 at 11:38 AM, runaway parents said: ? ???point is please explainingjustacarpanterthatcaintspelorusepuncuationmarks. Quote Link to comment Share on other sites More sharing options...
jenandjon Posted July 18, 2023 Report Share Posted July 18, 2023 The most reliable towing insurance you can get is having a credit card for emergency only. that is your towing insurance. Ask just about any owner operator on the road. Having said all that, I have towing added on to my insurance policy at state farm. It cost like $3 a month. They said it covers RVs. I guess when the time comes, we will see if I have to pull out the card or if the insurance will cover it. Quote Farmer, Trucker, Equipment operator, Mechanic Quando omni flunkus moritati-When all else fails, play dead I'm a man, but I can change, if I have to, I guess. Link to comment Share on other sites More sharing options...
runaway parents Posted July 20, 2023 Author Report Share Posted July 20, 2023 On 7/18/2023 at 4:33 AM, jenandjon said: The most reliable towing insurance you can get is having a credit card for emergency only. that is your towing insurance. Ask just about any owner operator on the road. Having said all that, I have towing added on to my insurance policy at state farm. It cost like $3 a month. They said it covers RVs. I guess when the time comes, we will see if I have to pull out the card or if the insurance will cover it. You might want to double check on your towing With State Farm. We thought we had Towing and thought we were paying for it. And when we needed it, they told us they put us on a commercial policy. Which has no towing. We also did not have towing on the Trailer This does not make any sense. We felt they lied to us just to get our Business Needless to say they got replaced. Quote Link to comment Share on other sites More sharing options...
JGWALES Posted July 22, 2023 Report Share Posted July 22, 2023 Got a call from insurance agent, they want new pictures and a picture of registration. I thought they already had that. State Registration says Motorhome. We will see what insurance says. Quote Link to comment Share on other sites More sharing options...
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