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docj

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Everything posted by docj

  1. Everything in life is relative. The cheap regulator I'm using provided a lot more flow than the POS one that was built into my Beaver. So replacing it seemed like a huge step forward! 😀 Eventually, I'll probably replace it with a really good one from Watts. But until then, the flow rate is a lot better than what I'd been accustomed to!!
  2. I've been using this one for a year now and it works well: pressure regulator It looks similar to the Watts regulators but is a bit smaller and a lot less expensive.
  3. IMO the closure of MyDakotaAddress has several of the earmarks of a bankruptcy. If that were the case, refunds to customers would not be allowed by the bankruptcy trustee until after a full analysis of the company's assets and liabilities. If there are assets to be distributed, those holding obligations against the company would be paid whatever percentage of those debts the trustee determines is feasible.
  4. I've had both and I think the answer is what kind of RVing you like to you. Obviously, you stay at lots of places without hookups; we almost always have them. Our 50 gal black tank will last us at least a week, but we have hookups connected for the washer, taking showers and doing the dinner dishes. Friends of ours recently bought a Hymer MH with a cassette and we thought they were crazy. To each his own.
  5. Jim: We're in the middle of a trip through the US "mountain west" and decided to invest in a cellular amp but we didn't want to shell out for the WeBoost OTR system. So for a lot less we bought the current version of the WeBoost Sleek. It's rated at ~32dBm of gain compared to 50dBm for the OTR. But I didn't expect that we were going to need it all that often. And yes, the modem has to sit on the Sleek's cradle but that's not an issue because all we're doing is amplify the signal for a MiFi so leaving it on the cradle is fine. As for how it performed our only serious test was at Diamond Lake OR where the RV park was in the fringe of the Verizon beam. The Sleek allowed us to get a marginal data connection but according to the work campers there we were lucky to get that. And it did enable us to maintain a voice call as long as we put the phone on the cradle and used speakerphone (or Bluetooth). (Fortunately, if we drove ~1/4 mile away to Diamond Lake we could get a great LTE signal while sitting at a picnic table; rough duty, but we were willing to do it!) One thing we did find was that putting our Verizon MiFi above the Sleek's cradle and our AT&T hotspot under it worked quite well. We also discovered that Verizon knocks the socks off AT&T in most of the mountain west region. Joel (AKA docj)
  6. From FitSmallBusiness.com Not sure what your point is. What I was saying was that ~10 years ago the cost of the processing terminal itself was several hundred dollars upfront before any processing fees. Today's smart phone "swipe devices" are often provided for free.
  7. A decade ago when credit card processing "machines" were expensive devices that were controlled through a limited number of processing vendors, deciding to accept credit cards was often a decision with significant economic impact. These days, with inexpensive devices, such as Square, that attach to cell phones almost every small business can access card processing services at a modest cost.
  8. I never said I was blaming the PO, but they are the only ones who can fix it.
  9. We did this for the first year or two we were full-timing. But we found we never needed it. We can get cash by using our debit cards at Walmarts, most grocery stores and even ATM's if we need to. Furthermore, these days it's rare to encounter a merchant who doesn't take credit or debit cards, and we don't use Passport America, so we don't need to worry about having cash for those parks.
  10. Apparently, the Madison PO is forwarding mail for lots of people who have the same last names as those of us who have submitted mail forwarding requests even if we were careful to submit those requests as "individual" not family. This is happening to us also and Your Best Address told me that we aren't alone in having this problem. I plan on calling the Madison post office but I doubt I'll get much satisfaction.
  11. Even though we were brought up with them, checks have far fewer protections against fraud than do credit cards. In today's world you can email or fax someone a copy of a check and it can be deposited instantly with a mobile device. Scary what could happen if you lost an entire checkbook. We use them primarily to facilitate automatic withdrawals for bill pay purposes. Very rarely do we ever write an actual check to anyone.
  12. Our PBS channel doesn't act as if it is coming off of a spot beam since we never lose it. Since it's in the same channel ~390 region as our DNS channels I have always assumed that it was coming off of the NYC "local channel beam" which can be viewed nationally for those who live in the NY area. Regardless of what DTV has in its DNS online explanation at the current time, I distinctly remember reading that our DNS included an SD PBS channel which is why we used to record and watch Downton Abbey on our HD PBS local channel in Corpus Christi when that series was being shown.
  13. I took what I wrote directly from the DirecTV Guide on my TV and my Guide is set to only display channels I receive. You are free to believe what you wish.
  14. PBS and CW are included with DNS (channels 389 and 394)
  15. No offense intended, but I don't think I've ever watched any programming on a local channel that wasn't a major network outlet. We watch very little broadcast TV beyond the news and some commentary. Most of what we watch for entertainment is streamed. The DNS channels serve our needs quite well. The weather we get from Weather Underground and Accuweather without having to turn on the TV.
  16. I'm not sure where you got this information. All I've ever used for an ID on a cruise is a passport. That includes an Alaska cruise on Norwegian that left out of Seattle and a Princess Cruise that left out of Southampton UK. Even if you don't have a passport, it's easier to get one than to go to SD to get a new license.
  17. My automobile insurance increased by roughly $10/mo as a result of the move. We have Progressive.
  18. FWIW the guy had been the owner of the business and we have no way of knowing if he still was a part owner. Everything we have been discussing is speculation and hearsay. There's no way of knowing what the truth is IMO the derogatory post I made may have gotten this guy off his butt to arrange the mail forwarding by usps. I'm sure he didn't want his bank customers to think he had stiffed his mail forwarding ones. I'm pretty sure that the mail forwarding isn't something Terri could have done on her own since it's a direct violation of usps policy. Quite honestly, all of us who were MDA customers were treated badly with respect to how this business closure was handled. I don't feel as if I owe MDA's management any more respect than they gave me!
  19. I'll be that this isn't an "official USPS" action, but the work of a local postmaster who is trying to reduce the embarrassment resulting from a business associated with one of the town's leading citizens being unable to fulfill its responsibility to forward mail for another 6 months. If my post did anything to cause the postmaster to agree to forward the mail even though it contradicts USPS policy then IMHO the post was worthwhile. In small towns, pressure on prominent people can often achieve results.
  20. I can't find it online, so I assume it's been removed.
  21. Admittedly, I switched instantly last week, before the crowd, but I've gotten great service from Your Best Address. The price is a bit more per month than Terri was charging, but there's a much larger staff of people to do things. For example, there's one person who just does motor vehicle stuff. Also, the outsides of pieces of mail are actually scanned and are accessible online to you so you can see what a mail item actually looks like.- As for Terri, she provided us excellent service over the past 8 years and I have no complaints. Looking back, I think failure may well have been in trying to do everything herself and not charging customers for special services. For example, I've asked that a fair number of mail items be opened, scanned and emailed to me. That takes time but she didn't charge extra for that. Similarly, she personally would go over to motor vehicles to process registrations, etc. The only other staff in the office always seemed to be part-time and, relatively, temporary. One of the common points at which businesses fail is when they grow to where the "key person" can no longer manage all aspects of the business and is unwilling to delegate authority to others. As much as I liked Terri, she mail well have succumbed to that problem. For example, it's been reported here or in threads on other forums that she had failed to invoice some customers for extended periods of time which definitely would have messed up her cash flow. The invoices I received from Terri were always manually prepared, presumably by her. IMHO, that's time consuming and a potential source of errors. A commercial billing service would have ensured that no invoices were overlooked and would have substantially reduced her workload in return for a modest per customer monthly fee. From personal experience I can say that small businesses also fail because business owners don't fully analyze their overall cashflow. It's all too easy to feel giddy because monthly cash inflow is going well but you have to look at things from an annualized basis before you declare yourself a success. Owners working for businesses may take salary or "draws" but in either case, it's easy for an owner to take out more money than the business can withstand. If that happens the resulting cash shortfall may be deadly!
  22. Thanks for this update. I know from personal experience that running a small business is a challenging effort. Now that we know that at least some customers weren't receiving invoices one can speculate as to what other financial issues weren't handled properly. The rumors that the tax authorities closed her down now seem more real. As a small business owner, I always tried to delay my tax payments as long as possible. If you're short of cash you might try to get away with not paying at all. That's when bad things happen.
  23. If your new Medicare card has been issued you can print a replacement one online. Just follow the link for "send me a replacement card" and it will suggest that you print it. I printed my new card even though I haven't received it in the mail. OTOH, my wife, who is also an SD resident hasn't had her new card issued yet and can't print it online. I had no problem signing into SSA and changing my address. They have made security a bit tighter these days, but once you are online it was easy to change the address.
  24. I've just posted a nasty review on his bank's Facebook page. I encourage others to do the same. At least we can get some revenge. I'll believe it when I see it. Terri refers to this as being a financial problem. I restate my supposition that it is a Chapter 7 bankruptcy. If that's the case, the least they should do is fess up and provide a proper explanation.
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