I have spent several days, using intermittent times each day, re-reading this entire thread. I found it interesting that everyone seemed to think that their plans for retirement were the best. That is great!
My situation is similar to many. I took a state government job in my early 40's and worked 21 years. However, husband and I divorced prior to my retirement but agreed to a split of assets that was satisfactory to both of us. I get a pension each month from my employment and get SSA based on his income I will draw on my own account when I reach 70 if not needed before.
I am financially secure, but I miss working. I think it's a lack of discipline on my part that I accomplish very little when not employed. I have recently taken a job doing similar work, but at a reduced wage.
I have spent the past few years taking custody of one to three grandchildren. That seems to be over at this point. Therefore, I plan to spend the next year working and getting the house systems in order to get a good sale price and then leave on my fulltime adventure in my T@b tiny camper.
I'm excited for the future at age 68 and think that's a great thing.