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ToddF

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About ToddF

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    Male
  • Location
    Burnsville, MN
  • Interests
    Biking, Half Timer, Bichon Frise fan

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  1. ToddF

    Cheap places to live...

    We live in a small townhome HOA. Been here since '00. People are " aging in place" here. We have a 90 year old and quite a few in their 70's and 80's. No outside maintenance and shorter stair cases (7 steps between levels). Close to medical, shopping, banks, post office etc. They don't even put signs up when one comes up for sale, they sell on first day. You in your unit and the land under it. Maintenance fee covers building insurance, lawn and snow care, tree maintenance (heavily wooded), trash removal, and self management costs.Taxes are low. Meals on wheels available as well as other services not connected to HOA. I hope to stay here for 20+ years (57) like my neighbors. One neighbor finally had to move to CRC, his unit will come up for sale soon. I like the independence, attached 2 car garage, no common buildings. I go to LA Fitness and senior center for activity. Good RV storage nearby. We like living in the middle of the country. We alternate RV trips, East, South,West easier to do. Food for thought. Units run in the low 200's.
  2. ToddF

    Cheap places to live...

    My parents (nonrvers) sold their home in December (79+77) and downsized into Boutwell Landing in Stillwater MN. One thought that comes to mind is cost...these CRCs are not cheap. If one cashes equity out of S+B, that could partly or fully fund costs. Very expensive. Boutwell has everything from independent townhomes to 24/7 nursing care. Lots of amenities, walking trail, near Stillwater and Twin Cities. Of course you never touch a snow shovel again but that doesn't get rid of the cold and ice. Falling on the ice is a big fear here among seniors.
  3. ToddF

    Cheap places to live...

    This is the great aspect of the RV ...flexibility. Lots of options. Point not lost though that eventually RV travel becomes difficult or impossible and one is potentially faced with the question of where to settle down for the final chapter. MN is a good choice...probably not going to be biking, hiking, boating at the end. Spending a lot of time indoors not problematic. Gyms, mall walking, large common areas often part of these "CRCs" etc provide plenty to do. Someone else is moving the snow. Extreme heat and humidity are not good for the elderly.
  4. ToddF

    Cheap places to live...

    Being retired and doing what you suggested might put the situation in a different light.
  5. ToddF

    Cheap places to live...

    I always thought the snowbird thing would be an option for me until I made my first solo trip from Harlingen TX back to MN. A sort of test run if you will. Only 57 and not retired but thinking ahead. I wouldn't want to make that trip on an annual basis. I also didn't like the RGV, not my thing. Cheap yes but not much else. Fairhope AL is on my radar for a future visit, but too far for an annual trek. Weather base.com is a good site to see in black and white various temperature norms by City.
  6. ToddF

    Cheap places to live...

    When thinking about a place to settle down, climate should be a top concern. The snowbird option can solve the snow problem. Living in the South looks hot and humid more so than in the past due to climate change. Winters are shorter and milder up Nord.
  7. ToddF

    What company makes the best class c?

    We have owned 4 RVs...our newest is a '17 Minnie Winnie 31D. It is definitely worth checking out... if you buy new, plan to do a lot of camping the first year and mentally prepare for the need to have the "bugs" worked out. Between the dealer and the service dept in Forest City, we have made at least 5 visits. The issues have been resolved at no charge to our satisfaction. We've never had any problems with the 3 slides, the new system is very reliable as far as we are concerned. We love the extra room (our Lazy Daze was fine but not as spacious) and really enjoy life inside with the slides out. And our 13 year old Lazy Daze (we bought used) was anything but trouble free. When we got ready to buy a new Class C, Lazy Daze scared us away with their price and lack of innovation. Very glad we switched to Winnebago. Lots of the issues that cropped up with the Laze Daze were LAZY DAZE stuff, not Ford or part manufacturer.
  8. ToddF

    Cheap places to live...

    Minnesota will show up with a "top 10" highest tax rates, but that is misleading. Over half of retired Minnesotans pay little or no income tax. And many get a property tax refund that can be substantial (property taxes are already low compared to many other states). One really needs to dig into the details when comparing different options. The Kiplinger article lists some places with very low median incomes. Those places are likely to have more limited amenities than areas with higher median incomes. Iowa and Minnesota can both be very affordable places to retire. That high tax rate (MN) is actually a plus, the solid tax base here means lots of top notch health services, shopping options, unbelievable grocery stores, paved bike trails everywhere, above average state parks, etc etc.And low income folks can get MN Care which makes health care accessible and affordable. Plan to stay here when we retire.
  9. The ravelco website has some good info on it - definitely worth considering. We installed Simplisafe in S+B about a year ago, replacing an older hard wired system. The system is wireless, and the tower (which is only component that needs AC power) has a battery backup. We can monitor temperature and activity from our smartphone. Looking at their website tonight, their systems have been upgraded since we bought last year. I'm going to look into this as an option for the RV. If I was in a restaurant 10 minutes away from the RV, I'd have a chance to get back to it immediately upon notification of entry. We're gone a lot from S+B and really happy with the system. Especially the temp monitoring during the winter months. Would be useful when leaving the dog in the RV - immediate notification in case the temp rises too high due to a power problem. Looks like a system could be purchased for under $300. Monitoring is a monthly fee, which could be turned off when the RV is not in use (no contracts).
  10. The beauty of the club (or equivalent) is the visual deterrent. Any thief will immediately see the device locked on the steering wheel and keep moving. Cost for Master Lock model was around $22. Takes less than 10 seconds to slip on and lock. My toad has little value to anyone except me but that doesn't mean a thief won't try to steal it. Hard to imagine the inconvenience and cost of having to replace it. (Let alone the RV). Would they take the dog too (in crate) or set him outside on the sidewalk?
  11. The Club "The Club" is the original. I have the Master lock version which I bought at Walmart. The club is something we use on the toad. I will buy one for the RV now. It's a cheap deterrent.
  12. The Zone pass (60 day window) works for us in the NE and SE zones. We travel Sept-Dec, non-peak. If I needed TT in July and August, I would buy a membership with a 180 window. We like the parks and are very happy with Thousand Trails. We added the Trails Collection for $199.
  13. ToddF

    why fulltime?

    Sounds like you have little to lose when you cut the cord in CA. Try full-time and have an exit strategy in place. Maybe store some personal belongings so you have them when you go off the road. Many seem to end up as permanent residents in RV parks living in park models or modified RVs with additions etc. Class C has lots of advantages, tow a small car 4 down. Full timing doesn't have to be forever.
  14. As a footnote to this thread, I recently toured the South researching potential snowbird locations. 3 options discovered that are very economical that could potentially fit into your plans in the short term or long term... Thousand Trails zone pass ( with or without trails collection .) Many using it in Florida even during high season. Escapee Coop parks with great rates and ERPU option too in Rainbow system. The Rio Grande Valley has a glut of RV parks and deals abound.Could live there FT for $209 month if money runs out. Give it a shot.... Lots of mostly favorable responses here.
  15. ToddF

    Flat Towing

    Kirk, we appreciate your post We also have a 2001 CRV (2nd owner always used as a toad.) We were going to replace it because of it's age but found out new CRVs cannot be flat towed. We have decided to keep it until it dies. Runs great as t 15 years old, 90K driven plus who knows how many towed miles. It needs new tires but otherwise runs great.
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