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Chalkie

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Posts posted by Chalkie

  1. 3 hours ago, Kirk W said:

    If the cost per mile is any consideration you need to keep in mind that with diesel running 30-60ȼ more per gallon than gasoline, the difference in fuel milage will not offset the additional cost of fuel. Having owned both diesel and gasoline vehicles, I assure you that most owners find that the diesel maintenance costs more as well. 

    Around here right now anyway, midgrade or premium gas is more than diesel. The new Ford 7.3 gas engine calls for 87 octane which in high elevation states would be midgrade. Fuel in general is getting pricey.

  2. I do not have a Class C, I do however have a diesel pickup and I can say that it is no noisier than my son's gas pickup. Outside it seems to me that the Ford and GM diesel engines are quieter than the RAM Cummins engine. One thing to consider in your deliberations is fuel economy. Diesel will not necessarily get better.

  3. 1 hour ago, Kirk W said:

    Loss of federal highway funds, true but not fines, or at least none were ever reported in the Dallas area. Can you share some sort of documentation about those fines? Highway money is a pretty good hammer and is used by Congress over states quite frequently. 

    The EPA can not levy criminal fines but it can take states to court and win civil fines. While the EPA generally lets the states administer air pollution programs to meet the standards it can overrule or take over the programs if it is not satisfied the targets are being met. Personally I would like to see Texas take a page from Colorado where gas engines are only required to take emissions tests in certain counties whereas diesel engines are required to statewide. Maybe it would get rid of all these folks that think giant exhaust pipes blowing massive clouds of black smoke is fun.

  4. 5 hours ago, segare said:

    I use a Y however I have it is after the water filter.  The water filter with it's flexible hose is connected to the parks water, then the pressure regulator and then the Y. 

    Just last week I replaced my regulator with one I bought new 3 years ago. I noticed on the package it said "Lead Free" but on the back warning label it said it may contain lead🙃   My Y is brass. 

    Many times these warnings, whether there is cause for concern or not, are at the behest of the lawyers thanks to our litigious society. It seems like virtually anything that is sold in California carries a Prop 65 warning which we all see no matter where else we are.

  5. 7 hours ago, Lou Schneider said:

    Elevate the base of the pan the same distance above the burner as the sides are when the pan is sitting flush and you'll get little or no heat generation.

    Elevate the pan on our induction top and you get to hear annoying beeps and an error message flashing.

  6. 1 hour ago, lappir said:

    So I'm asking. Is real estate really the best investment? 

    Real estate can be a great investment but is not necessarily the best as it can depreciate if not cared for. Land on the other hand can't really depreciate but it can appreciate greatly depending on location. 

    Personally I wish I had thought of buying a bit of unrestricted land prior to retirement so it would have been paid off by retirement time.  

  7. 1 hour ago, Second Chance said:

    That's backwards. Induction "burners" work by exciting the magnetic/ferrous atoms in the pan or container which then heats the food.

    Rob

    Exactly! This is why I can turn off the burner a little early under my scrambled eggs and let the residual pan heat finish them off. I have to admit I had never considered heating things directly in the can though. I am going to have to try it.

  8. 20 hours ago, Danfreda1 said:

    That’s a nice way of saying none of them used common sense. Just wondering if that was a first trailer for them. It’s sad but not airstream’s fault. 

    I know it is not Airstream's fault and you know that it was not Airstream;s fault but I am willing to bet that the family on their own or with the nudging of some lawyer will bring suit. I did notice from the picture above and verifying on the Airstream website that that door is a "suicide" door, at highway speed I doubt the woman could have held the door closed once it opened.

  9. That route is going to take you through what my Dad called "miles and miles of miles and miles". A couple of places along that route that our wanderings have taken us by are the Immaculate Conception church in Leoville, KS. It is a slight detour off the route when you get to Selden but is an impressively large church in basically the middle of nowhere. And then there was the Buffalo Bill museum in North Platte. Pretty interesting place but we like museums.

  10. 3 hours ago, Kirk W said:

    From what I've heard, the concern is the traffic situation in the event of a major emergency event. Lou showed me some pictures of traffic in rural WY after the one that are bumper to bumper traffic leaving out where there is little activity. In areas that have traffic problems every rush hour it has the potential to for disaster should some unrelated major event take place. I know that some law enforcement agencies are concerned about the possibility of a terrorist action. I spoke with an ambulance team and they were stationing units all around the Dallas County area, just in case. 

    The latest weather prediction for Monday here is partly cloudy & sunny. 

    Same weather prediction here in the Austin area. My statement about doom and destruction was tongue in cheek although I did go to the grocery store and replenished stocks that I normally wouldn't and lo and behold there were quite a few empty shelves. The road in front of our RV park has a sign up warning that parking alongside the road is for emergencies only and will be enforced. The RV park which normally has a few available spaces does not at this time. 

  11. On 4/2/2024 at 10:39 PM, Vladimir said:

    Still in Benson.  Leaving tomorrow for the eclipse.  Then up 83 and the great plains.

    Be aware that when you get close to the line of totality in Texas quite a few counties and cities have declared disaster status or states of emergency. Seems we are taking a page from the ancients that eclipses are a sign of doom and destruction. I sure hope you have a confirmed place to stay.

  12. 1 hour ago, Vladimir said:

    I am traveling now, but under EOB I assume you mean the billing statement with the medical codes. 

    Yes, I got the EOB's and called GEHA for them to explain what the billing codes meant.

    I was told that telling me the billing codes was a violation of HIPAA and they could NOT provide me with the information!!!  Told me to go look up on the internet.

    Which I did.  It had NOTHING to do with a annual physical.  How do you contest a improper billing when GEHA will NOT tell you what you were billed for in the first place!!!

    Again, ATENA was the contractor that handled GEHA claims.  This year it is United HealthCare. 

    Life will not got better.

    My wife worked a lot of years in the medical field and a job I had required we take an annual HIPAA test. To tell you that explaining a billing code to the patient is an utter load of BS. Law also says that you have right to appeal billing decisions. If they make an internal review and you are not happy with the decision you have the right of external review. This is to take the review process out of the hands of the insurance company and place it with a (supposedly) unbiased third party. I am curious though if you are getting GEHB and are of Medicare age. If so, my understanding is the Medicare becomes primary and GEHB is secondary very much like TFL for military retirees. 

  13. 1 hour ago, Vladimir said:

    There was a Wall Street Journal article on insurance fraud by the INSURANCE COMPANIES against their customers.

    ...

    We really need a Congressional investigation into health care insurance fraud by the INSURANCE companies.

    The other angle I would like to see investigated is the targeting of people by the insurance companies that cannot speak English.

    ...

     

    This is interesting as it ties to the thread started by lappir. My cousin, a nurse, just posted a link on FB that goes along with this as well.

    Are Regulators Finally Waking Up to the Threat That Is UnitedHealth Group?

  14. 17 hours ago, Vladimir said:

    Can you quote yourself and then answer!!!

    Anyway, more information on Molina HealthCare of Washington and their business practices.  I don't understand the fine, WHY IS THIS COMPANY STILL IN BUSINESS???

    https://www.yoursourceone.com/columbia_basin/wa-fines-molina-healthcare-100-000-for-enrollment-and-billing-errors/article_b855bb32-e16e-11ee-b01d-8bd95a5974d0.html

     

    What's missing in that article is how many people are in their system. 2000 of say 200,000 is only 1%. While we could hope for 0% I think we all know that is not going to happen.

  15. I think the term "non-profit" or "not-for-profit" is misleading when it comes to health care at least. These entities absolutely make a profit, it is all in what is done with that profit. The non-profits plow their profits back into building new facilities, improving existing facilities, adding technology, etc. rather than paying out a stock dividend. But make a profit they do, and it is substantial. 

    For example, in Colorado Springs there is a city owned hospital that operated for a long time as a successful venture. Then one year some misguided people got an initiative on the ballot to force the city to sell it because, while it had operated in the black for years, it might become less successful and become a tax burden. The initiative passed but fortunately some legal folks put the brakes on it because it turned out that the original land deed and founding money required that it always remained city property, was always to be dedicated to healthcare, and had to remain non-profit. To satisfy the "let's get rid of it" folks the city leased the building(s) to the UCHealth system, a "non-profit" under the auspices of the University of Colorado. Since then UC Health has added 3 Urgent Care, 5 Primary Care, 7 Medical buildings, 1 new Hospital, and 1 stand alone Emergency Room to its portfolio. I daresay this was not all done with donations and grants.

  16. 17 hours ago, lappir said:

    I'm not saying that someone who has invested in "Health Care" is better cared for. I'm saying Administrators of various "Health Care Corporations" are more concerned about showing a profit to their "Investors" than they are about taking care of the patients.

    I think this is likely true. When I was younger it seemed that insurance was at least balanced. Patient care was good, insurance paid the providers well, and the investors made money. Today with all the consolidations in the medical industry into giant medical providers that control multiple aspects of health care under one umbrella, profit has become king.

    Just one example, I recently got an email saying that Tricare was going to start using Accredo for specialty prescriptions. I did a little digging and Accredo is a subsidiary of Express Scripts which is owned by Cigna Healthcare. Now if you look up Cigna is says - "The Cigna Group is a for-profit American multinational managed healthcare and insurance company" - and you can bet that a profit is expected at every level.

  17. 16 hours ago, Kirk W said:

    Since it is the federal banking regulators who make those rules, at present it would be acceptable as long as they can send mail to that address and you receive it. 

    And therein lies the rub, one can send mail to a PMB address and the individual will receive it, but that is not acceptable unless the bank does a deep dive into the Patriot Act. 

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