filthy-beast

FYI: From il revenue website

llinois does not tax distributions received from:

• qualified employee benefit plans, including 401(K) plans; 
• an Individual Retirement Account, (IRA) or a self-employed retirement plan; 
• a traditional IRA that has been converted to a Roth IRA;
• the redemption of U.S. retirement bonds; 
• state and local government deferred compensation plans; 
• a government retirement or government disability plan, including military plans; 
• railroad retirement income; 
• retirement payments to retired partners; 
• a lump sum distribution of appreciated employer securities; and 
• the federally taxed portion of Social Security benefits

16 hours ago, Riding with Miss Ellie said:

Hi, all!

My husband and I are first-timers, and are pretty excited! We begin our journey in February, heading from southern Ontario, to California.

We have recently lost our beloved boxer, Olive. It’s been so hard, and I miss her terribly. We were great companions for each other, and she was very emotionally supportive. It’s hard to be stressed or anxious, when your buddy is with you. We are considering a puppy, and I’m a bit apprehensive, because I don’t know much about travelling with dogs. I’m sure that those of you guys with pets, probably know, that having a dog can do wonders for you, and you get to give a dog lots of love, and a great life!! My husband does a lot of travel for work, and we would love to be able to bring her, and want to get her used to travel. I’m also going to be licensing her as a service dog. 
 

If we decide to get the pup, we’ll have a 6 month old boxer with us, and I’m concerned about what to do, if we want to go and do a day trip. Not only for having the pup cooped up for too long (what’s too long?), but also... how do we keep her nice and toasty in the cold, and cool and comfy in the hotter weather, when we aren’t there for any length of time. From popping out for groceries, to day trips, what can I do? 
 

I do know that daycare is an option, but would rather not have to send her somewhere. So, I guess my dilemma is, is it doable to RV with your dog in hot and cold weather? It’s a huge decision to get a dog, and I just want to be sure I’m doing the right thing. If we weren’t doing the RV thing, I’d get a pup in a heartbeat. 
 

Any help and advice would be kindly appreciated 😊🐾❤️

1st and foremost, being in RV for puppy training is no different than being in a house or apt, the same issues and process would apply for training, leaving for a few hours, separation issues.  Research all of these issues and have a plan, crate training is a great way to go.  Start with short duration absences and build up.

Now you need to have a way to monitor the RV in-case heat or AC stop working, so you'll know to head back.

Are you both on Medicare or will you need private ins?  I believe in FL you can still get private nationwide coverage but not in TX.

For current conditions and great for wind, look at windy.com

The menu on the left has a lot things you display.  I like the rain, thunder view. Very cool to zoom out and see all the wind patterns.

Lots of trucks still pull trailers around in the snow belt during the winter for work. However, you won't see them on the road during a big snow event.

Know your vehicle, know how it will react and only move when you feel 100% comfortable doing it.

NEVER brake on a bridge or overpass when slick! My pet peeve

I vape and have been for years. Is it good for me, no, is it better than the 1.5 packs of Kool menthol I used smoke, without a doubt. Should any none smoker ever vape, NO. PG is used for none water soluble medications to make them work in a nebulizer. It not in the same concentration and it it not heated like it is in when vaping.

There are two big problems with the vaping fad. First is all these people who want to create big clouds of smoke, they do this by using very high heat, instead of just enough. Which can causing throat and lung damage just from the heat.

The 2nd and more dangerous is all the flavor additives.  Just because fake apple, cinnamon, and all the other flavors are FDA approved for food does not make them safe to heat and breath.

PG is also used in cigar humidors because of it's ability to hold and regulate moisture, so if your vaping it, you better be increasing your water intake or it will suck moisture out of you.

I only use a mix of PG/VG and nicotine with no flavors, in hopes of limiting the unknown risks.

I'm also a HAM with an Extra class license.  The frequency spectrum is well understood along with the effects of different frequencies at different strengths and the effects on the human body.  Designing an antenna and how the signal will propagate and at what strengths is also well know. People seem to worry to much about an antenna on a 300ft tower and not enough about the one next their head or in a pocket next to their privates.

IF you want computer control thermostat / Home automation then look at systems that do not rely on a cloud based engine.

Here is a thermostat that uses 24v or 4 AA batteries. It uses zigbee to communicate: https://www.centralite.com/products/pearl-thermostat

Here is a Home automation hub that is local and can be used to control the thermostat and other things : https://hubitat.com/

Not as simple as Nest or EcoBee but can be a fun little hobby for those that like to mess with stuff.

I was very interested in these for a while. But after reading a few stories of e-collars malfunctioning decided clicker and treat training was the way forward for us.

No permanent residence can scare some lenders.

For things like they all want to chip in and get mom a big gift, I collect and then buy it.

9 hours ago, agesilaus said:

I fueled up my truck down in the Villages FL for $2.61 diesel a few days ago. Fuel prices did spike during that time period, remember the $4.00 gas and not just in Cali? But current policies have driven prices down and have made the US one of the most productive petro producers in the world.

This thread has given me an epiphany, "Fulltimers are not on vacation." . Since we intend to join that group in May next year I see I'm going to have to adjust my way of thinking.

Exactly, I was going to make the point that the OP was in vacation mode.

You might want to create Linked In account if don't already have one. they can be a great help in finding a job and building a network.

https://www.linkedin.com

You have to very careful with insurance. Most of them have what's called in network coverage and out of network coverage. When you travel far from the local you get insurance in you'll likely be out of network and they will cover less. You'll be out of pocket to cover the remainder and that can get expensive fast.  Some FL insurance plans will cover you nationwide.

Older retires who get coverage from our Social Security healthcare don't have to worry as that is nationwide.

I love the look of this dog, our climate is too cold for it.

Great caption for this is:

I dare you to enter my yard!

The other thing to think about is what are you doing for health insurance?  FL might be a better choice.

Since you want go full time, most of your time will be spent living in it, not driving it.  Find the floor plan that you want to live in first.

Zelle is how my kids prefer to send and get money, so I have used it a few times.

Just to help in calculations a standard outlet is wired for 15amp, at full 15amps that is 1800 watts. This assumes you are getting a full 120 volts, many camp grounds have voltage lower than that, especially when the park gets full and everybody is running AC.

Lower voltages pull more amps for the same load.  EMS systems like the Progressive units cut power if the supply voltage drops below 104 volts. This happens to me a couple of times a year.

Officer asks: "how much did drink tonight"

"Nothing I took a shower in whiskey"

How do you think that will go over?

18 hours ago, SWharton said:

i paid my housekeeper, yard guy and all sorts of other people via Paypal when we traveled during the winter and never paid a fee. I never heard of Zelle unil this thread but then I have no generally have no need for these type of programs.

The seller pays the fee not the buyer. If seller asks the buyer to the fee that is also against the rules. Sellers of goods or services pay a 2.9% fee. You don't have to be licensed business or have a specific business account.  I buy and sell stuff for my RC Helicopter hobby. I probably sell 10 or 15 things a year.

Here are the rules:

3.4 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method without our prior written consent. You may charge a handling fee in connection with the sale of goods or services, as long as the handling fee is not higher than the handling fee you charge for non-PayPal transactions.

3.5 Receiving Personal Payments. If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase.

On 10/18/2019 at 2:53 AM, TLRam1 said:

That is incorrect, if you pay as friend it is like paying cash and as stated above you lose buyer protection.

Notice I was talking about the seller not the payee. 

3 hours ago, chirakawa said:

If you sell something to someone and they pay with Paypal, there is a seller's fee, usually 3%.  The buyer can get around it by claiming it is a friend, but I don't advise anyone to do that when buying.  If you buy something and send the money as a friend, you lose Paypal buyer protections.

This and selling something and asking for them to send money as friend is against the rules and will get your account closed.

Several of my hobbies have me buying selling things from a few bucks to several hundred. I always price my stuff to include fees and shipping and will only buy from people who do the same.

I didn't know you could put a break-away system on a toad without also having a regular braking system. You should have both.  My point was even if you think your MH can handle stopping both vehicle just fine add a full braking system for the safety of the rest of us on the road.

Real ID has nothing to do with the proof you provided your state DMV, it has to do with how easy the older licenses are to fake. As long as you have a passport no need to renew until it is due.

Yes required. But more importantly it is just the right thing to do. So that you have an emergency braking system in the event that the toad separates from the MH, it will stop before taking out oncoming traffic.