Also something that's important, especially in our case, is that when we went full time we were debt free. The only bills we have are for healthcare, long term care, insurances(Car & MH), and cell phone. That was our plan when we hit the road over 5yrs. ago, so we would have plenty of flexibility to do just about anything we might want to do. And I must say it's worked out great. Although sadly it's coming to an end since we're having a home built here in S.C. so we can do some overseas travel before we get too old & decrepit. But it's been a great ride, and I wouldn't change a thing.