TheDuke

Go to this site and follow the suggestions. Also, do a google search for bad pool header as there are other suggestions available.

So you or someone you like is saying that if you stayed in the market since 2000, that you have lost 20 percent of your retirement money? What inflation figure is being used? How much would you have lost if you got out of the market the day after it crashed and stayed out?

How about 2008 when it dropped to around 8000. If you stayed in since then, how much of an inflation loss would you have taken? How much again if you stayed out since then?

I think the part about listening only to those you agree with is pertinent here.

As usual, past performance is not a measure of future performance.

Here it is, but don't read it unless you want a time waster. Doomsday

Jim : if you click on his link on his posting, he has an email me address.

There are two absolutes in investing myths.

1. This time it is different.

2. The total collapse is imminent.

But there is an even better absolute that no one talks about.

On average there is a recession about every 6 years or so.

If and that is a big IF you wanted to trade, have you looked at moving your accounts to someplace else? Like Fidelity or whatever?

RV, you link sent me to something called international driving permits. My problem or yours?

Still in? Maybe a better choice is 'are you getting in?'. The answer is a qualified yes. After getting out in April, I am slowly buying back in with good dividend stocks. And there are good ones out there. There are ones paying 3 to 5 percent at today's prices. I did this but on a larger basis in 2009. Right now, I am just putzing like, 100 shares here and 100 shares there. With dividends on bond funds plus growth at 5 percent, I think I can slowly speculate.

Carl: This is the page that explains what you are getting for the money. Netscape

If you want outbound firewall protect, read this post about Vista and how to activate it. Vista outbound activation

This article says it's a pest to set up. It hate say this, but so is every other one. After years of answering questions every time I installed software, I finally switched to Vista's firewall without outbound protection since I never had a outbound issue except that I had to make a qualified answer that the outbound was legit. How does on know it is legit?

If you really feel you need keylogger protection, go with one of the other ones. For me, I don't worry about that and I can state easily that I do much more downloading of pictures, software, podcast, radio program mp3, etc than the majority of people on this site. What I don't do is use a mail program that allows scripts to run.

Many of us have switched to MSE because of a problem at sometime with any of the free antivirus programs. There is no reason to be paying for any of those services unless you feel you need some sort of tech support for one reason or another. Another word of advice, if you use MSE and also CCleaner, be sure to uncheck the box under applications and MSE log.

Everyone that has posted here should be congratulated. Whether they are in or out of the market, they have paid attention to their assets. There is not a stock broker, fin. analyst, company that hasn't made a bad move many times. The key is paying attention. You can't sit back and just watch.

So Congratulations Everyone.

I have been in various index bond funds since the end of April. I will buy more of my one stock fund which I ride up and down regularly and pays .065 cents a share since 1993 or thereabout. Yes to those dividend funds. Can't beat them. As of today, since April the bond funds are up 4, 4, 5, 8 percent. Nothing beats inflation but these returns help for now.

Didn't get out because I thought bad things were going to happen, just couldn't handle the stress of being in the market and watching the pols compete for stupidity.