I’ve always had a dream to pull a toy hauler with an HDT even after driving commercial trucks for 30 yrs and I finally found the perfect truck. A 2015 Peterbilt with an automatic transmission and gears to go. I put insurance on it the same as my pick up and that was great for Canada but I was informed by my insurance company that my insurance will not cover me in the USA where I planned to go every winter. I called around to multiple insurance companies and none of them would insure a truck over 4500 kg or they wanted to insure it as a commercial vehicle. Insurance under commercial is way more expensive and a lot more hassle so I have exhausted all avenues and have the truck up for sale… dream is over.