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FULLTIMEWANABE

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Posts posted by FULLTIMEWANABE

  1. 3 hours ago, Dejae said:

    Kirk,

    I wish the pole was capable of showing in each of those cost categories, what kind of fulltimer are you?

    Do you travel alot (how many miles a year), do you belong to memberships (what kind), do you go from an owned property/lot to another, diesel or gas, motorhome, 5er, TT, HDT.

    How often do you eat out? Do you have pet expenses (how many)?

    That keeps the you from going WOW, you spend what or saying OMG, how do you live on so little.

    What I miss is when I started lurking on RVNetworks, 7/8 years ago... people use to share their yearly expense sheets.

    I know it is a very personal thing but it was super helpful to us back then to know if we were going to be able to do this as there were expenses that never entered our head.

    I still wish some would post their more recent ones. This our first year fulltiming and I would love to see where are we overflying in comparison to most and where are we saving or NOT!

    There are many folks like you Dejae.  Maybe in the same spirit you benefitted from beforehand, you'd be kind enough to share your first years full timing budget with others now :)

  2. Just an observation: Whilst it's early days, it's interesting to see that half of those responding thus far, fall in that $30K to $50K range, which more or less brings it on average target for the suggested $41K, which within plus or minus 10% we've found from tons of our research the majority have fallen into we've spoken with. FWIW and this is hypothetical for the next year: We ourselves are going to budget $4,000/ month to allow a considerable amount of wiggle room, for everything except our savings and taxes, which will be in addition. Because we prefer dry camping/boondocking moreso over CG's - that and our intention to not move as much as we initially thought we would, could see this figure closer to the $3,000/mth, but my psych is I have to have a safety margin over and above in calculations. Also we don't want to be watching every single penny so closely we don't enjoy the highlight of our twilight!

  3. The worst investment returns we have received have been with Canadian mining stocks and on occasion energy stocks many years ago, when we just used to buy and hold. Our highest rate of returns have ironically been the USA traded stocks as long as we haven't listened to the so called TV gurus (Herbal-life going up to $80 last summer quoted!) and not got too greedy holding on too long. Also found that when we started buying only a quarter to a third of what we wanted and then adding to it as it played out we have done much better.

     

    Just in what will be a very very long process of decision making on how to convert it all from the active trading accounts into a couch potato type portofolio where we are less reliant on secure and high speed unlimited internet access as we ready to be on the road longer and longer. It's a doozie when you have traded a certain way for almost two decades to decide how to do it differently.

     

    I've been following this thread a long time as well, comparing thoughts to a later reality, so wonderful to see it pushed back up. Thanks Jim :)

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