MrsSquid

When I see PMB or #, I tend to think apartment or box. I was concerned about identifying something like that as a single family dwelling and possibly (albeit, remotely) having it called into issue for some reason.

So yes, I was curious as to what a lawyer would say the correct answer was. I'm glad to know that those of you with experience have not had issues. I worry too much. Sorry I struck a wrong chord. 

This question recently showed up again on either FB or iRV2. I'm not sure which. I am curious what Loring & Associates think should be the designation when the Livingston PMB address is used. Was that addressed somewhere and I missed it?

2 hours ago, Kirk W said:

The biggest part of that is going to fulltimer's as it covers a lot more than a standard RV policy and it covers you living in the RV all of the time, which standard policies do not. It is basically making your RV policy a home owner's policy.

And you don't know how many times I've had to remind myself of that the last couple of days. : ) 

17 hours ago, Twotoes said:

I use the Escapees SD address. In the past I went thru Miller who placed me with Allied a division of Nationwide. Last year they almost doubled their rate. I switched to Geico and saved a lot of $$$. Make sure you get a fulltimers policy, it’s like having a homeowners policy.  I have $300,000 liability, even while parked and personal contents coverage. 

Yes, we were looking at fulltimers policies and adding a personal umbrella.  Thank you.

10 hours ago, rynosback said:

I would call Progressive also. They might be quoted with the brokers. 

We currently have Progressive through USAA. We were surprised when we asked about the cost for a fulltimers policy for Rainbows End. We knew it would be more, but were a bit surprised at just how much more the TX address and fulltimers insurance was.

We have called FCIS. They quoted 4 different insurances, including Progressive, and forwarded us the National General quote for consideration. That quote, with higher coverages, is around 38% less than the Progressive quote we received on our own. 

Thanks everyone for your help.

8 hours ago, Kirk W said:

Miller Insurance

AIS Insurance

RV Advantage

Foremost Insurance

Explorer Insurance

All of these have long track records of good service with Escapee members.

Thank you.

3 minutes ago, SWharton said:

This is a topic discussed often. You will probably find it easier to go through a broker vs. calling around yourself. Two that come to mind are:

FCIS 800-331-1520

Miller 800-622-6347

Both represent numerous insurers and understand the full-timing lifestyle. They can also help you with Umbrella Insurance.

 

Thank you. My search attempt didn't yield the results I was expecting. 

We are starting to get quotes for full-timers rv insurance for our diesel pusher using the Escapees Rainbows End address. I am curious as to what insurance company others in similar situations used. Thank you.

12 hours ago, sandsys said:

There are a couple mug buoys hanging from the fascia in the lower picture.I'm not sure if you can see them or not.

If you add the words "drink holder" to your mug buoy search you will find them on Amazon. They are out of stock but you can, at least, see what I'm talking about and see other versions.

Linda 

Thank you. That helped. I like that they are gimbaled and can swivel. 

On 7/13/2019 at 1:17 AM, sandsys said:

I'm usually quite good at thinking out of the box but when we needed more cup holders I went to a boating store and bought mug buoys because they keep your drink upright whatever the rig is doing.

Linda

Do you have a photo of what the mug buoys look like? When I searched "mug buoys" I get tons of photos of mugs with buoys in their design. I saw a couple of pontoon cup holders and wondered if those were what you were talking about. Thanks.

Our motor home did not have enough cup holders. We bought a $3 Shower tote. Plenty of choices around since stores are gearing for college students.

I am curious as to what people use to store spices.   Do you keep them in a rack or carousel, in a cabinet or drawer? There are so many options.

We joined last year before the price increase to give it a try. I thought I'd rather do something like that than a parking lot en route since I don't like expensive campgrounds for overnighting.

Our first HH use will be next month. We plan to overnight at an antique car museum. They ask that you buy an admission ticket to the museum. We'll buy two at $12.50 each. 

I'm not sure we'll renew next year. Like others said, there are often state parks or other options.