-
Posts
90 -
Joined
-
Last visited
Posts posted by KHenson
-
-
For anyone interested in learning more about the $0/mo Medicare Medical Savings Account plan with nationwide coverage I will be conducting a free online presentation on Tuesday Nov. 5th. Registration is required if you want to attend. This plan is an alternative option to Medicare supplement insurance.
When: Nov 5, 2019 11:00 AM Pacific Time (US and Canada)
Register in advance for this meeting by clicking here.
After registering, you will receive a confirmation email containing information about joining the meeting.
-
The only way anyone can offer "group health insurance" under current law is if there is an employer-employee relationship. What they are offering is not a group plan at all but rather a fixed benefit indemnity plan from New Era. It's the exact same plan being offered to FMCA members. If you are interested, we have done a comparison of this plan to a similar (but far better) plan from United Healthcare here: https://www.rverinsurance.com/fmca-health-insurance-for-rvers/
Calling these plans "group health insurance" is inaccurate at best.
As for "major medical" plans...There are only 2 ways to get major medical comprehensive coverage today:
- Affordable Care Act (ACA) coverage
- Employer coverage
However, RVer Insurance Exchange does offer a worthy nationwide PPO alternative to these 2 options. We have access to self-employed association plans which are very comparable to traditional Major Medical plans; But even these plans require an applicant to be a verifiable self-employed business owner.
Medicare Supplements
in Health Issues and Medical Insurance
Posted
Teri, yes there would be medical underwriting in this case unless the individual is in his/her 12 month trial period for Medicare Advantage...then he/she could go back to the Medigap plan they left or choose any one they want if they enrolled @ age 65.