Leonard Juett Posted March 26, 2023 Report Share Posted March 26, 2023 Trying to find the best insurance company to insure my 2016 HDT titled as a motor home and my 2021 Alliance Valor 41V15. Any help would be greatly appreciated. Quote Link to comment Share on other sites More sharing options...
Chad Heiser Posted March 26, 2023 Report Share Posted March 26, 2023 I went through Miller Insurance. They are a broker that specializes in RV stuff, especially full timer and HDT stuff. Their number is 503-636-6347 or millerrvinsurance.com. Quote 2000 Kenworth T2000 w/ Cummins N14 and autoshift 2017 DRV Mobile Suite 40KSSB4 with factory mods, dealer mods and personal mods - now in the RV graveyard 2022 DRV Full House MX450 with customized floor plan 2018 Polaris RZR Turbo S (fits in the garage) 2016 Smart Car (fits in the garage or gets flat towed behind the DRV when the RZR is in the garage)My First Solar Install ThreadMy Second Solar Install Thread & Photos and Documents Related to the buildMy MX450's solar, battery and inverter system - my biggest system yet! chadheiser.com West Coast HDT Rally Website Link to comment Share on other sites More sharing options...
bobsallyh Posted March 28, 2023 Report Share Posted March 28, 2023 We also have gone thru Miller for years. Quote Link to comment Share on other sites More sharing options...
Danfreda1 Posted March 28, 2023 Report Share Posted March 28, 2023 We are still with nationwide on car hdt and fifth wheel. Went through Herrmann insurance agency in rapid city sd. Glad to see you got all set with hdt and fiver. We met at the east coast rally and showed you are truck and trailer. Quote Link to comment Share on other sites More sharing options...
DJohns Posted March 29, 2023 Report Share Posted March 29, 2023 Are you a full timer? My policy specifically states max use per year 90 days. That is a polite way of saying not for full timers. Quote 2002 Beaver Marquis Emerald C-12 Cat 505 HP 2014 Volvo 630 D-13 I Shift SOLD 2017 New Horizons SOLD Link to comment Share on other sites More sharing options...
Kirk W Posted March 29, 2023 Report Share Posted March 29, 2023 Miller Insurance is one of several agencies that have a selection of insurance policies that are specific to fulltimers. Here are a few others who have good reputations. Explorer RV Insurance RV Advantage Thum Insurance agency Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
DanZemke Posted March 29, 2023 Report Share Posted March 29, 2023 (edited) 3 hours ago, DJohns said: Are you a full timer? My policy specifically states max use per year 90 days. That is a polite way of saying not for full timers. Does 90 days mean 3 months of daily, consecutive use, or an average duty cycle of 25%? If the latter, I suspect most fulltimers, with another vehicle for local use, would be fine with that. Out of curiosity, would you mind telling us what company issued your policy? Edited March 29, 2023 by DanZemke clarity Quote Volvo 770, New Horizons Majestic and an upcoming Smart car Link to comment Share on other sites More sharing options...
Danfreda1 Posted March 29, 2023 Report Share Posted March 29, 2023 4 hours ago, DJohns said: Are you a full timer? My policy specifically states max use per year 90 days. That is a polite way of saying not for full timers. Who are you asking? Quote Link to comment Share on other sites More sharing options...
DJohns Posted March 29, 2023 Report Share Posted March 29, 2023 31 minutes ago, DanZemke said: Does 90 days mean 3 months of daily, consecutive use, or an average duty cycle of 25%? If the latter, I suspect most fulltimers, with another vehicle for local use, would be fine with that. Out of curiosity, would you mind telling us what company issued your policy? The policy is auto owners insurance. It states "motor home used for pleasure 30-150 days by a 68 year old operator". Quote 2002 Beaver Marquis Emerald C-12 Cat 505 HP 2014 Volvo 630 D-13 I Shift SOLD 2017 New Horizons SOLD Link to comment Share on other sites More sharing options...
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