Leonard Juett Posted March 26 Report Share Posted March 26 Trying to find the best insurance company to insure my 2016 HDT titled as a motor home and my 2021 Alliance Valor 41V15. Any help would be greatly appreciated. Quote Link to comment Share on other sites More sharing options...
Chad Heiser Posted March 26 Report Share Posted March 26 I went through Miller Insurance. They are a broker that specializes in RV stuff, especially full timer and HDT stuff. Their number is 503-636-6347 or millerrvinsurance.com. Quote Link to comment Share on other sites More sharing options...
bobsallyh Posted March 28 Report Share Posted March 28 We also have gone thru Miller for years. Quote Link to comment Share on other sites More sharing options...
Danfreda1 Posted March 28 Report Share Posted March 28 We are still with nationwide on car hdt and fifth wheel. Went through Herrmann insurance agency in rapid city sd. Glad to see you got all set with hdt and fiver. We met at the east coast rally and showed you are truck and trailer. Quote Link to comment Share on other sites More sharing options...
DJohns Posted March 29 Report Share Posted March 29 Are you a full timer? My policy specifically states max use per year 90 days. That is a polite way of saying not for full timers. Quote Link to comment Share on other sites More sharing options...
Kirk W Posted March 29 Report Share Posted March 29 Miller Insurance is one of several agencies that have a selection of insurance policies that are specific to fulltimers. Here are a few others who have good reputations. Explorer RV Insurance RV Advantage Thum Insurance agency Quote Link to comment Share on other sites More sharing options...
DanZemke Posted March 29 Report Share Posted March 29 (edited) 3 hours ago, DJohns said: Are you a full timer? My policy specifically states max use per year 90 days. That is a polite way of saying not for full timers. Does 90 days mean 3 months of daily, consecutive use, or an average duty cycle of 25%? If the latter, I suspect most fulltimers, with another vehicle for local use, would be fine with that. Out of curiosity, would you mind telling us what company issued your policy? Edited March 29 by DanZemke clarity Quote Link to comment Share on other sites More sharing options...
Danfreda1 Posted March 29 Report Share Posted March 29 4 hours ago, DJohns said: Are you a full timer? My policy specifically states max use per year 90 days. That is a polite way of saying not for full timers. Who are you asking? Quote Link to comment Share on other sites More sharing options...
DJohns Posted March 29 Report Share Posted March 29 31 minutes ago, DanZemke said: Does 90 days mean 3 months of daily, consecutive use, or an average duty cycle of 25%? If the latter, I suspect most fulltimers, with another vehicle for local use, would be fine with that. Out of curiosity, would you mind telling us what company issued your policy? The policy is auto owners insurance. It states "motor home used for pleasure 30-150 days by a 68 year old operator". Quote Link to comment Share on other sites More sharing options...
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