Tulecreeper Posted March 21, 2023 Report Share Posted March 21, 2023 Not medical insurance, coverage for your RV...like home owners insurance, but for a trailer. I spoke with my State Farm agent yesterday, and she said it's a state-by-state thing. We're currently in AR and State Farm will not cover you if you live full-time in your RV in this state, but sometime in the coming year we're selling our home/property here and heading to AZ where we're going to be full-timing it. As in, no home base. Anybody know if State Farm covers you there, or another reputable insurance company that will? Thanks a bunch. Quote CA Dept of Fish & Wildlife (Ret) US Navy (Ret) 2023 RAM 2500 Tradesman, 6.4L Hemi, 2x4, Reg cab, 8' bed, GVWR 10,000#, Cargo Cap 3913#, Tow Cap 15,540# Link to comment Share on other sites More sharing options...
Kirk W Posted March 21, 2023 Report Share Posted March 21, 2023 You need to have coverage that is specific to fulltimers as most insurance for RVs leaves much to be desired. Try several of these agencies. Foremost Insurance Explorer RV Insurance Miller RV Insurance RV Advantage Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
Tulecreeper Posted March 21, 2023 Author Report Share Posted March 21, 2023 25 minutes ago, Kirk W said: You need to have coverage that is specific to fulltimers as most insurance for RVs leaves much to be desired. Try several of these agencies. Foremost Insurance Explorer RV Insurance Miller RV Insurance RV Advantage Very much appreciated, Kirk. Quote CA Dept of Fish & Wildlife (Ret) US Navy (Ret) 2023 RAM 2500 Tradesman, 6.4L Hemi, 2x4, Reg cab, 8' bed, GVWR 10,000#, Cargo Cap 3913#, Tow Cap 15,540# Link to comment Share on other sites More sharing options...
sandsys Posted March 21, 2023 Report Share Posted March 21, 2023 Fulltimers insurance is important. Some insurers will cover your trailer but not include the liability part that a full timer needs. Linda Quote Blog: http://sandcastle.sandsys.org/ Former Rigs: Liesure Travel van, Winnebago View 24H, Winnebago Journey 34Y, Sportsmobile Sprinter conversion van Link to comment Share on other sites More sharing options...
Tulecreeper Posted March 22, 2023 Author Report Share Posted March 22, 2023 18 hours ago, sandsys said: Fulltimers insurance is important. Some insurers will cover your trailer but not include the liability part that a full timer needs. Linda Thank you. Yes, someone else mentioned that I need to make sure the policy has "fulltimers liability". Quote CA Dept of Fish & Wildlife (Ret) US Navy (Ret) 2023 RAM 2500 Tradesman, 6.4L Hemi, 2x4, Reg cab, 8' bed, GVWR 10,000#, Cargo Cap 3913#, Tow Cap 15,540# Link to comment Share on other sites More sharing options...
JimK Posted April 17, 2023 Report Share Posted April 17, 2023 You also need to be sure your RV policy covers personal property. Most policies provide minimal or no coverage. Typically personal property is covered by a homeowner's policy which would include coverage for personal property in your RV. Without that policy, you will likely not be covered. Years ago, when we looked into this, the major companies, such as State Farm, Allstate, and Progressive, did not provide this coverage. There was no option to add sort of rider to extend the coverage. Quote Link to comment Share on other sites More sharing options...
lgehring Posted May 24, 2023 Report Share Posted May 24, 2023 I believe National General has fulltime insurance. Quote Link to comment Share on other sites More sharing options...
Danfreda1 Posted May 24, 2023 Report Share Posted May 24, 2023 Nationwide also does full timers policy along with HDT insurance Quote Link to comment Share on other sites More sharing options...
jbh Posted May 26, 2023 Report Share Posted May 26, 2023 Miller is a very good agent. I have Progressive; previously I had Foremost. Quote -C&J- CG reviews & more - www.fugawetribe.com Link to comment Share on other sites More sharing options...
PullinChocks Posted June 22, 2023 Report Share Posted June 22, 2023 We have been using Miller's Insurance out of Oregon. We are South Dakota residents. MIller has done an excellent job for us Quote Steve & Gari https://4season5thwheelforsale.blogspot.com 2018 Ram 5500 Laramie 2013 New Horizons Majestic 102-F36RLTSS Link to comment Share on other sites More sharing options...
Danfreda1 Posted June 22, 2023 Report Share Posted June 22, 2023 We had State Farm in Illinois and they said they would cover us for full time rving since we were a current customer. They would have had to make several different policies to cover everything ( hdt car trailer full timers liability). They wouldn’t cover new customers. We have used nationwide for three years and domicile in South Dakota. Quote Link to comment Share on other sites More sharing options...
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