Jump to content

RV Insurance for Full-Timers

Recommended Posts

Not medical insurance, coverage for your RV...like home owners insurance, but for a trailer.  I spoke with my State Farm agent yesterday, and she said it's a state-by-state thing.  We're currently in AR and State Farm will not cover you if you live full-time in your RV in this state, but sometime in the coming year we're selling our home/property here and heading to AZ where we're going to be full-timing it.  As in, no home base.

Anybody know if State Farm covers you there, or another reputable insurance company that will?  Thanks a bunch.

Link to comment
Share on other sites

18 hours ago, sandsys said:

Fulltimers insurance is important. Some insurers will cover your trailer but not include the liability part that a full timer needs.


Thank you.  Yes, someone else mentioned that I need to make sure the policy has "fulltimers liability".

Link to comment
Share on other sites

  • 4 weeks later...

You also need to be sure your RV policy covers personal property.  Most policies provide minimal or no coverage.  Typically personal property is covered by a homeowner's policy which would include coverage for personal property in your RV.  Without that policy, you will likely not be covered.  Years ago, when we looked into this, the major companies, such as State Farm, Allstate, and Progressive, did not provide this coverage.  There was no option to add sort of rider to extend the coverage.  

Link to comment
Share on other sites

  • 1 month later...

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...