Tulecreeper Posted March 21 Report Share Posted March 21 Not medical insurance, coverage for your RV...like home owners insurance, but for a trailer. I spoke with my State Farm agent yesterday, and she said it's a state-by-state thing. We're currently in AR and State Farm will not cover you if you live full-time in your RV in this state, but sometime in the coming year we're selling our home/property here and heading to AZ where we're going to be full-timing it. As in, no home base. Anybody know if State Farm covers you there, or another reputable insurance company that will? Thanks a bunch. Quote Link to comment Share on other sites More sharing options...
Kirk W Posted March 21 Report Share Posted March 21 You need to have coverage that is specific to fulltimers as most insurance for RVs leaves much to be desired. Try several of these agencies. Foremost Insurance Explorer RV Insurance Miller RV Insurance RV Advantage Quote Link to comment Share on other sites More sharing options...
Tulecreeper Posted March 21 Author Report Share Posted March 21 25 minutes ago, Kirk W said: You need to have coverage that is specific to fulltimers as most insurance for RVs leaves much to be desired. Try several of these agencies. Foremost Insurance Explorer RV Insurance Miller RV Insurance RV Advantage Very much appreciated, Kirk. Quote Link to comment Share on other sites More sharing options...
sandsys Posted March 21 Report Share Posted March 21 Fulltimers insurance is important. Some insurers will cover your trailer but not include the liability part that a full timer needs. Linda Quote Link to comment Share on other sites More sharing options...
Tulecreeper Posted March 22 Author Report Share Posted March 22 18 hours ago, sandsys said: Fulltimers insurance is important. Some insurers will cover your trailer but not include the liability part that a full timer needs. Linda Thank you. Yes, someone else mentioned that I need to make sure the policy has "fulltimers liability". Quote Link to comment Share on other sites More sharing options...
JimK Posted April 17 Report Share Posted April 17 You also need to be sure your RV policy covers personal property. Most policies provide minimal or no coverage. Typically personal property is covered by a homeowner's policy which would include coverage for personal property in your RV. Without that policy, you will likely not be covered. Years ago, when we looked into this, the major companies, such as State Farm, Allstate, and Progressive, did not provide this coverage. There was no option to add sort of rider to extend the coverage. Quote Link to comment Share on other sites More sharing options...
lgehring Posted May 24 Report Share Posted May 24 I believe National General has fulltime insurance. Quote Link to comment Share on other sites More sharing options...
Danfreda1 Posted May 24 Report Share Posted May 24 Nationwide also does full timers policy along with HDT insurance Quote Link to comment Share on other sites More sharing options...
jbh Posted May 26 Report Share Posted May 26 Miller is a very good agent. I have Progressive; previously I had Foremost. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.