Kirk W Posted November 26, 2022 Author Report Share Posted November 26, 2022 (edited) Quote I don't know how other plans work ......... This seems to be the key to so many people who unlike Randy, tell others what they should choose. I have never understood why it is that so many of us seem to believe that we have what works for us, so everyone else should do the same??? We happen to think that what we have is best for us but best is a very subjective thing whether it is in choice of healthcare, RV, automobile, or anything else about one's lifestyle. Sometimes these discussions take on the character of a political argument. 🥴 Edited November 26, 2022 by Kirk W Remove offending words. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
Randyretired Posted November 26, 2022 Report Share Posted November 26, 2022 (edited) 3 hours ago, Kirk W said: . 🥴 Edited November 26, 2022 by Randyretired Quote Randy 2001 Volvo VNL 42 Cummins ISX Autoshift Link to comment Share on other sites More sharing options...
Kirk W Posted November 26, 2022 Author Report Share Posted November 26, 2022 (edited) 6 minutes ago, Randyretired said: I take exception to your post and believe you picked a portion of one sentence to make it something it wasn't. That post quoted you because I was agreeing with you. I just edited it to make that more clear. Sorry for offending. Edited November 26, 2022 by Kirk W Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
Randyretired Posted November 26, 2022 Report Share Posted November 26, 2022 49 minutes ago, Kirk W said: That post quoted you because I was agreeing with you. I just edited it to make that more clear. Sorry for offending. I read the political comment as directed to me. Obviously that was wrong. I am sorry. Quote Randy 2001 Volvo VNL 42 Cummins ISX Autoshift Link to comment Share on other sites More sharing options...
mike5511 Posted November 26, 2022 Report Share Posted November 26, 2022 On 11/24/2022 at 7:42 PM, docj said: I don't think either group here is going to convince members of the other group to change their enrollment. It boils down to how much risk avoidance one wishes to accept. After last year when we made an advantageous change of Medicare Plan F Supplement, I am quite content to pay the premiums for that plan knowing that I won't have ANY other medical costs other than prescription drugs and eyeglasses. I bought my own hearing aids this year but I'm confident that what I purchased wouldn't have been allowable under most Advantage plans. The same is true of our eyeglasses, you're not going to find an Advantage plan that is going to fully cover progressive bifocals with high index Transitions photochromic lenses. The bottom line is that you can't get something for nothing. The managed care insurance industry lobbied Congress to create what we now call Plan C Medicare. But we all know that insurance companies aren't altruistic enterprises. They are in the business to make a profit, so don't think they really have your best interests at heart. It's all about the bottom line iMHO. You are correct. I have researched and know I’ve got a Cadillac plan. I will stick with my Medicare and Health Advantage supplement. Quote Link to comment Share on other sites More sharing options...
lappir Posted November 27, 2022 Report Share Posted November 27, 2022 Isn't the "No added cost plans" related to when your Medicare payments are taken out of your Social Security checks before they are sent? I'm not going to take Social Security for another year or maybe more. Rod Quote White 2000/2010Volvo VNL 770 with 7' Drom box with opposing doors, JOST slider hitch. 600 HP Cummins Signature 18 Speed three pedal auto shift. 1999 Isuzu VehiCross retired to a sticks and bricks garage. Brought out of storage the summer of 2022 2022 Jeep Wrangler Sport S Two door hard top. 2007 Honda GL 1800 2013 Space Craft Mfg S420 Custom built Toyhauler The Gold Volvo is still running and being emptied in July. Link to comment Share on other sites More sharing options...
Dutch_12078 Posted November 27, 2022 Report Share Posted November 27, 2022 3 hours ago, lappir said: Isn't the "No added cost plans" related to when your Medicare payments are taken out of your Social Security checks before they are sent? I'm not going to take Social Security for another year or maybe more. Rod That's an interesting situation, Rod. I'd suggest talking to a Medicare specialist to find out how the Medicare premiums would be handled if you don't take the SS payments. Quote Dutch 2001 GBM Landau 34' Class A F-53 Chassis, Triton V10, TST TPMS 2011 Toyota RAV4 4WD/Remco pump ReadyBrute Elite tow bar/brake system Link to comment Share on other sites More sharing options...
Jaydrvr Posted November 27, 2022 Report Share Posted November 27, 2022 2 hours ago, Dutch_12078 said: That's an interesting situation, Rod. I'd suggest talking to a Medicare specialist to find out how the Medicare premiums would be handled if you don't take the SS payments. If you're not yet taking social security but you're signing up for Medicare, you just send a monthly premium check to cover the $170.00 Medicare premium, or whatever it is each year. Pretty common scenario. Jay Quote Link to comment Share on other sites More sharing options...
Dutch_12078 Posted November 27, 2022 Report Share Posted November 27, 2022 11 hours ago, Jaydrvr said: If you're not yet taking social security but you're signing up for Medicare, you just send a monthly premium check to cover the $170.00 Medicare premium, or whatever it is each year. Pretty common scenario. Jay Thanks, Jay. That's what I would have expected, but not being in the situation, I've never looked into it. Quote Dutch 2001 GBM Landau 34' Class A F-53 Chassis, Triton V10, TST TPMS 2011 Toyota RAV4 4WD/Remco pump ReadyBrute Elite tow bar/brake system Link to comment Share on other sites More sharing options...
Jaydrvr Posted November 27, 2022 Report Share Posted November 27, 2022 1 hour ago, Dutch_12078 said: Thanks, Jay. That's what I would have expected, but not being in the situation, I've never looked into it. You're welcome. I'm been self employed most of my life, so I'm accustomed to paying for my own insurance. I delayed taking full Social Security until age 70 to maximize my monthly check, but of course I took Medicare as soon as I could. Jay Quote Link to comment Share on other sites More sharing options...
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