Kevin211 Posted June 16, 2021 Report Share Posted June 16, 2021 where does one get a loan for these, my bank won't do it because it's not a "truck or RV" Quote Link to comment Share on other sites More sharing options...
Star Dreamer Posted June 16, 2021 Report Share Posted June 16, 2021 Do a search in the forum for Financing HDT and you should find some previous posts on this subject. To answer your question is there is no good source. It may be easier if you are buying new thru RVH Lifestyles but for used there are not many choices. You might be able to go thru a credit union that you might have a good relationship with, take a loan against another vehicle you have that us paid for, take a signature loan out, or like we did, take a loan against our 401k that my company I worked for allowed us to do and pay ourselves back the interest. You may need to get creative. Quote 2005 Freightliner Century S/T, Singled, Air ride ET Jr. hitch 2019 46'+ Dune Sport Man Cave custom 5th wheel toy hauler Owner of the 1978 Custom Van "Star Dreamer" which might be seen at a local car show near you! Check out http://www.hhrvresource.com/ for much more info on HDT's. Link to comment Share on other sites More sharing options...
NamMedevac 70 Posted June 16, 2021 Report Share Posted June 16, 2021 (edited) You might try calling Ryder used truck sales and also U-Haul trucks sales and find out who their lending partners are then contact those lenders direct. You can pretend to Ryder and U-Haul you are in the market to buy one of their trucks in order to get the info. Might and might not work. Also if you are former military or active then USAA of San Antonio may give you a loan if used truck not more than 3 years old. Worth a call. Interest rates on used vehicles may run higher than for new??? Also websites such as rvresources.com and fifthwheelest.com, Good Sam RV forums, etc. has info on this subject. Google search shows many other hits. Lots of options for info. Good luck. Retired Acct and SEC CFP plus former pilot to two Texas Governors, etc. https://www.facebook.com/media/set/?set=a.1739912699644241&type=3 Edited June 16, 2021 by NamMedevac 70 Quote Link to comment Share on other sites More sharing options...
Moresmoke Posted June 16, 2021 Report Share Posted June 16, 2021 My small local bank was happy to write me a loan. Probably not quite the lowest interest rate, but reasonable. Just had to give the VP a tour after I was done setting it up… Quote Link to comment Share on other sites More sharing options...
Alie&Jim's Carrilite Posted June 17, 2021 Report Share Posted June 17, 2021 If you're a member of a credit union you'll have better luck. And if the truck your looking at is already titled as an RV, then you're buying a RV..... Quote Alie & Jim + 8 paws 2017 DRV Memphis BART- 1998 Volvo 610 Lil'ole 6cyl Cummins Link to comment Share on other sites More sharing options...
Big5er Posted June 17, 2021 Report Share Posted June 17, 2021 My credit union refused to loan money for my HDT no matter how it was registered. They say the VIN says it's a tractor and that's all they care about. So I paid cash. Quote MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
steiny93 Posted June 17, 2021 Report Share Posted June 17, 2021 On 6/16/2021 at 1:03 AM, Kevin211 said: where does one get a loan for these, my bank won't do it because it's not a "truck or RV" Less is more, if you are registering as an RV describe is as an RV. If you are registering it as a truck describe it as a truck. Don't try to explain anything else or you will confuse them and if they are confused no loan for you. For us, I paid in cash but I did ask our local lender if they would finance it and they were happy todo as an RV as that is how I was registering it. Quote 2000 volvo 6102013 cyclone 3950 Link to comment Share on other sites More sharing options...
cedric_wad1 Posted October 3, 2021 Report Share Posted October 3, 2021 (edited) I advise you to take out a regular consumer loan and subsequently buy yourself the desired car. In my opinion, it will be much more profitable and convenient. I recently took out a loan to repair a car from https://www.vakuudetonlaina.com/. They have excellent deals, and it is possible to take out a loan even without a guarantor. Maybe something will suit you too. By the way, you could try and save money for the purchase. This is, of course, the correct thing. Teaches financial literacy and allows you to feel more confident. Edited October 5, 2021 by cedric_wad1 Quote Link to comment Share on other sites More sharing options...
rpsinc Posted October 3, 2021 Report Share Posted October 3, 2021 5 hours ago, cedric_wad1 said: it will be much more profitable and convenient. My experience has been that auto purchases are SELDOM profitable but loans are designed to be convenient. Depreciation alone esp on new vehicles outpaces any opportunity for appreciation. I think the common understanding is that new cars depreciate 25-30% upon registration and driving off the lot. I actually have implemented the practice of paying myself loan payments and then have the cash when it comes time to buy. Quote Marcel Link to comment Share on other sites More sharing options...
Danandfreda Posted October 4, 2021 Report Share Posted October 4, 2021 You can go to any dealer and buy it. Doesn’t have to be done “specialty company”. Buy the truck then have the title transferred to an rv or motorhome. Get a loan at your bank or pay cash. Quote Link to comment Share on other sites More sharing options...
SpearMoore Posted March 16, 2022 Report Share Posted March 16, 2022 We got a personal loan..went across country to buy a "ranch" truck...worth every penny Quote 2005 Alfa SYF38RLES Tri-axle 2006 Mack Vision hi rise Link to comment Share on other sites More sharing options...
rickeieio Posted March 16, 2022 Report Share Posted March 16, 2022 Welcome to the nut house. I'm kind of partial to Macks, had one on the farm for almost 15 years. The new owner lets me drive it sometimes.😁 Quote KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
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