MoneyMakeranch Posted March 25, 2021 Report Share Posted March 25, 2021 Newby here trying to get a new to me HDT to Texas, I have found all the paperwork needed to get the truck registered as a RV/Motorhome but like everyone else having problems with insurance people. they don't want to talk without a CDL license even though I tell them it’s not for commercial use. as soon as I can get a date to get my class A exempt upgrade, I’ll be legal on that part but the insurance is the only hang up. I searched thru all the past posted and run into a wall on it. Any HELP on this would be greatly appreciated for all you that have been thru this before and the correct things to tell them when talking to them. sorry this sounds like a rant but just down on trying to get insurance. Moneyman Quote Link to comment Share on other sites More sharing options...
Scottiedot Posted March 25, 2021 Report Share Posted March 25, 2021 I’m in Houston, registered as a private truck. Insured by Progressive, commercial vehicle for private use. Underwritten by the Hubbard insurance agency in Humble. The cover the 5th wheel as well. Quote Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 Scottiedot do you carry a CDL or an Class A exempt ? Quote Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 MoneyMaker, are you already a Texan? Check your current policy as it may cover a new purchase for you for a short time. Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 HERO Maker Trying to buy the truck next week if possible but need to get insurance on it to drive home, then get it registered in Texas. progressive will not talk to me without a cdl. Quote Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 Who is your ins. carrier now? So you didn't answer the question - is "home" in Texas? Where are your other road items registered? Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 HERO Maker my personal truck and car is with Texas farm Bureau and my home is in Texas Quote Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 Not trying to be nosy, but not enough info here to get you much help. http://www.hhrvresource.com/node/56.html Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 2 minutes ago, MoneyMakeranch said: HERO Maker my personal truck and car is with Texas farm Bureau and my home is in Texas Do they offer to cover the ins for a short time on new purchase? I wouldn't ask them, just read your policy. Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 Your drivers license covers you for driving that truck! Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 I have a class C right now but trying to get the upgrade as soon as possible will check with da wife when she get home Quote Link to comment Share on other sites More sharing options...
Scottiedot Posted March 25, 2021 Report Share Posted March 25, 2021 I’m a Class A exempt Quote Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 Scottiedot I will check with Hubbard ins in the morning, Thanks Quote Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 So I'm thinking you have a trailer already? ?you will need to use one for your upgrade. Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
geodog1 Posted March 25, 2021 Report Share Posted March 25, 2021 I have a Volvo registered as a motorhome and live in Texas. That being said I am insured by American National with no "Bobtail" restrictions. I believe there is an American National agent registered as a Commercial Member of ESCAPEES Geodog Quote Link to comment Share on other sites More sharing options...
geodog1 Posted March 25, 2021 Report Share Posted March 25, 2021 Contact: Kelly McDowell 417-887-4990 ext 4405 That is American National home office in Springfield, MO. Shortyo Quote Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 Currently towing with a 2015 F350 dually and a 43ft toy hauler. whole rigs comes in a around 32k so I know my class C isn't enough license in Texas, the truck will do everything I want it to but, wanting the creature comforts and most important, THE BRAKES to get it stopped!!! getting ready for retirement soon so got to get things in line. Quote Link to comment Share on other sites More sharing options...
MoneyMakeranch Posted March 25, 2021 Author Report Share Posted March 25, 2021 HERO Maker I have access to a 40ft flatbed (farm trailer) to take for the driving test which will put me at 34k Quote Link to comment Share on other sites More sharing options...
HERO Maker Posted March 25, 2021 Report Share Posted March 25, 2021 SMART MAN! Go get your truck, drive it home. (read that policy) Start your registration process once you own the truck. You are right, you can not tow with your current license. With either truck! IIRC Quote Rocky & Sheri Rhoades '01 Volvo 770 2016 DRV Mobile Suites, HoustonHERO Makers Ministry Link to comment Share on other sites More sharing options...
Star Dreamer Posted March 26, 2021 Report Share Posted March 26, 2021 (edited) Each state is different and sometimes you may need to try multiple agents as not all know how to do it. If they say you need a CDL, show them where you state rules say you do not if you are not doing anything commercial with it. We have State Farm which we had when we lived in MN. When we moved to SC the agent here did not know how to do it and had to go contact the agent in MN to figure it out. In MN we could drive it on our regulate car license as long as it was registered as a motorhome (which it was) in South Carolina I have to have a Class F license which is a motorhome pulling a trailer where combined weight is over 26k#. Surprisingly, the wife can drive just the truck with her regular license as it is still a motorhome but under 26k# by itself. Dave Edited March 26, 2021 by Star Dreamer Quote 2005 Freightliner Century S/T, Singled, Air ride ET Jr. hitch 2019 46'+ Dune Sport Man Cave custom 5th wheel toy hauler Owner of the 1978 Custom Van "Star Dreamer" which might be seen at a local car show near you! Check out http://www.hhrvresource.com/ for much more info on HDT's. Link to comment Share on other sites More sharing options...
rollinbrian Posted March 26, 2021 Report Share Posted March 26, 2021 18 hours ago, geodog1 said: Contact: Kelly McDowell 417-887-4990 ext 4405 That is American National home office in Springfield, MO. Shortyo Called that ext and got the voicemail for someone named Chuck Quote 2017 Jayco Designer 37rs "Fiona" 2007 Volvo 670 "Henry" Link to comment Share on other sites More sharing options...
geodog1 Posted March 26, 2021 Report Share Posted March 26, 2021 Brian, Here is my agent: Debbie Stevens 432-561-9213 Her office is in Midland an she can write a policy for any Texas resident. L. D. Osborn Quote Link to comment Share on other sites More sharing options...
rollinbrian Posted March 26, 2021 Report Share Posted March 26, 2021 2 hours ago, rollinbrian said: Called that ext and got the voicemail for someone named Chuck But the main office gave me a number for local agent and 15 min later we're insured as a motorhome at much better rates than Progressive's commercial insurance. Quote 2017 Jayco Designer 37rs "Fiona" 2007 Volvo 670 "Henry" Link to comment Share on other sites More sharing options...
Big5er Posted March 26, 2021 Report Share Posted March 26, 2021 23 hours ago, MoneyMakeranch said: progressive will not talk to me without a cdl. Then find a different agent. You do not need a cdl for a non commercial vehicle. Texan Ins in Pasadena got my policy through Progressive. Stop giving them "extra" information, although you may have ruined that possibility through Progressive already. Dont say "I'm buying a commercial truck to convert". Tell them you are buying a large truck, class 8 if they insist...period Quote MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
GlennWest Posted March 27, 2021 Report Share Posted March 27, 2021 2 hours ago, Big5er said: Then find a different agent. You do not need a cdl for a non commercial vehicle. Texan Ins in Pasadena got my policy through Progressive. Stop giving them "extra" information, although you may have ruined that possibility through Progressive already. Dont say "I'm buying a commercial truck to convert". Tell them you are buying a large truck, class 8 if they insist...period Phil, thought I remembered you staying you went with Farm Bureau commercial policy for noncommercial use. Quote 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.