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Insurance


Benny G.

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That's a simple question with a, not so simple, answer. I'm new to this as well and what I found is (most) probable not all, companies want to insure both truck and trailer. At least the companies I checked with on the resource guide were telling me that.  It also depends on the state you are located in. I'm in Colorado and the locations plays a role in it as well. 

I ended up staying with State Farm but they put it on a commercial policy and it ended up costing the same as my 2016 F450 for the amount of coverage. I can drive when I want, where I want for as long as I want as well. Some companies were telling me I would only be covered while pulling the trailer and that didn't appeal to me at all. 

 

good luck with it     

Andy 

2011 Volvo 730

2017 Spartan Toy Hauler

2021KTM 300 XC-W 

 

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I live in Colorado and my Farmers Union policy is $380 a year for the Volvo

2007 Volvo 780 Ultrashift Trailersaver Hitch
2017 Momentum 397th
3 Yamaha Banshees
2 Honda 400EX's
Polaris Outlaw 50

Polaris Outlaw 110 EFi                                                                                                                                                                                                                          2018 Polaris RZR S 1000 Stealth Black
2019 Polaris RZR S 1000 Titanium Matte Metal

2015 Polaris RZR S 900 VooDoo Blue

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10 hours ago, GlennWest said:

Orange300 mind sharing how much that is. I have no idea what insurance goes for on a F450.

we're right at $1500 a year. $250 deductible and our 1mil. umbrella policy covers us as well because we have everything with one company. NOT inexpensive at all, but for us, cheap peace of mind.  

Andy 

2011 Volvo 730

2017 Spartan Toy Hauler

2021KTM 300 XC-W 

 

[URL=https://i.imgur.com/uWKtUjj.jpg "target=new"][IMG]https://i.imgur.com/uWKtUjjl.jpg "border=0"[/IMG][/URL]

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57 minutes ago, Orange300 said:

we're right at $1500 a year. $250 deductible and our 1mil. umbrella policy covers us as well because we have everything with one company. NOT inexpensive at all, but for us, cheap peace of mind.  

That not bad. Your F450 likely higher value than my old truck also. Mine motor home insured and $980.

2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1

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2 hours ago, GlennWest said:

That not bad. Your F450 likely higher value than my old truck also. Mine motor home insured and $980.

Yep, it's a nice truck and I hope I can sell it soon but the Volvo is so much more fun! 

stay safe out there

Andy 

2011 Volvo 730

2017 Spartan Toy Hauler

2021KTM 300 XC-W 

 

[URL=https://i.imgur.com/uWKtUjj.jpg "target=new"][IMG]https://i.imgur.com/uWKtUjjl.jpg "border=0"[/IMG][/URL]

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