Broncohauler Posted February 9, 2019 Report Share Posted February 9, 2019 Had a friend that’s a extremely good Mobil RV repair person, come out to scrap and reseal our Trailer. As he dug into it we found it had been leaking on the front cap and rear cap with minor mold active. Thinking about calling the insurance company (Progressive ) but really don’t want to total the trailer. Obviously the only way I’ll repair it is to completely remove and rebuild all damaged areas. Have any of you had experience this? if so what has been your experience with an insurance company will they allow you to repair it or will they just total it ? Link to comment Share on other sites More sharing options...
rickeieio Posted February 9, 2019 Report Share Posted February 9, 2019 If you like the unit, you might be wise to not get the insurance company involved. Especially if you have a high deductible. KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
Broncohauler Posted February 9, 2019 Author Report Share Posted February 9, 2019 23 minutes ago, rickeieio said: If you like the unit, you might be wise to not get the insurance company involved. Especially if you have a high deductible. We do like it. And just upgraded axles and 17.5 Tire’s and wheels along with new batteries and new awning. Estimate right now for repairs is around 8K good guy pricing to repair front and rear replacing all bad wood. Link to comment Share on other sites More sharing options...
Darryl&Rita Posted February 9, 2019 Report Share Posted February 9, 2019 Decide what you want out of the insurance company before you call them. If you want a large enough cheque to pay for a new trailer, expect them to write it off, and force you to replace the trailer. The issue is the cost of labour, and the possibility of deeper damage than initially expected. Mold is also a trigger word for insurance companies, due to claims far down the road. If you expect a smaller cheque, to help pay for repairs, be prepared to go alone, and pay your own way. The damage shown indicates leakage for a period of time, and will likely be denied to a lack of maintenance. I have been wrong before, I'll probably be wrong again. 2000 Kenworth T 2000 w/N-14 and 10 speed Gen1 Autoshift, deck built by Star Fabrication 2006 smart fourtwo cdi cabriolet 2007 32.5' Fleetwood QuantumPlease e-mail us here. Link to comment Share on other sites More sharing options...
bockofma Posted February 9, 2019 Report Share Posted February 9, 2019 Good day, Broncohauler. Another thought (for what it's worth...): IF you were to go to your insurer, and they decided to total your home, would they allow you to buy it back from them? Regards, Michael 2007 Volvo VNL 670 2007 NuWa HitchHiker Champagne Link to comment Share on other sites More sharing options...
Broncohauler Posted February 9, 2019 Author Report Share Posted February 9, 2019 27 minutes ago, bockofma said: Good day, Broncohauler. Another thought (for what it's worth...): IF you were to go to your insurer, and they decided to total your home, would they allow you to buy it back from them? Regards, Michael Your totally correct on that. And as a salvage I have no idea who would give me insurance ? Link to comment Share on other sites More sharing options...
Broncohauler Posted February 9, 2019 Author Report Share Posted February 9, 2019 1 hour ago, Darryl&Rita said: Decide what you want out of the insurance company before you call them. If you want a large enough cheque to pay for a new trailer, expect them to write it off, and force you to replace the trailer. The issue is the cost of labour, and the possibility of deeper damage than initially expected. Mold is also a trigger word for insurance companies, due to claims far down the road. If you expect a smaller cheque, to help pay for repairs, be prepared to go alone, and pay your own way. The damage shown indicates leakage for a period of time, and will likely be denied to a lack of maintenance. I’ll never get close to what replacement cost would be. Something to think about? Link to comment Share on other sites More sharing options...
Lance A Lott Posted February 9, 2019 Report Share Posted February 9, 2019 Once you salvage it you don't worry about insurance any more, that is part of the decision you make if you decide to rebuiled. Link to comment Share on other sites More sharing options...
Alie&Jim's Carrilite Posted February 9, 2019 Report Share Posted February 9, 2019 Read the fine print of your policy and make sure your insurance coverage includes water intrusion and its effects. Alie & Jim + 8 paws 2017 DRV Memphis BART- 1998 Volvo 610 Lil'ole 6cyl Cummins Link to comment Share on other sites More sharing options...
Broncohauler Posted February 9, 2019 Author Report Share Posted February 9, 2019 Ya I’ll check the policy. Not sure about the insurance part? Truck I guess handles the liability part ? would want something depending on buy back price Link to comment Share on other sites More sharing options...
tyates007 Posted February 9, 2019 Report Share Posted February 9, 2019 Hope yours works better than mine if you go insurance route. When we moved to Pacific NW I wanted to make sure I had water covereage if we had a leak. I paid extra for that. To bad there was a leakage and seapage clause. Basically it was no good unless hit by a tidal wave Link to comment Share on other sites More sharing options...
beemergary Posted February 10, 2019 Report Share Posted February 10, 2019 I just had a claim for a blowout that caused $1,500.00 in damages. My trailer is on my car and truck insurance. My premium went up $400.00 + per year. Not a happy camper. Link to comment Share on other sites More sharing options...
Big5er Posted February 10, 2019 Report Share Posted February 10, 2019 Gary, is it possible that is was JUST an increase. My insurance went up $300 last year and I've had no claims. MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
GlennWest Posted February 11, 2019 Report Share Posted February 11, 2019 Don't know what unit you have but at the cost of quality units today, one could spend a lot and come out ahead. Say this is what was behind the cap? Have mine taped with eternabond. Hoping this doesn't happen. Hard to keep everything dry in a wet climate. 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
Broncohauler Posted February 12, 2019 Author Report Share Posted February 12, 2019 It’s a 2006 weekend Warrior filed clam today. we’ll see what happens? Link to comment Share on other sites More sharing options...
rickeieio Posted February 13, 2019 Report Share Posted February 13, 2019 I'd forgotten how good that truck looks. Wow.👍 KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
Broncohauler Posted February 13, 2019 Author Report Share Posted February 13, 2019 1 hour ago, rickeieio said: I'd forgotten how good that truck looks. Wow.👍 Thank you. It was a fun project to build back in 2009 Link to comment Share on other sites More sharing options...
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