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Quarters


SWharton
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We are currently in AZ and stopped at a bank to get some quarters. I don't know how prevalent this is but the bank refused to change our $20 in quarters since we did not have an account with the bank. I don't know if this is only AZ or nationwide. Has anyone else experienced this?

I had this happen at a big CU in AZ years ago but thought it was the CU(did not have a good reputation), but a bank!!!!

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It was explained to us that BOA in AZ(need to have this qualified) will no longer exchange currency if you do not have an account. Period. May have been a law change, not sure. Usually reasons: drug traffic, sex traffic etc. etc. 

We are going to stock up on quarters for now. 

I wonder if we go into a bank and make a withdrawal from our VISA card at the teller if we could get quarters then?? We will need to try that next time we need cash rather than go to an ATM.

 

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3 hours ago, SWharton said:

We are currently in AZ and stopped at a bank to get some quarters. I don't know how prevalent this is but the bank refused to change our $20 in quarters since we did not have an account with the bank. I don't know if this is only AZ or nationwide. Has anyone else experienced this?

I had this happen at a big CU in AZ years ago but thought it was the CU(did not have a good reputation), but a bank!!!!

Yes, it appears to be a frequent issue.  No account, no form of service.  I always carry two rolls of quarters for laundromats when we travel.  Gotta be self sufficient when travelling!

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I went to a Bank Wednesday and used their ATM to get $60 in cash, which was dispensed as 3 $20 bills. I needed $10s so I drove to a driveup and asked the teller if she would turn the 20s into 10s. She asked if I had an account with them, which I didn't, so she politely refused. This after they charged me $3.50 to use the ATM. (Regions Bank in Alabama) My Broker does refund the ATM fee! 

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11 hours ago, SWharton said:

I wonder if we go into a bank and make a withdrawal from our VISA card at the teller if we could get quarters then??

When we tried to use our card to get cash from a teller they sent us back out to the cash machine.

We bought our quarters from Walmart.

Linda Sand

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14 hours ago, SWharton said:

 The only reason we were there was to use their notary service and thought about quarters.

So they let you use the notary which I'm sure you PAID for their service maybe you should have asked that person about getting quarters. I am thinking at that point you were a customer. Just thinking out loud.

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Grocery stores are an easy place to get change. 

Banks are just crazy now.  I helped a friend sell some property here while he was on the road.  And he needed the cash deposited to use for something else, so I went to his bank to deposit it (BofA).  NOPE!  They would not accept cash from me, only him.  Had to go home and get a check (who carries checks any more?), deposit that for him, and then deposit his cash at my bank.

 

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I'm already cashless, except for those in-person sales.  There is still no reasonable choice other than Venmo, and "nobody" uses that (or nobody over about 23 years old I think).  I hate cash so much I once went two months without a single dollar in my wallet.  I pretty much pay for everything and log into the ATM using my Apple Watch.

 

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