Freightlinerclassicxl Posted April 15, 2018 Report Share Posted April 15, 2018 i have purchased an hdt and a fifth wheel camper, i intend to register the hdt, 5th wheel camper and my Toyota 4runner in South Dakota. who do you guys recommend for insurance? Link to comment Share on other sites More sharing options...
ewacowboy Posted April 15, 2018 Report Share Posted April 15, 2018 Miller Insurance in Lake Oswego, OR: http://www.millerrvinsurance.com/products/rv/index.php Jim and Kellie 2017 DRV 38RSSA Mobile Suite 2016 Western Star 5700xe YouTube Channel Link to comment Share on other sites More sharing options...
rickeieio Posted April 15, 2018 Report Share Posted April 15, 2018 Do a search here and you'll find lots of opinions, and experiences. We're happy with Progressive, through Lazy Days RV in Tampa FL. I recently tried Miller in Oregon and their restrictions were unacceptable, though the rates were attractive. KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
docj Posted April 15, 2018 Report Share Posted April 15, 2018 1 hour ago, rickeieio said: I recently tried Miller in Oregon and their restrictions were unacceptable, though the rates were attractive. Miller is a broker, not an insurance company. They don't set rates or create restrictions. They are a Progressive agent and could have provided the exact same policy as you got from Lazy Days. The difference, quite often, is how the broker describes your situation to the insurance company in the application. In my case Miller described my situation to Progressive and came back with a better insurance "solution" than did AIS. Since all of this stuff is handled online without "real" discussion, it's important that the broker be as knowledgeable as possible. Sandie & Joel 2000 40' Beaver Patriot Thunder Princeton--425 HP/1550 ft-lbs CAT C-12 2014 Honda CR-V AWD EX-L with ReadyBrute tow bar/brake systemWiFiRanger Ambassador Follow our adventures on Facebook at Weiss Travels Link to comment Share on other sites More sharing options...
rickeieio Posted April 15, 2018 Report Share Posted April 15, 2018 35 minutes ago, docj said: Miller is a broker, not an insurance company. They don't set rates or create restrictions. They are a Progressive agent and could have provided the exact same policy as you got from Lazy Days. The difference, quite often, is how the broker describes your situation to the insurance company in the application. In my case Miller described my situation to Progressive and came back with a better insurance "solution" than did AIS. Since all of this stuff is handled online without "real" discussion, it's important that the broker be as knowledgeable as possible. Agreed. I asked point blank about certain items, of both Miller and Lazy Days. Miller claimed the restrictions applied to all four companies they represent. Of course that's highly unlikely, but after two tries, I decided to go no further with them. I suspect the person with which i was speaking didn't want to admit an error in the first quote. YMMV. KW T-680, POPEMOBILE Newmar X-Aire, VATICAN Lots of old motorcycles, Moto Guzzi Griso and Spyder F3 currently in the front row Young enough to play in the dirt as a retired farmer. contact me at rickeieio1@comcast.net Link to comment Share on other sites More sharing options...
Freightlinerclassicxl Posted April 15, 2018 Author Report Share Posted April 15, 2018 2 hours ago, rickeieio said: Do a search here and you'll find lots of opinions, and experiences. We're happy with Progressive, through Lazy Days RV in Tampa FL. I recently tried Miller in Oregon and their restrictions were unacceptable, though the rates were attractive. i too contacted miller. they want the commercial fifth wheel and airlines removed, and an rv fifth wheel installed before they would insure. they also limit whether you can bobtail Link to comment Share on other sites More sharing options...
GlennWest Posted April 15, 2018 Report Share Posted April 15, 2018 There's nothing in my policy about liminted use. I have hunted for it due to remarks as this. But I only use it when I need a truck. 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
Big5er Posted April 15, 2018 Report Share Posted April 15, 2018 Miller never asked, nor did I tell them, what type of hitch I am using or about the functionality of my air lines. They also told me I can bobtail any time I want as long as it is not a daily driver to and from work. They said I can go grocery shopping, to dinner or site seeing. Like Glenn, I see nothing in my policy restricting my ability to bob tail...including the daily work vehicle restriction they "told" me about. MY PEOPLE SKILLS ARE JUST FINE.~It's my tolerance to idiots that needs work.~ 2005 Volvo 780 VED12 465hp / Freedomline transmission singled mid position / Bed by Larry Herrin2018 customed Mobile Suites 40KSSB3 2014 smart Fortwo Link to comment Share on other sites More sharing options...
jkoenig24 Posted April 15, 2018 Report Share Posted April 15, 2018 My HDT is a Class-7 Super-C. I originally was signed to National Interstate by the rep at Americas Mailbox in Box Elder. NI rates got a lot higher so, I looked around and found FCIS in Iowa. FCIS was recommended by RVillage at a rally I attended. Josh Pagel at FCIS got me good coverage at a good rate with Progressive and now, I have all my insurance with FCIS. FCIS: 800-331-1520 or 641-585-2925 Josh Pagel: jpagel@fcisinsurance.com Link to comment Share on other sites More sharing options...
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