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Can't Get Insurance on New HDT in Florida


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I purchased a new 2018 HDT truck in Florida. I currently have my MDT truck insured with Good Sam. They say that I can only get liability coverage as they have a moratorium on all vehicles in the State of Florida.  I called the Florida State Insurance Commissioner and he suggested that I change Insurance Companies. My Good Sam insurance underwriting company is Integon Preferred Insurance company, so don't suggest them. If anyone out there has a different insurance company than Good Sam please let me know. My new class 7 Freightliner is sitting on the dealers lot and I don't want to drive it without full coverage. I am going to change all of my Good and useless Sam policies over to another company when I find one.

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I think you will find pretty much all the insurance companies have suspended writing policies in the state due to the recent hurricane damage.  Once all of that gets sorted out, they should start writing new policies again.  How long that will be is an unknown right now.  Someone else posted the same issue on another forum I participate in (although I can't remember which one right now) and that was the consensus of opinion.

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So all of the thousands of people that lost their vehicles in the hurricane flooding can't get insurance on their replacement vehicles. Seems like another reason to not like insurance companies! 

Daddy always said " Insurance companies insure you for everything except for what happens"

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