SuiteSuccess Posted February 17, 2017 Report Share Posted February 17, 2017 Have been searching for possible replacements for Blue Sky since they may or may not be continuing to offer RV insurance. I am not rehashing the two ongoing threads but thought I'd share some things I've learned. 1. Going through a recognized agent may get you coverage when "on line" applications may say they don't cover HDTs. My example Miller Insurance can get me covered through Good Sam (National General) when Good Sams online and phone said they didn't cover HDTs. 2. Premium costs vary by hundreds $$ depending on companies for the same coverage. 3. Most important to us, almost all policies are "cash value" which is depreciated value vs. "agreed value" where a fixed amount is paid. I have queried all the agents I'm dealing with and it seems there is no "source" like NADA, Kelly, or other entity that will value our trucks other than what they would be as an OTR tractor. It's up to us to prove greater value by receipts or a certified appraisal. I'm thinking getting a certified appraiser at one of the rallies to do multiple appraisals might be cheaper and serve us better in event of an accident. Thoughts? Link to comment Share on other sites More sharing options...
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