jfaulkner Posted July 20, 2015 Report Share Posted July 20, 2015 I recently received a renewal quote from my current insurance company (National Interstate) for my truck and trailer with an increase of $296. My agent asked for a quote from other insurance companies and received a quote from RLI Insurance Company that was $448 LESS than the quote from NI, which makes it even less than my previous year's cost. I compared the two quotes line item for line item, and something very odd stood out. Although the total amount from RLI was much lower than the quote from NI, every line item amount for the both the truck and trailer was larger than the quote from NI, with two exceptions. The two exceptions are Bodily Injury/Property Damage and Uninsured/Underinsured Bodily Injury. NI's quote for the two are $548 and $133 respectively. RLI's quote for the two are $195 and $91 respectively. It is only because of these two line items that RLI's quote is so much less than NI's. As I indicated above, every other line item in RLI's quote is more than NI's. I am feeling uneasy about RLI's quote because of these two line items. Am I being overly concerned? I have never heard of RLI Insurance Company. Has anyone else? Does anyone have insurance with them? Jer International 4700LP (2000) Travel Supreme (36RLTSOA) Fulltimer Link to comment Share on other sites More sharing options...
soos Posted July 20, 2015 Report Share Posted July 20, 2015 Our umbrella policy is with RLI, but we've never had a claim with them. Sue Sue and Paul- fulltimed 2009 -2015 with Dozer, our Gray Tuxedo cat 2012 DRV Mobile Suites 36TKSB4 pulled by a 2020 F350 Platinum Our "vacation home" : 2018 Arctic Fox 1150 truck camper RIP Dozey http://soos-ontheroad.blogspot.com/ Link to comment Share on other sites More sharing options...
chirakawa Posted July 20, 2015 Report Share Posted July 20, 2015 If you don't trust your agent, you should find another. Everybody wanna hear the truth, but everybody tell a lie. Everybody wanna go to Heaven, but nobody want to die. Albert King Link to comment Share on other sites More sharing options...
LindaH Posted July 20, 2015 Report Share Posted July 20, 2015 We, too, used RLI for umbrella insurance. Didn't know that they offered any other type of insurance. Have you talked to your insurance agent about this? S/he might have some insight as to what's going on. LindaH 2014 Winnebago Aspect 27K 2011 Kia Soul Link to comment Share on other sites More sharing options...
wildmandmc Posted August 10, 2015 Report Share Posted August 10, 2015 I think that was the site i used that gave us a few quotes, ended up with blue sky insurance, insured rv an then car. awesome price for sure. 2000 Itasca Horizon DP (Got Total During Irma). Vice President of Charlotte County Defenders LE MC http://charlotte.defenderslemc.com/ Link to comment Share on other sites More sharing options...
Fulltimer51 Posted August 10, 2015 Report Share Posted August 10, 2015 I used to think that it was cheaper to have both the trailer and the truck insured with the same company. When I made the switch to The Hartford it was cheaper to have separate companies. George2011 F350 6.7PSD CC 4X4 DRW Lariate2015 Mobile Suites 41 RSSB4 5th Wheel Link to comment Share on other sites More sharing options...
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