ORFranP86 Posted September 3, 2014 Report Share Posted September 3, 2014 We just graduated to full time, and found our insurance seems really high. Who do you use/ recommend? Quote Link to comment Share on other sites More sharing options...
Selah Posted September 3, 2014 Report Share Posted September 3, 2014 We use National Interstate for our full time insurance. Since I've not had any claims I really can't say how good or responsive they are. Quote Link to comment Share on other sites More sharing options...
missourijan Posted September 3, 2014 Report Share Posted September 3, 2014 We had National Interstate for 6 years until they increased our rate 30% for no reason. We now have Blue Sky, it was recommended by other rv'rs and have good claim response. Quote Link to comment Share on other sites More sharing options...
Jack Mayer Posted September 3, 2014 Report Share Posted September 3, 2014 I recommend Farm and City Insurance. They are an independent agent that can place you with an appropriate company. Â Farm and City Insurance ServicesPh:800-331-1520 Quote Link to comment Share on other sites More sharing options...
nana25k Posted September 4, 2014 Report Share Posted September 4, 2014 We use GEICO. No claims related to fulltiming but in 29 years we have always had amazing service Quote Link to comment Share on other sites More sharing options...
mrschwarz Posted September 4, 2014 Report Share Posted September 4, 2014 We're another happy Blue Sky customer. We signed up in Quartzite when they beat everyone else's price. Quote Link to comment Share on other sites More sharing options...
Medico Posted September 4, 2014 Report Share Posted September 4, 2014 Blue Sky - Coach Allstate - Jeep  It was cheaper splitting them for us in Florida. Quote Link to comment Share on other sites More sharing options...
mb36912 Posted October 9, 2014 Report Share Posted October 9, 2014 This has been discussed at great length over the last several years and the options may have changed. There are a number of viable options. Â We needed coverage for our HDT and 5ver in 2013 and looked at Blue Sky, Farm and City, American Adventure, and another one that I don't remember the name of right now. We also contacted Progressive (who supplies our auto and motorcycle coverage) and were told HDT tandem tractor coverage and full-timer coverage were not available. Our policy had previously been through Grange Mutual but was expensive and restrictive. Our local agent did some legwork for us and said Progressive supplied full-time coverage but it was custom written and only supplied through American Adventure Insurance. I had never heard of them but they were well rated and can supply coverage for about any type rv you want including boats, ATV's, dirtbikes, motorcycles, ultralights, etc. We had to supply pictures and VIN's and asked a lot of the questions recommended on the forum several years ago. I thought the bill would come from AAI but it does say Progressive on it. We have had no claims so I can't say how well it works yet. We were required to contact them and send them written notice when we went from part-time to full-time earlier this year. If I remember right, the cost went up about $200/yr total for the tractor and trailer. The contact info is listed below....Estelle was my initial contact point and quote generator. Â Good luck and keep us posted on what you find out and who you go with. Â Estelle Hunt: (888) 930-3680 x460; Estelle@americanadventureinsurance.comKim Coon: 888-930-3680 Ext. 463; kim@aaihelp.comKim CastroOffice Managerkim@americanadventureinsurance.com805-409-3042 Direct888-930-3680 Office866-400-8767 Fax Quote Link to comment Share on other sites More sharing options...
Bob Cochran Posted October 9, 2014 Report Share Posted October 9, 2014 Blue Sky as well. Quote Link to comment Share on other sites More sharing options...
Biker56 Posted October 9, 2014 Report Share Posted October 9, 2014 National General Insurance through a Good Sam discount. For both MH & toad Quote Link to comment Share on other sites More sharing options...
champ_49 Posted October 9, 2014 Report Share Posted October 9, 2014 Blue Sky here also. One claim and no increase in insurance and fast and effective claims. Very happy with them. Â Dave Quote Link to comment Share on other sites More sharing options...
horizon36 Posted October 9, 2014 Report Share Posted October 9, 2014 National General too. It used to be GMAC. Been with them since mid 80's and have not had a claim yet. They do have full timers coverage. Quote Link to comment Share on other sites More sharing options...
JRP Posted March 27, 2015 Report Share Posted March 27, 2015 Keep in mind, if you get a true "Fulltimers" policy, its a combination of Vehicle and Homeowner type coverages. so yes, it costs more than the typical vehicle only policy  We just graduated to full time, and found our insurance seems really high. Quote Link to comment Share on other sites More sharing options...
StarDreamers.us Posted March 29, 2015 Report Share Posted March 29, 2015 Thanks for the discussion on a very important topic for all of us. It is so hard to get a straight answer to questions. So many insurance agents have no idea about our lifestyle. Â Safe Travels! Quote Link to comment Share on other sites More sharing options...
Aggie79-82a Posted March 20, 2017 Report Share Posted March 20, 2017 Somebody at National Interstate, surely sitting at a bar scribbling on a napkin, decided to see if I would renew my full-time policy with a 44% increase. Â Yes 44%. Â Answer is no way. Â Will be shopping for a new company first week in April. Quote Link to comment Share on other sites More sharing options...
StarDreamers.us Posted March 22, 2017 Report Share Posted March 22, 2017 When you find one, be certain to share. I am currently paying more for less coverage than when my RV was new. Surely we have a member with insurance experience that could get a company interested in writing GOOD RV coverage?? Â Safe Travels! Quote Link to comment Share on other sites More sharing options...
I'mdonewiththis forum Posted May 30, 2017 Report Share Posted May 30, 2017 I just recently changed insurance and went with a broker. Wound up with Progressive and for full timer insurance on my little trailer is $272 per year and that even includes insurance on a storage unit. I am planning on replacing my trailer soon, so I will see how that impacts the premium. Quote Link to comment Share on other sites More sharing options...
StarDreamers.us Posted May 31, 2017 Report Share Posted May 31, 2017 Is there anyone that may have a good connection to a RV Insurance Company that could help design a plan that could/would protect our RV interests. Safe Travels! Quote Link to comment Share on other sites More sharing options...
SWharton Posted May 31, 2017 Report Share Posted May 31, 2017 We use FCIS like Jack. Have our policy with Allied, FCIS says it is a very good policy. I have nothing to compare to since we have never, in 40 years, had any sort of a claim. Quote Link to comment Share on other sites More sharing options...
realdeal Posted June 8, 2017 Report Share Posted June 8, 2017 Hi guys. I am a full timer. I received a message from Allied today that my insurance is up to $1508. It was last period $12xx. Up $300 or so. Two years ago it was $13xx and after having an accident which was clearly not my fault, it had dropped $100. Go figure? Anyhow, tomorrow I will be calling the insurance company. I have a gut feeling I will be changing insurance companies. Any and all information would be greatly appreciated. Louie Quote Link to comment Share on other sites More sharing options...
Pieere Posted June 8, 2017 Report Share Posted June 8, 2017 I have used national general insurance form Good Sam since 1988! A few comprehensive claims and not much if any increases! Quote Link to comment Share on other sites More sharing options...
SWharton Posted June 8, 2017 Report Share Posted June 8, 2017 We use FCIS like Jack. Have our policy with Allied, FCIS says it is a very good policy. I have nothing to compare to since we have never, in 40 years, had any sort of a claim. Quote Link to comment Share on other sites More sharing options...
SWharton Posted June 8, 2017 Report Share Posted June 8, 2017 Just make sure you are comparing apples to apples......................... Quote Link to comment Share on other sites More sharing options...
realdeal Posted June 8, 2017 Report Share Posted June 8, 2017 Hi guys. First let me thank you for your responses. I got in touch with FCIS. The gentleman came back with a number of $1191 apples to apples with National General. I can live with that. It looks like that is the direction I will be going. Again, thank you. Louie Quote Link to comment Share on other sites More sharing options...
pjstough Posted June 9, 2017 Report Share Posted June 9, 2017 (edited) We have had Allied for several years and have had several claims. Settling the claims has always been easy and to our satisfaction. What you pay for insurance is one thing, but how they handle claims is equally important for us. Edited June 9, 2017 by pjstough Quote Link to comment Share on other sites More sharing options...
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