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Good article on one aspect of housing situation for boomers. https://www.cnbc.com/2018/09/11/baby-boomers-are-struggling-to-downsize--and-it-could-create-the-next-housing-crisis.html In particular, one should pay attention to livability of home as one ages. FT'ers should have a SOLID exit strategy. The article points out the pitfalls of today's market. In the Twin Cities, rents have soared. 1 Level type housing is very tough to find around here. My folks just moved into Boutwell Landing, a multi stage retirement community in Stillwater, MN. They lucked out and sold their maintenance intensive single family home in the woods -but it took time. At 79/76 they were ready.