Greetings,
Thank you @Kirk W and @GR "Scott" Cundiff for the responses and definitions. We (the bride and I) are in the pre-retiree category (58/59).
We have dear friends who are FT'ing it now and having a blast. We hope to join them in a few years. Our goal is to sell everything, and go with a HDT / 5th wheel combo. My task is to learn, plan and study the do's/dont's and watch out fors. Your Budget sharing and experiences help tremendously.
Thank you,
Smokier