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Waccamaw

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  1. I have used a personal mailbox (PMB) through UPS for over 9 years. I recently received a phone call from my broker at Morgan Stanley that my mailbox address kicks out of their system since it is not a valid "physical address" for me. I have been a customer with them over 20 years. As a full-time RVer, I do not have a physical address. My broker advised that they will not accept the SKP Livingston address. Has anyone else experienced this problem, particularly at Morgan Stanley? My only option is to close my account. And, there is a distinct possibility they will hold my funds until full verification is made according to their rigid requirements (which are more stringent than the US government). I am not a lawyer, but it appears to me that financial institutions have work-around options to verify the identity of their customers. I have passports, military id cards, VA cards, credit cards, birth certificate. But, I might as well be living under a bridge as far as the Patriot Act is concerned.
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